2. Brightstar Credit Union

Brightstar Credit Union


Overview / Commentary
www.bscu.org
954-486-2728
5901 Del Lago Cir
Sunrise, FL 33313-6341

Brightstar Credit Union is headquartered in Sunrise and is the 32nd largest credit union in the state of Florida. It is also the 554th largest credit union in the nation. It was established in 1946 and as of June of 2019, it had grown to 191 employees and 59,430 members at 8 locations. Brightstar Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

BrightStar Credit Union offers membership to anyone who resides, works, or attends school in the Florida counties of Brevard, Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Hillsborough, Indian River, Lee, Manatee, Martin, Monroe, Miami-Dade, Okeechobee, Osceola, Palm Beach, Pinellas, Polk, Sarasota, or St. Lucie. Membership is also open to individuals associated with educational institutions in Broward County, and to employees (and their family) of local partner organizations.
See current membership details

Related Posts

BrightStar Credit Union (FL) Adds 35-Month CD Special, 3.35% APY - 12/21/2018

BrightStar Credit Union (FL) is offering three Smart CD Specials: 35-month (3.35% APY), 23-month (3.10% APY), and 13-month (2.85% APY). $500 minimum deposit.

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Reviews (12)

Longstanding Brightstar Credit Union Platinum Star Member

Posted by: Cielo | Apr 13, 2013

I am a longstanding BrightStar Credit Union Member and current Platinum Star Member. The Platinum Star Membership requirements are clearly stated at BrightStar Credit Union | Serving Broward and Palm Beach Counties, Florida. You do need to establish a relationship with the credit union to become a member.( Read the fine print). That means you probably won't gain Platinum Star status immediately even if you meet the other requirements. It is reserved for customers who are loyal to the credit union. I have had bad experiences at other major banks and found myself coming back to BSCU because they have better rates and more free services offered in a more personal environment. All financial institutions can make errors. Over the 20 plus years I've banked with BrightStar (Broward Schools) Credit Union, I have only had one instance where a problem occurred due to the credit union's error. It was quickly corrected and no fees were accessed. There have been problems because of my error; they were also been quickly corrected and no fee accessments. As a Platinum Star member with a savings and checking, I have built in overdraft protection. When I opened my IRA CD's this year I also inquired about my son opening one. I was told that he could, but he would not have the preferred rate as a new customer. No bank is perfect, but I have little to complain about when it comes to BrightStar.

3

Bright Star

Posted by: myway | Apr 3, 2014

Free checking. Reasonable safe deposit fee.
Employees aren't especially helpful or friendly

6

Something To Think About With Bright Star

Posted by: Babs | Mar 18, 2013

I called today to open an account with Brightstar.  I wanted to have a Star preminum membership to take advantage of the 5yr cd rate for an Ira due in 60 days -jumbo cd.  I qualified for the membership and had no problem with the requirements. One odd thing was you needed to use the Visa check card several times a month but she refused to tell me how many times

Now for the kicker-  the rep told me that they might not be able to address my IRA( within my time frame) since I needed to established a relationship with them.  I  had no idea what she was talking about and said that I didn't undestand since I met all the requirements. She said they want people in the Star to have a strong relationship with them and this might take several months.  This may mean car loans and things of that nature I have no idea..  I asked several more questions and finally gave up. She kept trying to direct me to their regular cd rates. I said I wasn't interested and that was that.

7

Customer Service

Posted by: springfire | Sep 10, 2019

Wow! Melissa and the customer service team just don't care! They make a mistake, admit it but just don't care. Brightstar credit union has really shown how far they have fallen.

2
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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #67347
Year Chartered1946
Employees191
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.7%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$524.6MM$484.7MM
LoansQ2 2019vs Q2 2018$375.1MM$322.5MM
DepositsQ2 2019vs Q2 2018$463.2MM$429.6MM
Equity CapitalQ2 2019vs Q2 2018$53.7MM$48.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.0MM$3.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.4MM$795.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Brightstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Brightstar Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-IRA Savings
OTHER TIERS: 0.25% → Up to $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k
0.10%--Savings Account
0.10%--Wish Account

Brightstar Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$95k*-Business Money Market Account
OTHER TIERS: 0.35% → Up to $2.5k | 0.45% → $2.5k - $10k | 0.55% → $10k - $50k | 0.75% → $50k - $95k
0.75%*$95k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.60% → $50k - $95k

Brightstar Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Interest Checking

Brightstar Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-35 Month Smart CD Special - Platinum Star
1.45%$500-35 Month Smart CD Special
1.35%$500-23 Month Smart CD Special
1.35%$500-23 Month Smart CD Special - Platinum Star
1.30%$500$50k5 Year Smart CD - Platinum Star
1.25%$500-13 Month Smart CD Special
1.25%$500-13 Month Smart CD Special - Platinum Star
1.20%$500$50k4 Year Smart CD - Platinum Star
1.10%$500$50k3 Year Smart CD - Platinum Star
1.05%$500$50k5 Year Smart CD
1.00%$500$50k2 Year Smart CD - Platinum Star
0.95%$500$50k4 Year Smart CD
0.95%$500$50k6 Month Smart CD - Platinum Star
0.85%$500$50k3 Year Smart CD
0.85%$500$50k1 Year Smart CD - Platinum Star
0.75%$500$50k2 Year Smart CD
0.70%$500$50k6 Month Smart CD
0.60%$500$50k1 Year Smart CD
0.25%$500$50k3 Month Smart CD
0.20%$500$50k3 Month Smart CD - Platinum Star
0.10%$500$50k1 Month Smart CD
0.10%$500$50k2 Month Smart CD
0.10%$500$50k1 Month Smart CD - Platinum Star
0.10%$500$50k2 Month Smart CD - Platinum Star

Brightstar Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-35 Month Smart IRA Special - Platinum Star
1.45%$500-35 Month Smart IRA Special
1.35%$500-23 Month Smart IRA Special
1.35%$500$50k23 Month Smart IRA Special - Platinum Star
1.30%$500$50k5 Year IRA - Platinum Star
1.25%$500-13 Month Smart IRA Special
1.25%$500-13 Month Smart IRA Special - Platinum Star
1.20%$500$50k4 Year IRA - Platinum Star
1.10%$500$50k3 Year IRA - Platinum Star
1.05%$500$50k5 Year IRA
1.00%$500$50k2 Year IRA - Platinum Star
0.95%$500$50k6 Month IRA - Platinum Star
0.95%$500$50k4 Year IRA
0.85%$500$50k1 Year IRA - Platinum Star
0.85%$500$50k3 Year IRA
0.75%$500$50k2 Year IRA
0.70%$500$50k6 Month IRA
0.60%$500$50k1 Year IRA
0.25%$500$50k3 Month IRA
0.20%$500$50k3 Month IRA - Platinum Star
0.10%$500$50k1 Month IRA
0.10%$500$50k1 Month IRA - Platinum Star
0.10%$500$50k2 Month IRA
0.10%$500$50k2 Month IRA - Platinum Star
Locations


Brightstar Credit Union Locations
Branch Office600 SE 3rd AveFort Lauderdale, FL 33301
Branch Office5901 Del Lago CirSunrise, FL 33313-6341
Branch Office12405 Taft StPembroke Pines, FL 33028
Branch Office2400 Davie RdPlantation, FL 33317
Branch Office3175 N State Road 7Margate, FL 33063
Branch Office4743 Hollywood BlvdHollywood, FL 33021
Branch Office1879 N State Road 7Lauderhill, FL 33313
Branch Office1600 S Federal Hwy Ste 101Pompano Beach, FL 33062-7517

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