Overview / Commentary
5901 Del Lago Cir
Sunrise, FL 33313-6341

Brightstar Credit Union is headquartered in Sunrise and is the 33rd largest credit union in the state of Florida. It is also the 570th largest credit union in the nation. It was established in 1946 and as of June of 2018, it had grown to 185 employees and 57,391 members at 8 locations. Brightstar Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Brightstar CU is open to anyone who lives, works or goes to school in Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach or St. Lucie Counties, Florida.
See current membership details

Related Posts

13-Month And 23-Month CD Specials In South East Florida - 10/10/2018

BrightStar Credit Union CD specials 2.60% APY, 13 month Smart CD 2.75% APY, 23 month Smart CD $500 minimum https://www.bscu.org/pdf/MemberRates.pdf

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Longstanding Brightstar Credit Union Platinum Star Member

Posted by: Cielo | Apr 13, 2013

I am a longstanding BrightStar Credit Union Member and current Platinum Star Member. The Platinum Star Membership requirements are clearly stated at BrightStar Credit Union | Serving Broward and Palm Beach Counties, Florida. You do need to establish a relationship with the credit union to become a member.( Read the fine print). That means you probably won't gain Platinum Star status immediately even if you meet the other requirements. It is reserved for customers who are loyal to the credit union. I have had bad experiences at other major banks and found myself coming back to BSCU because they have better rates and more free services offered in a more personal environment. All financial institutions can make errors. Over the 20 plus years I've banked with BrightStar (Broward Schools) Credit Union, I have only had one instance where a problem occurred due to the credit union's error. It was quickly corrected and no fees were accessed. There have been problems because of my error; they were also been quickly corrected and no fee accessments. As a Platinum Star member with a savings and checking, I have built in overdraft protection. When I opened my IRA CD's this year I also inquired about my son opening one. I was told that he could, but he would not have the preferred rate as a new customer. No bank is perfect, but I have little to complain about when it comes to BrightStar.

Banking with credit union

I've used Bright Star Credit Union for my banking needs for quite some time. I originally signed up because it was the closest institution to me. I had just turned 18 and it was my first banking experience. The sign up process was easy and the employees seem friendly and genuinely interested in helping. They offered a free checking account and I received a free debit card. I've never had any problems with my account or unexpected fees like some other places. The one time I overdraft my account, I replaced the money the next day and was not charged a fee. The only negative to me wasn't even with the bank itself it was with its app. It wouldn't work on my phone so I always had to call to check my balances.

Highly Recommended

Posted by: FunkyWil | Sep 7, 2017

Bright Star Credit Union is a a great local credit union here in Florida. They have a lot of different choices for checking accounts. I really like their Advantage Checking. Their fees are reasonable and the Advantage Checking has automatic transfers in case I accidentally overdraft (I haven't needed that so far, but it's nice). The nice thing is that it's a free checking account. Their online services work well. I really like the online statements because I hate mail. The people at my branch know me when I come in each month. That's one of the nice things about them. They keep their employees.

Stay Away From This Credit Union

Do no open a checking account with Bright Star Credit Union. They take $34 for overdrawn fees before the payment even posts, that is, when it is just pending.

That is their strategy to collect fees to laden their pockets, before you can even put funds into the account to cover the amount that will be posted the following day.



Health Grade Components

NCUA #67347
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.61%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$484.7MM$456.0MM
LoansQ2 2018vs Q2 2017$322.5MM$275.5MM
DepositsQ2 2018vs Q2 2017$429.6MM$403.1MM
Equity CapitalQ2 2018vs Q2 2017$48.0MM$46.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$3.6MM$4.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$795.00K$1.5MM
Real Estate OwnedQ2 2018vs Q2 2017$0$188.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

13-Month And 23-Month CD Specials In South East Florida

blakeb   |  
BrightStar Credit Union CD specials

2.60% APY, 13 month Smart CD
2.75% APY, 23 month Smart CD
$500 minimum


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Always verify rates and promotions with the bank or credit union. We are not Brightstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Brightstar Credit Union Savings Account Rates

0.60%*$95k*-IRA Savings
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $50k | 0.45% $50k - $95k
0.10%--Savings Account
0.10%--Wish Account

Brightstar Credit Union Money Market Rates

0.50%*$95k*-Money Market Account
OTHER TIERS: 0.18% $2.5k - $10k | 0.25% $10k - $50k | 0.45% $50k - $95k

Brightstar Credit Union Checking Account Rates

0.15%--Interest Checking

Brightstar Credit Union CD Rates

2.75%$500-23 Month Smart CD
2.71%$500-23 Month Smart CD - Platinum Star
2.60%$500-13 Month Smart CD - Platinum Star
2.60%$500-13 Month Smart CD
2.50%$500$50k5 Year Smart CD - Platinum Star
2.25%$500$50k5 Year Smart CD
2.25%$500$50k4 Year Smart CD - Platinum Star
2.05%$500$50k3 Year Smart CD - Platinum Star
2.00%$500$50k4 Year Smart CD
1.80%$500$50k3 Year Smart CD
1.50%$500$50k2 Year Smart CD - Platinum Star
1.25%$500$50k2 Year Smart CD
1.10%$500$50k1 Year Smart CD - Platinum Star
0.95%$500$50k6 Month Smart CD - Platinum Star
0.85%$500$50k1 Year Smart CD
0.70%$500$50k6 Month Smart CD
0.25%$500$50k3 Month Smart CD
0.20%$500$50k3 Month Smart CD - Platinum Star
0.10%$500$50k1 Month Smart CD
0.10%$500$50k2 Month Smart CD
0.10%$500$50k1 Month Smart CD - Platinum Star
0.10%$500$50k2 Month Smart CD - Platinum Star

Brightstar Credit Union IRA Rates

2.75%$500$50k23 Month Smart IRA
2.71%$500$50k23 Month Smart IRA - Platinum Star
2.60%$500-13 Month Smart IRA
2.60%$500-13 Month Smart IRA - Platinum Star
2.50%$500$50k5 Year IRA - Platinum Star
2.25%$500$50k4 Year IRA - Platinum Star
2.25%$500$50k5 Year IRA
2.05%$500$50k3 Year IRA - Platinum Star
2.00%$500$50k4 Year IRA
1.80%$500$50k3 Year IRA
1.50%$500$50k2 Year IRA - Platinum Star
1.25%$500$50k2 Year IRA
1.10%$500$50k1 Year IRA - Platinum Star
0.95%$500$50k6 Month IRA - Platinum Star
0.85%$500$50k1 Year IRA
0.70%$500$50k6 Month IRA
0.25%$500$50k3 Month IRA
0.20%$500$50k3 Month IRA - Platinum Star
0.10%$500$50k1 Month IRA
0.10%$500$50k1 Month IRA - Platinum Star
0.10%$500$50k2 Month IRA
0.10%$500$50k2 Month IRA - Platinum Star

Brightstar Credit Union Locations
Branch Office600 SE 3rd AveFort Lauderdale, FL 33301
Branch Office5901 Del Lago CirSunrise, FL 33313-6341
Branch Office12405 Taft StPembroke Pines, FL 33028
Branch Office2400 Davie RdPlantation, FL 33317
Branch Office3175 N State Road 7Margate, FL 33063
Branch Office4743 Hollywood BlvdHollywood, FL 33021
Branch Office1879 N State Road 7Lauderhill, FL 33313
Branch Office1600 S Federal Hwy Ste 101Pompano Beach, FL 33062-7517

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