Bragg Mutual Federal Credit Union

Overview / Commentary
2917 Village Dr
Fayetteville, NC 28304

Bragg Mutual Federal Credit Union is headquartered in Fayetteville and is the 24th largest credit union in the state of North Carolina. It is also the 1,736th largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 24 employees and 9,931 members at 4 locations. Bragg Mutual Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Bragg Mutual Federal Credit Union is open to those who live, worship, work (or regularly conduct business in) or attend school in, and businesses and other legal entities located within certain areas or certain census tracts in the North Carolina counties of Alamance, Anson, Brunswick, Chatham, Columbus, Cumberland, Duplin, Franklin, Harnett, Hoke, Johnson, Lee, Lenoir, Montgomery, Moore, Nash, Pender, Randolph, Richmond, Robeson, Sampson, Scotland, Wake, Wayne, or Wilson; or the South Carolina counties of Chesterfield, Darlington, Dillon, Florence, Horry, Marion, or Marlboro.
See current membership details

Reviews (2)

Update Previous @ Improved Location

Reviewing previous post(s) experience.... So, the branch I visit continues to have a unique and very friendly knowledgeable teller staff. Website has been updated but contracted out of house (-)...

Mis-Mangement Of Funds

Posted by: |

My cousin has had some problems with his money in this bank. His money seemed to always go missing from his account without explanation. Upon inquiring to what happened to it, he could never get a clear answer as to what the problem was.

It started out being small amounts, and grew into large amounts. He has since stopped banking with this institution. IF YOU HAVE MONEY IN THIS BANK -- YOU NEED TO CHECK YOUR BANK STATEMENTS -- VERY CAREFULLY.


Health Grade Components

NCUA #7955
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10.53%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$110.5MM$108.3MM
LoansQ4 2023vs Q4 2022$76.6MM$76.5MM
DepositsQ4 2023vs Q4 2022$98.3MM$96.3MM
Equity CapitalQ4 2023vs Q4 2022$10.2MM$9.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.1MM$484K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$975K$1.5MM
Real Estate OwnedQ4 2023vs Q4 2022$41K$0

Rates for Bragg Mutual Federal Credit Union are currently being reviewed.


Bragg Mutual Federal Credit Union Locations
Branch Office2917 Village DrFayetteville, NC 28304-3814
Branch Office1570 NC HWY 24/87Cameron, NC 28326
Branch Office1638 Owen Dr Fl 1Fayetteville, NC 28304-3424
Branch Office174 Liberty Square Shopping CenterKenansville, NC 28349

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