Brightstar Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.85% | 3-year CD | 3 Year Jumbo CD 1.55% - Ally Bank High Yield 3 Year CD |
| 1.55% | 5-year IRA | 5 Year Mini Jumbo IRA - Platinum Star 1.41% - National Average |
| 1.25% | 5-year CD | 5 Year Share CD 1.85% - Synchrony Bank 60 Month CD |
Brightstar Credit Union is headquartered in Sunrise and is the 33rd largest credit union in the state of Florida. It is also the 571st largest credit union in the nation. It was established in 1946 and as of June of 2016, it had grown to 157 employees and 53,410 members at 8 locations. Brightstar Credit Union has a B+ health rating.
Field of Membership Restrictions
Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.
See current membership details
Related Posts
7/23 - $100 Checking Account Bonus at BrightStar Credit Union in South FL - Local Only
Fantastic experience banking with Bright Star CU!
I have been banking with Bright Star Credit union for over 8 years. It is a nice change from the large commercial 'big name' banks. They offer a more than sufficient variety of banking products, account types, loan products with great rates and a number of investment options. Customer service has always been top notch. Branch management always courteous and helpful in resolving any issues, assisting with banking needs and offering suggestions of products that may be beneficial to the client. Branch hours and drive-through options are convenient. There are only a few branches, but with the mobile banking, on-line access and partner ATMs - this is not an issue.
Longstanding Brightstar Credit Union Platinum Star Member
I am a longstanding BrightStar Credit Union Member and current Platinum Star Member. The Platinum Star Membership requirements are clearly stated at BrightStar Credit Union | Serving Broward and Palm Beach Counties, Florida. You do need to establish a relationship with the credit union to become a member.( Read the fine print). That means you probably won't gain Platinum Star status immediately even if you meet the other requirements. It is reserved for customers who are loyal to the credit union. I have had bad experiences at other major banks and found myself coming back to BSCU because they have better rates and more free services offered in a more personal environment. All financial institutions can make errors. Over the 20 plus years I've banked with BrightStar (Broward Schools) Credit Union, I have only had one instance where a problem occurred due to the credit union's error. It was quickly corrected and no fees were accessed. There have been problems because of my error; they were also been quickly corrected and no fee accessments. As a Platinum Star member with a savings and checking, I have built in overdraft protection. When I opened my IRA CD's this year I also inquired about my son opening one. I was told that he could, but he would not have the preferred rate as a new customer. No bank is perfect, but I have little to complain about when it comes to BrightStar.
CD Renewal..
i have a CD with them and as been at 1.25 rate,
when the renewal time came the renewed it automatically at .25 and when i called the CSR told me that it was at that rate , which was not true, as i have proof,but just like told her she wins this time and when renewal time comes they will a good customer ,, i will take my business somewhere else , long run its their loss ,
Bright Star
Free checking. Reasonable safe deposit fee.
Employees aren't especially helpful or friendly
Something To Think About With Bright Star
I called today to open an account with Brightstar. I wanted to have a Star preminum membership to take advantage of the 5yr cd rate for an Ira due in 60 days -jumbo cd. I qualified for the membership and had no problem with the requirements. One odd thing was you needed to use the Visa check card several times a month but she refused to tell me how many times
Now for the kicker- the rep told me that they might not be able to address my IRA( within my time frame) since I needed to established a relationship with them. I had no idea what she was talking about and said that I didn't undestand since I met all the requirements. She said they want people in the Star to have a strong relationship with them and this might take several months. This may mean car loans and things of that nature I have no idea.. I asked several more questions and finally gave up. She kept trying to direct me to their regular cd rates. I said I wasn't interested and that was that.
Horrible Bank And Customer Service, Do Not Trust With Your Money
I wanted to open business account as they advertised. Came to Hollywood branch, rep seemed uninterested. Said that they do not specialized in business accounts. Why advertise??? We left, next day went to branch manager Carlos he made application and said he needs someones approval and said he called next day. Of course nobody had decency to call. We call customer service centralized system waited 30 min on the phone and rep on phone said that we were not approved without any explanation. We never and and i mean never had bounced checks or inf funds in history. Unbelievable. Manager could have had some decency and work ethics to call Disgusting do not work with this kind of bank Your many are safer someplace else.
