Bradford Area Federal Credit Union

Overview / Commentary
52 Davis St Ste 1
Bradford, PA 16701

Bradford Area Federal Credit Union is headquartered in Bradford and is the 260th largest credit union in the state of Pennsylvania. It is also the 4,214th largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 4 employees and 1,831 members at 1 location. Bradford Area Federal Credit Union's savings rates are 94% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Must be an employee of the Bradford Area Chamber of Commerce or other select community partner.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bradford Area Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #13823
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.2%
Annual Interest Income$316.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$7.6MM$7.1MM
LoansQ4 2019vs Q4 2018$3.7MM$3.3MM
DepositsQ4 2019vs Q4 2018$6.1MM$5.6MM
Equity CapitalQ4 2019vs Q4 2018$1.5MM$1.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$32.00K$43.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$70.00K$94.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bradford Area Federal Credit Union Savings Account Rates

1.01%*$10k*-Savings Account
OTHER TIERS: 0.50% $5 - $10k
1.01%*$10k*-Christmas Club
OTHER TIERS: 0.50% $5 - $10k
1.01%*$10k*-Vacation Club
OTHER TIERS: 0.50% $5 - $10k

Bradford Area Federal Credit Union Locations
Branch Office52 Davis St Ste 1Bradford, PA 16701-2016

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