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Overview / Commentary
2917 Village Dr
Fayetteville, NC 28304-3814

Bragg Mutual Federal Credit Union is headquartered in Fayetteville and is the 34th largest credit union in the state of North Carolina. It is also the 2,320th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 20 employees and 10,144 members at 2 locations. Bragg Mutual Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be employed by one of the occupational or association group that has been approved by the National Credit Union Administration.
See current membership details

Reviews (1)

Mis-Mangement Of Funds

Posted by: Anonymous | Dec 29, 2010

My cousin has had some problems with his money in this bank. His money seemed to always go missing from his account without explanation. Upon inquiring to what happened to it, he could never get a clear answer as to what the problem was.

It started out being small amounts, and grew into large amounts. He has since stopped banking with this institution. IF YOU HAVE MONEY IN THIS BANK -- YOU NEED TO CHECK YOUR BANK STATEMENTS -- VERY CAREFULLY.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bragg Mutual Federal Credit Union has a low asset base.

Health Grade Components

NCUA #7955
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.6%
Annual Interest Income$726.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$49.9MM$48.5MM
LoansQ2 2016vs Q2 2015$21.9MM$14.1MM
DepositsQ2 2016vs Q2 2015$43.5MM$42.2MM
Equity CapitalQ2 2016vs Q2 2015$6.0MM$5.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$659.00K$587.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$81.00K$158.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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Bragg Mutual Federal Credit Union Locations
Branch Office2917 Village DrFayetteville, NC 28304-3814
Branch Office201 Hay St Ste 101CFayetteville, NC 28301-5581