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Overview / Commentary
75 Main St
Bridgewater, MA 02324-1406

Bridgewater Credit Union is headquartered in Bridgewater and is the 30th largest credit union in the state of Massachusetts. It is also the 692nd largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 58 employees and 31,130 members at 5 locations. Bridgewater Credit Union's CD rates are 53% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Barnstable, Norfolk or Plymouth Counties.
See current membership details

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Reviews (2)

Worst Customer Experience In 7 Years/Painful

Customer service reps are untrained. Higher level business executives cannot even be reached on a weekend to pull the trigger to make a business decision? Who ever heard of such lunacy. In order to ensure a smoothe customer experience (ie- a withdrawal of funds from a customer account)- not one executive can be reached? This is common practice. I need to pull all my money. That's all folks. Don't risk it.


The managers are not easy to deal with and can come across as snobby. They don't make you feel welcome in their own bank. All in all, it's inconvenient and doesn't offer anything other banks don't already offer. I prefer Citizens.


Health Grade Components

NCUA #67984
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.95%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$356.9MM$346.2MM
LoansQ4 2017vs Q4 2016$252.7MM$260.4MM
DepositsQ4 2017vs Q4 2016$288.2MM$276.9MM
Equity CapitalQ4 2017vs Q4 2016$35.2MM$35.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.0MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$711.00K$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$0$150.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bridgewater Credit Union Savings Account Rates

0.19%*$25k*-Bridge Savings
OTHER TIERS: 0.10% Up to $10k | 0.13% $10k - $25k
0.10%--Statement Savings
0.10%--Passbook Savings
0.10%--Club Account

Bridgewater Credit Union Money Market Rates

0.35%*$50k*-Money Market
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k | 0.25% $25k - $50k

Bridgewater Credit Union Checking Account Rates

0.20%*$1,500*-High Interest Checking
OTHER TIERS: 0.10% Up to $1,500
0.10%--Fabulous 50 Interest Checking
0.10%--Interest eChecking

Bridgewater Credit Union CD Rates

1.80%$1k-18 to 23 Month CD
1.80%$1k-18 Month Triple Play CD Special
1.65%$1k-60 Month CD
1.45%$1k-48 to 59 Month CD
1.38%$1k-12 to 17 Month CD
1.25%$1k-36 to 47 Month CD
1.18%$1k-6 to 11 Month CD
1.06%$1k-24 to 29 Month CD
1.06%$1k-30 to 35 Month CD
0.15%$1k-3 to 5 Month CD

Bridgewater Credit Union IRA Rates

1.80%$1k-18 to 23 Month IRA
1.65%$1k-60 Month IRA
1.45%$1k-48 to 59 Month IRA
1.38%$1k-12 to 17 Month IRA
1.25%$1k-36 to 47 Month IRA
1.18%$1k-6 to 11 Month IRA
1.06%$1k-24 to 29 Month IRA
1.06%$1k-30 to 35 Month IRA
0.15%$1k-3 to 5 Month IRA

Bridgewater Credit Union Locations
Branch Office213 Independence AveQuincy, MA 02169
Branch Office75 Main StBridgewater, MA 02324-1406
Branch Office3A Whiting RdDover, MA 02030-2452
Branch Office44 Shops at 5 WayPlymouth, MA 02360
Branch Office41 Fairhaven Commons WayFairhaven, MA 02719