I Feel Robbed!
Don’t do it!! Brightstar Credit Union is the worst credit union I have ever worked with, horrible customer service, horrible management and horrible policies. Whenever you make a phone call be prepared to wait at least 20-45 mins before anyone bothers to pick up the phone. The first of many unpleasant moment with Brightstar was when they put a lock on my debit/credit card twice for no reason at all, I hadn’t went out of the state or made multiple purchases. When I called, waited 45 mins for someone to pick up the phone, no one was able to tell me why they put a fraud lock on my account and on top of that I had to wait 24 hrs before they removed it! Inconvenient does not even begin to explain it!
I recently overdrafted on my account, bad I know but things happen anyway money I was expecting to come into the account was two days late. They charged me $102.00 for borrowing $25.60 that is 400% interest!! How is that legal? I have a total of 4 other accounts, 2 with another credit union and 2 with a traditional bank and they do not have this ridiculous policy. When I called to have the fees reversed I was passed around from person to person for over 4 days and the final answer was “We can’t help you.” What a crock of bull! I inquired back in June on how to protect myself from overdraft fees and was told “There is nothing you can do.” I asked if I could put money in my savings account that they could pull from in case of emergencies and I was told no. Now I get, they don’t want to help you, they would rather charge you 400% interest and pocket the money. I feel completely robbed! Please if you are thinking about banking with Brightstar Credit Union DON’T!!!
BS Credit Union
Why all of you may want to reconsider BS Credit Union: A check deposit was made into a BS checking account. That check was from an account that had been used for deposits for a least once a month ever since the BS account was opened and was usually posted to the account within 3 or 4 days. This time BS decided to put a seven business day hold on the check. Why? What was so different this time from any other time? The check was under $5k and there had been other check that were higher than this one from that account. But here's the thing that raises eyebrows. Right before the deposit was made, 2 or 3 overdrafts were made at a cost of $35 each. With the money that was added automatically with the deposit there was enough to cover the fees and have a few dollar in the account to cover some automatic bill pays and living expenses until the deposit should of been post. That didn't happen! Now I have $.07 in my account and an -$10 monthly auto bill pay waiting to be posted to my account. Which if its posted before the deposit is posted would cost another bank fee and if it hadn't noticed the time delay in the posting of the deposit, might of cost more bank fees if more had been charged to the BS account. Might be assuming things here, but all things considered (holding a commonly made deposit longer than normal and keeping a customer's account balance near $0.00) doesn't this whole thing smell a little fishy? And can all of you understand my anger with BS Credit Union.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67347 |
| Year Chartered | 1946 |
| Employees | 157 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 3.33% |
| Annual Interest Income | $7.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $435.2MM$438.1MM |
| Loans | Q2 2016vs Q2 2015 | $257.4MM$257.2MM |
| Deposits | Q2 2016vs Q2 2015 | $385.8MM$393.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $44.4MM$40.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.1MM$7.7MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.9MM$2.5MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Brightstar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Brightstar Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $95k* | - | IRA Savings | ||
