Advertising Disclosure
  1. Banks
  2. Bridgeton Onized Federal Credit Union

Bridgeton Onized Federal Credit Union


Overview / Commentary
www.bofcu.com
856-692-4000
339 Main St
Cedarville, NJ 08311

Bridgeton Onized Federal Credit Union is headquartered in Cedarville and is the 44th largest credit union in the state of New Jersey. It is also the 2,495th largest credit union in the nation. It was established in 1939 and as of June of 2024, it had grown to 17 employees and 7,469 members at 2 locations. Bridgeton Onized Federal Credit Union's money market rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Bridgeton Onized Federal Credit Union is open to anyone who is a member of the Cohansey Area Watershed Association (membership fee $10). Membership is also open to employees of Cumberland County and any one of the more than 100 area organizations.(A complete list of organizations can be found on the credit union's website)
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C

Data as of Q2 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bridgeton Onized Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3476
Year Chartered1939
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD10.93%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$47.7MM$47.7MM
LoansQ2 2024vs Q2 2023$38MM$29.4MM
DepositsQ2 2024vs Q2 2023$42.8MM$43.8MM
Equity CapitalQ2 2024vs Q2 2023$3.6MM$3.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$771K$687K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1MM$558K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bridgeton Onized Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bridgeton Onized Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-Share Savings
0.30%$0-Special Savings
0.30%$0-Vacation Club
0.22%$0-IRA Savings
0.22%*$0$2kHoliday Club
OTHER TIERS: 0.08% → $2k+

Bridgeton Onized Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$3k-Money Market

Bridgeton Onized Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Share Draft Checking

Bridgeton Onized Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$1k-5 Year Share Certificate
1.82%$1k-4 Year Share Certificate
1.72%$1k-3 Year Share Certificate
1.62%$1k-2 Year Share Certificate
1.52%$1k-1 Year Share Certificate
1.42%$1k-180 Day Share Certificate
1.32%$1k-90 Day Share Certificate

Bridgeton Onized Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.32%$1k-5 Year IRA Certificate
1.22%$1k-4 Year IRA Certificate
1.12%$1k-3 Year IRA Certificate
1.02%$1k-2 Year IRA Certificate
0.92%$1k-1 Year IRA Certificate
0.82%$1k-180 Day IRA Certificate
0.72%$1k-90 Day IRA Certificate
Locations


Bridgeton Onized Federal Credit Union Locations
Branch Office524 N Pearl StBridgeton, NJ 08302
Branch Office339 Main StCedarville, NJ 08311-2542

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.