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BrightBridge Credit Union

BrightBridge Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.brightbridge.com
800-356-0067
500A Merrimack Street
Lawrence, MA 01843

Field of Membership Restrictions

Membership in BrightBridge Credit Union is open to those who live, worship, work, or attend school in the Massachusetts counties of Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester; the New Hampshire counties of Hillsborough, or Rockingham; the Rhode Island counties of Kent or Providence. Membership is open to family member; Membership is also open to member or volunteer of a religious, civic, or charitable organization that has their principal place of business within Field of Membership or Employee or a member of a Participating Employer or Sponsor Group.
See current membership details

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Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68693
Year Chartered1955
Employees305
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.72%
Annual Interest Income$101.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.21B$2.26B
LoansQ4 2024vs Q4 2023$1.61B$1.55B
DepositsQ4 2024vs Q4 2023$1.9B$2B
Equity CapitalQ4 2024vs Q4 2023$193.8MM$194.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$14.1MM$13MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$10.9MM$7.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BrightBridge Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.29%$0-BridgeBuilder High Yield Savings Special - New Money
3.00%*$50k*-High Yield Savings
OTHER TIERS: 2.00% → $0 - $50k
1.00%*$0$25kKasasa Saver
OTHER TIERS: 0.20% → $25k+
0.20%$0-Holiday Club
0.20%$0-Vacation Club
0.20%$0-Back to School Club
0.10%$5-Main Share
0.10%$0-Share Savings
0.10%$0-Business Main Share

BrightBridge Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%*$1m*-Business Money Market
OTHER TIERS: 0.25% → $0 - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.50% → $250k - $1m
4.23%*$1m*-Money Market Account
OTHER TIERS: 0.25% → $0 - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $250k | 1.50% → $250k - $1m

BrightBridge Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$10kKasasa Cash
OTHER TIERS: 0.20% → $10k+

BrightBridge Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$250-5 Month CD
4.13%$500-9 Month CD
3.69%$500-12 Month CD
3.69%$50k-12 Month CD Premium
3.44%$500-18 Month CD
3.44%$50k-18 Month CD Premium
2.10%$50k-24 Month CD Premium
2.00%$500-24 Month CD
1.15%$50k-36 Month CD Premium
1.05%$500-36 Month CD
1.00%$50k-60 Month CD Premium
0.95%$50k-48 Month CD Premium
0.90%$500-60 Month CD
0.85%$500-48 Month CD
0.35%$50k-6 Month CD Premium
0.30%$500-6 Month CD
0.15%$50k-3 Month CD Premium
0.10%$500-3 Month CD

BrightBridge Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.13%$500-9 Month IRA
3.69%$500-12 Month IRA
3.69%$50k-12 Month IRA Premium
3.44%$500-18 Month IRA
3.44%$50k-18 Month IRA Premium
2.10%$50k-24 Month IRA Premium
2.00%$500-24 Month IRA
1.15%$50k-36 Month IRA Premium
1.05%$500-36 Month IRA
1.00%$50k-60 Month IRA Premium
0.95%$50k-48 Month IRA Premium
0.90%$500-60 Month IRA
0.85%$500-48 Month IRA
0.35%$50k-6 Month IRA Premium
0.30%$500-6 Month IRA
0.15%$50k-3 Month IRA Premium
0.10%$0-IRA Savings
0.10%$500-3 Month IRA
Locations

Availability

Boston Area

Interactive local rates map


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