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Border Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.borderfcu.com
830-774-2328
2211 N Bedell Ave
Del Rio, TX 78840

Border Federal Credit Union is headquartered in Del Rio and is the 90th largest credit union in the state of Texas. It is also the 1,145th largest credit union in the nation. It was established in 1986 and as of December of 2024, it had grown to 104 employees and 27,426 members at 5 locations. Border Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Border Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde, or Zavala. Immediate family of existing credit union members are also eligible.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24304
Year Chartered1986
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD10.89%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$241.2MM$237.6MM
LoansQ4 2024vs Q4 2023$147.6MM$138.7MM
DepositsQ4 2024vs Q4 2023$184.5MM$185.4MM
Equity CapitalQ4 2024vs Q4 2023$41.8MM$37.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$726K$311K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Border Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Border Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$75-Save and Score Savings Account
0.50%$5-Christmas Club Account
0.50%$5-Vacation Club Account
0.50%$5-Educational IRA Account
0.10%$500-Regular Share Savings Account
0.10%$5-Youth Share Account

Border Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$200k*-Money Market Account
OTHER TIERS: 1.00% → $2.5k - $25k | 1.15% → $25k - $75k | 1.25% → $75k - $100k | 1.35% → $100k - $200k

Border Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-Royal Checking

Border Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month Share Certificate
3.95%$5k-15 Month Share Certificate Plus
3.85%$1k-7 Month Share Certificate
3.80%$1k-6 Month Share Certificate
3.70%$1k-18 Month Share Certificate
3.60%$1k-24 Month Share Certificate
3.60%$5k-30 Month Share Certificate Plus
3.40%$1k-36 Month Share Certificate
3.40%$1k-60 Month Share Certificate
3.30%$1k-48 Month Share Certificate
3.00%$100$50k15 Month Youth Share Certificate
3.00%$100$50k30 Month Youth Share Certificate
2.50%$1k-3 Month Share Certificate

Border Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month IRA
3.70%$1k-18 Month IRA
3.60%$1k-24 Month IRA
0.50%$5-Traditional IRA Account
0.50%$5-Roth IRA Account
Locations


Border Federal Credit Union Locations
Branch Office2080 N Veterans BlvdEagle Pass, TX 78852-4477
Branch Office583 Liberty Dr Bldg 341Del Rio, TX 78843-5224
Branch Office600 E Gibbs StDel Rio, TX 78840-4654
Branch Office2211 N BEDELL AVEDel Rio, TX 78840
Branch Office2344 El Indio HwyEagle Pass, TX 78852

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