Bridgeton Onized Federal Credit Union
Overview / Commentary
Bridgeton Onized Federal Credit Union is headquartered in Cedarville and is the 43rd largest credit union in the state of New Jersey. It is also the 2,446th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 14 employees and 7,361 members at 2 locations. Bridgeton Onized Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Bridgeton Onized Federal Credit Union is open to anyone who is a member of the Cohansey Area Watershed Association (membership fee $10). Membership is also open to employees of Cumberland County and any one of the more than 100 area organizations.(A complete list of organizations can be found on the credit union's website)
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bridgeton Onized Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 3476 |
| Year Chartered | 1939 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 3.2% |
| Annual Interest Income | $773K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $49.5MM$47.9MM |
| Loans | Q1 2025vs Q1 2024 | $40.6MM$36.5MM |
| Deposits | Q1 2025vs Q1 2024 | $45.1MM$43.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.7MM$3.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $731K$687K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $739K$872K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |