Brightstar Credit Union

Overview / Commentary
5901 Del Lago Cir
Sunrise, FL 33313-6341

Brightstar Credit Union is headquartered in Sunrise and is the 32nd largest credit union in the state of Florida. It is also the 571st largest credit union in the nation. It was established in 1946 and as of December of 2019, it had grown to 176 employees and 59,207 members at 8 locations. Brightstar Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

BrightStar Credit Union offers membership to anyone who resides, works, or attends school in the Florida counties of Brevard, Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Hillsborough, Indian River, Lee, Manatee, Martin, Monroe, Miami-Dade, Okeechobee, Osceola, Palm Beach, Pinellas, Polk, Sarasota, or St. Lucie. Membership is also open to individuals associated with educational institutions in Broward County, and to employees (and their family) of local partner organizations.
See current membership details

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Longstanding Brightstar Credit Union Platinum Star Member

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I am a longstanding BrightStar Credit Union Member and current Platinum Star Member. The Platinum Star Membership requirements are clearly stated at BrightStar Credit Union | Serving Broward and Palm Beach Counties, Florida. You do need to establish a relationship with the credit union to become a member.( Read the fine print). That means you probably won't gain Platinum Star status immediately even if you meet the other requirements. It is reserved for customers who are loyal to the credit union. I have had bad experiences at other major banks and found myself coming back to BSCU because they have better rates and more free services offered in a more personal environment. All financial institutions can make errors. Over the 20 plus years I've banked with BrightStar (Broward Schools) Credit Union, I have only had one instance where a problem occurred due to the credit union's error. It was quickly corrected and no fees were accessed. There have been problems because of my error; they were also been quickly corrected and no fee accessments. As a Platinum Star member with a savings and checking, I have built in overdraft protection. When I opened my IRA CD's this year I also inquired about my son opening one. I was told that he could, but he would not have the preferred rate as a new customer. No bank is perfect, but I have little to complain about when it comes to BrightStar.

Bright Star

Posted by: |

Free checking. Reasonable safe deposit fee.
Employees aren't especially helpful or friendly

Something To Think About With Bright Star

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I called today to open an account with Brightstar.  I wanted to have a Star preminum membership to take advantage of the 5yr cd rate for an Ira due in 60 days -jumbo cd.  I qualified for the membership and had no problem with the requirements. One odd thing was you needed to use the Visa check card several times a month but she refused to tell me how many times

Now for the kicker-  the rep told me that they might not be able to address my IRA( within my time frame) since I needed to established a relationship with them.  I  had no idea what she was talking about and said that I didn't undestand since I met all the requirements. She said they want people in the Star to have a strong relationship with them and this might take several months.  This may mean car loans and things of that nature I have no idea..  I asked several more questions and finally gave up. She kept trying to direct me to their regular cd rates. I said I wasn't interested and that was that.

Customer Service

Wow! Melissa and the customer service team just don't care! They make a mistake, admit it but just don't care. Brightstar credit union has really shown how far they have fallen.



Health Grade Components

NCUA #67347
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.45%
Annual Interest Income$21.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$518.5MM$481.7MM
LoansQ4 2019vs Q4 2018$379.6MM$358.8MM
DepositsQ4 2019vs Q4 2018$459.1MM$424.4MM
Equity CapitalQ4 2019vs Q4 2018$52.4MM$50.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.1MM$3.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.9MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Brightstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Brightstar Credit Union Savings Account Rates

0.50%*$95k*-IRA Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $50k | 0.40% $50k - $95k
0.05%--Savings Account
0.05%--Wish Account

Brightstar Credit Union Money Market Rates

0.75%*$95k*-Business Money Market Account
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $10k | 0.35% $10k - $50k | 0.55% $50k - $95k
0.50%*$95k*-Money Market Account
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $50k | 0.40% $50k - $95k

Brightstar Credit Union Checking Account Rates

0.15%--Interest Checking

Brightstar Credit Union CD Rates

0.90%$500$50k5 Year Smart CD - Platinum Star
0.85%$500$50k4 Year Smart CD - Platinum Star
0.80%$500$50k3 Year Smart CD - Platinum Star
0.70%$500$50k2 Year Smart CD - Platinum Star
0.65%$500$50k5 Year Smart CD
0.60%$500$50k4 Year Smart CD
0.55%$500$50k3 Year Smart CD
0.55%$500$50k1 Year Smart CD - Platinum Star
0.45%$500$50k2 Year Smart CD
0.45%$500$50k6 Month Smart CD - Platinum Star
0.30%$500$50k1 Year Smart CD
0.25%$500$50k3 Month Smart CD
0.20%$500$50k6 Month Smart CD
0.10%$500$50k1 Month Smart CD
0.10%$500$50k2 Month Smart CD

Brightstar Credit Union IRA Rates

0.90%$500$50k5 Year IRA - Platinum Star
0.85%$500$50k4 Year IRA - Platinum Star
0.80%$500$50k3 Year IRA - Platinum Star
0.70%$500$50k2 Year IRA - Platinum Star
0.65%$500$50k5 Year IRA
0.60%$500$50k4 Year IRA
0.55%$500$50k1 Year IRA - Platinum Star
0.55%$500$50k3 Year IRA
0.45%$500$50k6 Month IRA - Platinum Star
0.45%$500$50k2 Year IRA
0.30%$500$50k1 Year IRA
0.25%$500$50k3 Month IRA
0.20%$500$50k6 Month IRA
0.10%$500$50k1 Month IRA
0.10%$500$50k2 Month IRA

Brightstar Credit Union Locations
Branch Office600 SE 3rd AveFort Lauderdale, FL 33301
Branch Office5901 Del Lago CirSunrise, FL 33313-6341
Branch Office12405 Taft StPembroke Pines, FL 33028
Branch Office2400 Davie RdPlantation, FL 33317
Branch Office3175 N State Road 7Margate, FL 33063
Branch Office4743 Hollywood BlvdHollywood, FL 33021
Branch Office1879 N State Road 7Lauderhill, FL 33313
Branch Office1600 S Federal Hwy Ste 101Pompano Beach, FL 33062-7517

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