Bridgeton Onized Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bofcu.com

856-692-4000

339 Main St
Cedarville, NJ 08311

Bridgeton Onized Federal Credit Union is headquartered in Cedarville and is the 45^th largest credit union in the state of New Jersey. It is also the 2,479^th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 17 employees and 7,389 members at 2 locations. Bridgeton Onized Federal Credit Union's money market rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Bridgeton Onized Federal Credit Union is open to anyone who is a member of the Cohansey Area Watershed Association (membership fee $10). Membership is also open to employees of Cumberland County and any one of the more than 100 area organizations.(A complete list of organizations can be found on the credit union's website)
See current membership details

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Health

C+

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bridgeton Onized Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	3476
Year Chartered	1939
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	5.88%
Annual Interest Income	$3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$46.8MM$46.4MM
Loans	Q4 2024vs Q4 2023	$40.4MM$34.8MM
Deposits	Q4 2024vs Q4 2023	$42.7MM$42MM
Equity Capital	Q4 2024vs Q4 2023	$3.6MM$3.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$723K$728K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1MM$794K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bridgeton Onized Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.43%	$5	-	Share Savings
0.43%	$0	-	Special Savings
0.43%	$0	-	Vacation Club
0.25%^*	$0	$2k	Holiday Club
OTHER TIERS: 0.08% → $2k+

Bridgeton Onized Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.61%	$3k	-	Money Market

Bridgeton Onized Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.29%	$0	-	Share Draft Checking

Bridgeton Onized Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.22%	$1k	-	5 Year Share Certificate
2.12%	$1k	-	4 Year Share Certificate
2.02%	$1k	-	3 Year Share Certificate
1.92%	$1k	-	2 Year Share Certificate
1.82%	$1k	-	1 Year Share Certificate
1.72%	$1k	-	180 Day Share Certificate
1.62%	$1k	-	90 Day Share Certificate

Bridgeton Onized Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	5 Year IRA Certificate
1.31%	$1k	-	4 Year IRA Certificate
1.21%	$1k	-	3 Year IRA Certificate
1.11%	$1k	-	2 Year IRA Certificate
1.01%	$1k	-	1 Year IRA Certificate
0.91%	$1k	-	180 Day IRA Certificate
0.81%	$1k	-	90 Day IRA Certificate
0.22%	$0	-	IRA Savings

Locations

Bridgeton Onized Federal Credit Union Locations
Branch Office	524 N Pearl St	Bridgeton, NJ 08302
Branch Office	339 Main St	Cedarville, NJ 08311-2542

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