Brightstar Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.90% | 5-year CD | 5 Year Smart CD 3.00% - Ally Bank High Yield 5 Year CD |
| 0.75% | 1-year CD | 1 Year Smart CD 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Wish Account |
Brightstar Credit Union is headquartered in Sunrise and is the 33rd largest credit union in the state of Florida. It is also the 567th largest credit union in the nation. It was established in 1946 and as of March of 2018, it had grown to 171 employees and 56,730 members at 8 locations. Brightstar Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Brightstar CU is open to anyone who lives, works or goes to school in Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach or St. Lucie Counties, Florida.
See current membership details
Related Posts
Longstanding Brightstar Credit Union Platinum Star Member
I am a longstanding BrightStar Credit Union Member and current Platinum Star Member. The Platinum Star Membership requirements are clearly stated at BrightStar Credit Union | Serving Broward and Palm Beach Counties, Florida. You do need to establish a relationship with the credit union to become a member.( Read the fine print). That means you probably won't gain Platinum Star status immediately even if you meet the other requirements. It is reserved for customers who are loyal to the credit union. I have had bad experiences at other major banks and found myself coming back to BSCU because they have better rates and more free services offered in a more personal environment. All financial institutions can make errors. Over the 20 plus years I've banked with BrightStar (Broward Schools) Credit Union, I have only had one instance where a problem occurred due to the credit union's error. It was quickly corrected and no fees were accessed. There have been problems because of my error; they were also been quickly corrected and no fee accessments. As a Platinum Star member with a savings and checking, I have built in overdraft protection. When I opened my IRA CD's this year I also inquired about my son opening one. I was told that he could, but he would not have the preferred rate as a new customer. No bank is perfect, but I have little to complain about when it comes to BrightStar.
Banking with credit union
I've used Bright Star Credit Union for my banking needs for quite some time. I originally signed up because it was the closest institution to me. I had just turned 18 and it was my first banking experience. The sign up process was easy and the employees seem friendly and genuinely interested in helping. They offered a free checking account and I received a free debit card. I've never had any problems with my account or unexpected fees like some other places. The one time I overdraft my account, I replaced the money the next day and was not charged a fee. The only negative to me wasn't even with the bank itself it was with its app. It wouldn't work on my phone so I always had to call to check my balances.
Highly Recommended
Bright Star Credit Union is a a great local credit union here in Florida. They have a lot of different choices for checking accounts. I really like their Advantage Checking. Their fees are reasonable and the Advantage Checking has automatic transfers in case I accidentally overdraft (I haven't needed that so far, but it's nice). The nice thing is that it's a free checking account. Their online services work well. I really like the online statements because I hate mail. The people at my branch know me when I come in each month. That's one of the nice things about them. They keep their employees.
Stay Away From This Credit Union
Do no open a checking account with Bright Star Credit Union. They take $34 for overdrawn fees before the payment even posts, that is, when it is just pending.
That is their strategy to collect fees to laden their pockets, before you can even put funds into the account to cover the amount that will be posted the following day.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67347 |
| Year Chartered | 1946 |
| Employees | 171 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.27% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $485.8MM$455.0MM |
| Loans | Q1 2018vs Q1 2017 | $312.3MM$269.1MM |
| Deposits | Q1 2018vs Q1 2017 | $432.1MM$403.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $47.6MM$46.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.8MM$4.9MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $876.00K$1.7MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Brightstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Brightstar Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $95k* | - | IRA Savings | ||
| OTHER TIERS: 0.18% → Up to $10k | 0.25% → $10k - $50k | 0.45% → $50k - $95k | |||||
| 0.10% | - | - | Savings Account | ||
| 0.10% | - | - | Wish Account | ||
Brightstar Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $95k* | - | Money Market Account | ||
| OTHER TIERS: 0.18% → $2,500 - $10k | 0.25% → $10k - $50k | 0.45% → $50k - $95k | |||||
Brightstar Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Interest Checking |
Brightstar Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $500 | - | 23 Month Smart CD - Platinum Star | |
| 2.40% | $500 | - | 23 Month Smart CD | |
| 2.25% | $500 | - | 13 Month Smart CD - Platinum Star | |
| 2.25% | $500 | - | 13 Month Smart CD | |
| 2.15% | $500 | $50k | 5 Year Smart CD - Platinum Star | |
| 2.05% | $500 | $50k | 4 Year Smart CD - Platinum Star | |
| 1.95% | $500 | $50k | 3 Year Smart CD - Platinum Star | |
| 1.90% | $500 | $50k | 5 Year Smart CD | |
| 1.80% | $500 | $50k | 4 Year Smart CD | |
| 1.70% | $500 | $50k | 3 Year Smart CD | |
| 1.25% | $500 | $50k | 2 Year Smart CD - Platinum Star | |
| 1.00% | $500 | $50k | 2 Year Smart CD | |
| 1.00% | $500 | $50k | 1 Year Smart CD - Platinum Star | |
| 0.85% | $50k | $95k | 6 Month Mini Jumbo CD - Platinum Star | |
| 0.85% | $500 | $50k | 6 Month Smart CD - Platinum Star | |
| 0.75% | $500 | $50k | 1 Year Smart CD | |
| 0.60% | $500 | $50k | 6 Month Smart CD | |
| 0.25% | $500 | $50k | 3 Month Smart CD - Platinum Star | |
| 0.20% | $500 | $50k | 3 Month Smart CD | |
| 0.10% | $500 | $50k | 1 Month Smart CD | |
| 0.10% | $500 | $50k | 2 Month Smart CD | |
| 0.10% | $500 | $50k | 1 Month Smart CD - Platinum Star | |
| 0.10% | $500 | $50k | 2 Month Smart CD - Platinum Star |
Brightstar Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $500 | $50k | 23 Month Smart IRA | |
| 2.40% | $500 | $50k | 23 Month Smart IRA - Platinum Star | |
| 2.25% | $500 | - | 13 Month Smart IRA | |
| 2.25% | $500 | - | 13 Month Smart IRA - Platinum Star | |
| 2.15% | $500 | $50k | 5 Year IRA - Platinum Star | |
| 2.05% | $500 | $50k | 4 Year IRA - Platinum Star | |
| 1.95% | $500 | $50k | 3 Year IRA - Platinum Star | |
| 1.90% | $500 | $50k | 5 Year IRA | |
| 1.80% | $500 | $50k | 4 Year IRA | |
| 1.70% | $500 | $50k | 3 Year IRA | |
| 1.25% | $500 | $50k | 2 Year IRA - Platinum Star | |
| 1.00% | $500 | $50k | 1 Year IRA - Platinum Star | |
| 1.00% | $500 | $50k | 2 Year IRA | |
| 0.85% | $500 | $50k | 6 Month IRA - Platinum Star | |
| 0.75% | $500 | $50k | 1 Year IRA | |
| 0.60% | $500 | $50k | 6 Month IRA | |
| 0.25% | $500 | $50k | 3 Month IRA - Platinum Star | |
| 0.20% | $500 | $50k | 3 Month IRA | |
| 0.10% | $500 | $50k | 1 Month IRA | |
| 0.10% | $500 | $50k | 1 Month IRA - Platinum Star | |
| 0.10% | $500 | $50k | 2 Month IRA | |
| 0.10% | $500 | $50k | 2 Month IRA - Platinum Star |
| Brightstar Credit Union Locations | ||
|---|---|---|
| Branch Office | 600 SE 3rd Ave | Fort Lauderdale, FL 33301 |
| Branch Office | 5901 Del Lago Cir | Sunrise, FL 33313-6341 |
| Branch Office | 12405 Taft St | Pembroke Pines, FL 33028 |
| Branch Office | 2400 Davie Rd | Plantation, FL 33317 |
| Branch Office | 3175 N State Road 7 | Margate, FL 33063 |
| Branch Office | 4743 Hollywood Blvd | Hollywood, FL 33021 |
| Branch Office | 1879 N State Road 7 | Lauderhill, FL 33313 |
| Branch Office | 1600 S Federal Hwy Ste 101 | Pompano Beach, FL 33062-7517 |