Border Bank

Border Bank


Overview / Commentary
701-499-0975
4530 17Th Ave. S.
Fargo, ND 58103

Border Bank is headquartered in FARGO and is the 13th largest bank in the state of North Dakota. It is also the 1,041st largest bank in the nation. It was established in 1972 and as of March of 2025, it had grown to 151 employees at 11 locations. Border Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #20776
Year Established1972
Employees151
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD6.29%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$995.5MM$959MM
LoansQ1 2025vs Q1 2024$813.6MM$789.2MM
DepositsQ1 2025vs Q1 2024$882.8MM$855.9MM
Equity CapitalQ1 2025vs Q1 2024$84.4MM$79.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10.5MM$9.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$12.2MM$2.9MM
Real Estate OwnedQ1 2025vs Q1 2024$144K$1.7MM
Rates
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Border Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$5k-7 Month CD Special
3.85%$5k-12 Month CD Special
3.55%$5k-23 Month CD Special
Locations


Cities: Badger, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, Thief River Falls

Badger Branches
Badger Location202 N Main StBadger, MN 56714

Clearbrook Branches
Clearbrook Branch123 Main St SClearbrook, MN 56634

Coon Rapids Branches
Firstadvantage Bank Branch9950 Foley Boulevard NwCoon Rapids, MN 55433

Fargo Branches
Border Bank4530 17th Ave SFargo, ND 58103
Border Bank - Fargo 32nd Ave Branch3203 32nd Ave SFargo, ND 58103

Greenbush Branches
Border State Bank133 Main Street NorthGreenbush, MN 56726

International Falls Branches
Border State Bank Of International Falls Branch1414 Highway 71International Falls, MN 56649

Middle River Branches
Middle River Branch150 Hill AvenueMiddle River, MN 56737

Roseau Branches
Roseau Office1083 Third Street NorthwestRoseau, MN 56751

Thief River Falls Branches
Thief River Falls Location1528 Highway 59 SThief River Falls, MN 56701

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