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Brazos Valley Schools Credit Union


Overview / Commentary
www.bvscu.org
281-391-2149
25525 Katy Mills Pkwy
Katy, TX 77494

Brazos Valley Schools Credit Union is headquartered in Katy and is the 37th largest credit union in the state of Texas. It is also the 443rd largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 164 employees and 61,374 members at 13 locations. Brazos Valley Schools Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Brazos Valley Schools Credit Union is open to the following: (1) those who live, work, attend school or worship in the geographic boundaries of Fort Bend ISD, Lamar Consolidated ISD, Needville ISD, Stafford ISD, Brazos ISD, Katy ISD, Bryan ISD, College Station ISD, Brenham ISD or Burton ISD; (2) employees of Brenham State School, Richmond State School, Fort Bend Appraisal District, Damon ISD and MHMRA of Brazos Valley and other Select Employer Groups.
See current membership details

Reviews (1)

Great Credit Union

Posted by: |

I have used the Brazos Valley Schools Credit Union since I was 16 and opened my first account. I serves those working in the education field in the local area. My mom was a teacher, so I was able to get an account and have kept it ever since. The personal customer service is outstanding; they really work to learn your name and address any issues that you have as a customer. The products are pretty standard, such as basic checking/savings/safety deposit/etc in the building itself and the rates are good to very good but not great. By that I mean that the interest rates for savings and for loans such as mortgages are good but you could probably get slightly better if you were willing to sacrifice the personal service that this credit union offers. I found the mortgage approval process to be stressful enough--at least I trusted my banker and knew she would keep me informed every step of the way. They have also assisted me with a car loan when I was 20 (since paid off) and I found that to be simple as well. My only complaint is the placement of ATMs as there is really only one, at the bank itself (and if you are going to drive all the way to the bank...wouldn't you just use the counter?)

5


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #66353
Year Chartered1954
Employees164
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.63%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$963.6MM$1.00B
LoansQ2 2023vs Q2 2022$423.2MM$378.5MM
DepositsQ2 2023vs Q2 2022$868.2MM$919.5MM
Equity CapitalQ2 2023vs Q2 2022$93.1MM$81.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$2.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.1MM$2.4MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Brazos Valley Schools Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Brazos Valley Schools Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Traditional IRA
0.40%--Roth IRA
0.20%--Christmas Club Account
0.10%$5-Regular Share Savings Account
0.10%$5-Second Savings Account
0.10%--TUTMA
0.10%--Revocable & Irrevocable Trusts

Brazos Valley Schools Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Money Market Checking
OTHER TIERS: 0.20% → $2.5k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k

Brazos Valley Schools Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Dividend Bearing Checking

Brazos Valley Schools Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-12 Month CD
4.50%$95k-12 Month Jumbo CD
4.25%$1k-24 Month CD
4.25%$95k-24 Month Jumbo CD
3.25%$1k-36 Month CD
3.25%$1k-48 Month CD
3.25%$95k-36 Month Jumbo CD
3.25%$95k-48 Month Jumbo CD
2.25%$1k-6 Month CD
2.25%$95k-6 Month Jumbo CD
1.25%$1k-3 Month CD
1.25%$95k-3 Month Jumbo CD

Brazos Valley Schools Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-12 Month IRA
4.50%$95k-12 Month Jumbo IRA
4.25%$1k-24 Month IRA
4.25%$95k-24 Month Jumbo IRA
3.25%$1k-36 Month IRA
3.25%$1k-48 Month IRA
3.25%$95k-36 Month Jumbo IRA
3.25%$95k-48 Month Jumbo IRA
2.25%$1k-6 Month IRA
2.25%$95k-6 Month Jumbo IRA
1.25%$1k-3 Month IRA
1.25%$95k-3 Month Jumbo IRA
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