Bridgeton Onized Federal Credit Union


Overview / Commentary
856-692-4000
339 Main St
Cedarville, NJ 08311

Bridgeton Onized Federal Credit Union is headquartered in Cedarville and is the 46th largest credit union in the state of New Jersey. It is also the 2,494th largest credit union in the nation. It was established in 1939 and as of September of 2024, it had grown to 17 employees and 7,277 members at 2 locations. Bridgeton Onized Federal Credit Union's money market rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Bridgeton Onized Federal Credit Union is open to anyone who is a member of the Cohansey Area Watershed Association (membership fee $10). Membership is also open to employees of Cumberland County and any one of the more than 100 area organizations.(A complete list of organizations can be found on the credit union's website)
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bridgeton Onized Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3476
Year Chartered1939
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD9.45%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$46.4MM$47.5MM
LoansQ3 2024vs Q3 2023$39.4MM$31.9MM
DepositsQ3 2024vs Q3 2023$42.1MM$43.1MM
Equity CapitalQ3 2024vs Q3 2023$3.7MM$3.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$771K$694K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.1MM$739K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bridgeton Onized Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bridgeton Onized Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%$5-Share Savings
0.38%$0-Special Savings
0.38%$0-Vacation Club
0.23%*$0$2kHoliday Club
OTHER TIERS: 0.08% $2k+
0.22%$0-IRA Savings

Bridgeton Onized Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$3k-Money Market

Bridgeton Onized Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%$0-Share Draft Checking

Bridgeton Onized Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$1k-5 Year Share Certificate
2.02%$1k-4 Year Share Certificate
1.92%$1k-3 Year Share Certificate
1.82%$1k-2 Year Share Certificate
1.72%$1k-1 Year Share Certificate
1.62%$1k-180 Day Share Certificate
1.52%$1k-90 Day Share Certificate

Bridgeton Onized Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.38%$1k-5 Year IRA Certificate
1.28%$1k-4 Year IRA Certificate
1.18%$1k-3 Year IRA Certificate
1.08%$1k-2 Year IRA Certificate
0.98%$1k-1 Year IRA Certificate
0.88%$1k-180 Day IRA Certificate
0.78%$1k-90 Day IRA Certificate
Locations


Bridgeton Onized Federal Credit Union Locations
Branch Office524 N Pearl StBridgeton, NJ 08302
Branch Office339 Main StCedarville, NJ 08311-2542

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