Border Bank Reviews and Rates

Border Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.border.bank

701-499-0975

4530 17Th Ave. S.
Fargo, ND 58103

Border Bank is headquartered in FARGO and is the 13^th largest bank in the state of North Dakota. It is also the 1,041^st largest bank in the nation. It was established in 1972 and as of March of 2025, it had grown to 151 employees at 11 locations. Border Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20776
Year Established	1972
Employees	151
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	6.29%
Annual Interest Income	$12.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$995.5MM$959MM
Loans	Q1 2025vs Q1 2024	$813.6MM$789.2MM
Deposits	Q1 2025vs Q1 2024	$882.8MM$855.9MM
Equity Capital	Q1 2025vs Q1 2024	$84.4MM$79.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$10.5MM$9.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$12.2MM$2.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$144K$1.7MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Border Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$5k	-	7 Month CD Special
3.85%	$5k	-	12 Month CD Special
3.55%	$5k	-	23 Month CD Special

Locations

Cities: Badger, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, Thief River Falls

Badger Branches
Badger Location	202 N Main St	Badger, MN 56714

Clearbrook Branches
Clearbrook Branch	123 Main St S	Clearbrook, MN 56634

Coon Rapids Branches
Firstadvantage Bank Branch	9950 Foley Boulevard Nw	Coon Rapids, MN 55433

Fargo Branches
Border Bank	4530 17th Ave S	Fargo, ND 58103
Border Bank - Fargo 32nd Ave Branch	3203 32nd Ave S	Fargo, ND 58103

Greenbush Branches
Border State Bank	133 Main Street North	Greenbush, MN 56726

International Falls Branches
Border State Bank Of International Falls Branch	1414 Highway 71	International Falls, MN 56649

Middle River Branches
Middle River Branch	150 Hill Avenue	Middle River, MN 56737

Roseau Branches
Roseau Office	1083 Third Street Northwest	Roseau, MN 56751

Thief River Falls Branches
Thief River Falls Location	1528 Highway 59 S	Thief River Falls, MN 56701

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