Featured Savings Rates
Featured Accounts

Brazos Valley Schools Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD12 Months CD
0.25%SavingsSecond Savings Account
1.50%4-year CD48 Months CD

Overview / Commentary
281-391-2149
25525 Katy Mills Pkwy
Katy, TX 77494

Brazos Valley Schools Credit Union is headquartered in Katy and is the 30th largest credit union in the state of Texas. It is also the 386th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 133 employees and 49,034 members at 11 locations. Brazos Valley Schools Credit Union has a B+ health rating.

Field of Membership Restrictions

Brazos Valley Schools Credit Union of Texas is open to the current and retired employees of any and every school and learning institution within the state as well as the education affiliated organizations and their members, the county employees of Austin, Fort Bend, Brazos, Waller, and Washington, the city employees of the qualified locations that are listed on the credit union website, employees of the relevant credit union-affiliated organizations, employees of the credit union affiliated select employee groups, school district retirees that now reside in the geographical field that the credit union serves, the residents, church members, registered students and the people that maintain employment within the qualified ISD locations that are listed on the credit union's website, and the family members of the current credit union members, along with the widows/widowers of deceased credit union members.
See current membership details

Reviews (1)

Great Credit Union

Posted by: Teacher16 | Jan 25, 2016

I have used the Brazos Valley Schools Credit Union since I was 16 and opened my first account. I serves those working in the education field in the local area. My mom was a teacher, so I was able to get an account and have kept it ever since. The personal customer service is outstanding; they really work to learn your name and address any issues that you have as a customer. The products are pretty standard, such as basic checking/savings/safety deposit/etc in the building itself and the rates are good to very good but not great. By that I mean that the interest rates for savings and for loans such as mortgages are good but you could probably get slightly better if you were willing to sacrifice the personal service that this credit union offers. I found the mortgage approval process to be stressful enough--at least I trusted my banker and knew she would keep me informed every step of the way. They have also assisted me with a car loan when I was 20 (since paid off) and I found that to be simple as well. My only complaint is the placement of ATMs as there is really only one, at the bank itself (and if you are going to drive all the way to the bank...wouldn't you just use the counter?)



Health
B+

Health Grade Components

Overall
NCUA #66353
Year Chartered1954
Employees133
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.62%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$681.4MM$653.5MM
LoansQ2 2016vs Q2 2015$196.5MM$185.4MM
DepositsQ2 2016vs Q2 2015$620.8MM$595.3MM
Equity CapitalQ2 2016vs Q2 2015$57.8MM$55.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$882.00K$896.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.3MM$860.00K
Real Estate OwnedQ2 2016vs Q2 2015$1,000$1,000
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Brazos Valley Schools Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Traditional IRA Share Account
0.35%--Roth IRA Share Account
0.25%$25-Regular Share Savings Account
0.25%--Second Savings Account
0.20%--Christmas Club Account

Brazos Valley Schools Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Checking
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k

Brazos Valley Schools Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Dividend Bearing Checking

Brazos Valley Schools Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$95k-48 Months Jumbo CD
1.50%$1k-48 Months CD
1.45%$95k-36 Months Jumbo CD
1.25%$95k-24 Months Jumbo CD
1.20%$1k-36 Months CD
1.00%$1k-24 Months CD
0.85%$95k-12 Months Jumbo CD
0.70%$95k-6 Months Jumbo CD
0.60%$1k-12 Months CD
0.60%$95k-3 Months Jumbo CD
0.45%$1k-6 Months CD
0.35%$1k-3 Months CD

Brazos Valley Schools Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$95k-48 Month Jumbo IRA
1.50%$1k-48 Month IRA
1.45%$95k-36 Month Jumbo IRA
1.25%$95k-24 Month Jumbo IRA
1.20%$1k-36 Month IRA
1.00%$1k-24 Month IRA
0.85%$95k-12 Month Jumbo IRA
0.70%$95k-6 Month Jumbo IRA
0.60%$1k-12 Month IRA
0.60%$95k-3 Month Jumbo IRA
0.45%$1k-6 Month IRA
0.35%$1k-3 Month IRA
Locations

Brazos Valley Schools Credit Union has 11 locations. Click to view all Brazos Valley Schools Credit Union locations.