| OTHER TIERS: 0.10% → Up to $2,500 | 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $95k | |||||
| 0.10% | - | - | Savings Account | ||
| 0.10% | - | - | Wish Account | ||
Brightstar Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $95k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $95k | |||||
Brightstar Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Interest Checking |
Brightstar Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.60% | $95k | - | 5 Year Jumbo CD - Platinum Star | |
| 1.55% | $50k | $95k | 5 Year Mini Jumbo CD - Platinum Star | |
| 1.50% | $500 | $50k | 5 Year Share CD - Platinum Star | |
| 1.35% | $95k | - | 5 Year Jumbo CD | |
| 1.35% | $95k | - | 4 Year Jumbo CD - Platinum Star | |
| 1.30% | $50k | $95k | 5 Year Mini Jumbo CD | |
| 1.30% | $50k | $95k | 4 Year Mini Jumbo CD - Platinum Star | |
| 1.25% | $500 | $50k | 5 Year Share CD | |
| 1.25% | $500 | $50k | 4 Year Share CD - Platinum Star | |
| 1.10% | $95k | - | 4 Year Jumbo CD | |
| 1.10% | $95k | - | 3 Year Jumbo CD - Platinum Star | |
| 1.05% | $50k | $95k | 4 Year Mini Jumbo CD | |
| 1.05% | $50k | $95k | 3 Year Mini Jumbo CD - Platinum Star | |
| 1.00% | $500 | $50k | 4 Year Share CD | |
| 1.00% | $500 | $50k | 3 Year Share CD - Platinum Star | |
| 0.85% | $95k | - | 3 Year Jumbo CD | |
| 0.85% | $500 | $50k | 23 Month Smart CD - Platinum Star | |
| 0.80% | $50k | $95k | 3 Year Mini Jumbo CD | |
| 0.75% | $500 | $50k | 3 Year Share CD | |
| 0.70% | $95k | - | 2 Year Jumbo CD - Platinum Star | |
| 0.70% | $50k | $95k | 2 Year Mini Jumbo CD - Platinum Star | |
| 0.70% | $500 | $50k | 2 Year Share CD - Platinum Star | |
| 0.60% | $500 | $50k | 23 Month Smart CD | |
| 0.50% | $95k | - | 1 Year Jumbo CD - Platinum Star | |
| 0.50% | $50k | $95k | 1 Year Mini Jumbo CD - Platinum Star | |
| 0.50% | $500 | $50k | 1 Year Share CD - Platinum Star | |
| 0.45% | $500 | $50k | 2 Year Share CD | |
| 0.45% | $50k | $95k | 2 Year Mini Jumbo CD | |
| 0.45% | $95k | - | 2 Year Jumbo CD | |
| 0.40% | $95k | - | 6 Month Jumbo CD - Platinum Star | |
| 0.40% | $50k | $95k | 6 Month Mini Jumbo CD - Platinum Star | |
| 0.40% | $500 | $50k | 6 Month Share CD - Platinum Star | |
| 0.25% | $500 | $50k | 1 Year Share CD | |
| 0.25% | $50k | $95k | 1 Year Mini Jumbo CD | |
| 0.25% | $95k | - | 1 Year Jumbo CD | |
| 0.15% | $500 | $50k | 6 Month Share CD | |
| 0.15% | $50k | $95k | 6 Month Mini Jumbo CD | |
| 0.15% | $95k | - | 6 Month Jumbo CD | |
| 0.10% | $500 | $50k | 1 Month Share CD | |
| 0.10% | $500 | $50k | 2 Month Share CD | |
| 0.10% | $500 | $50k | 3 Month Share CD | |
| 0.10% | $50k | $95k | 1 Month Mini Jumbo CD | |
| 0.10% | $50k | $95k | 2 Month Mini Jumbo CD | |
| 0.10% | $50k | $95k | 3 Month Mini Jumbo CD | |
| 0.10% | $95k | - | 1 Month Jumbo CD | |
| 0.10% | $95k | - | 2 Month Jumbo CD | |
| 0.10% | $95k | - | 3 Month Jumbo CD | |
| 0.10% | $95k | - | 1 Month Jumbo CD - Platinum Star | |
| 0.10% | $50k | $95k | 1 Month Mini Jumbo CD - Platinum Star | |
| 0.10% | $500 | $50k | 1 Month Share CD - Platinum Star | |
| 0.10% | $95k | - | 2 Month Jumbo CD - Platinum Star | |
| 0.10% | $50k | $95k | 2 Month Mini Jumbo CD - Platinum Star | |
| 0.10% | $500 | $50k | 2 Month Share CD - Platinum Star | |
| 0.10% | $95k | - | 3 Month Jumbo CD - Platinum Star | |
| 0.10% | $50k | $95k | 3 Month Mini Jumbo CD - Platinum Star | |
| 0.10% | $500 | $50k | 3 Month Share CD - Platinum Star |
Brightstar Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.60% | $95k | - | 5 Year Jumbo IRA - Platinum Star | |
| 1.55% | $50k | $95k | 5 Year Mini Jumbo IRA - Platinum Star | |
| 1.50% | $500 | $50k | 5 Year IRA - Platinum Star | |
| 1.35% | $95k | - | 4 Year Jumbo IRA - Platinum Star | |
| 1.35% | $95k | - | 5 Year Jumbo IRA | |
| 1.30% | $50k | $95k | 4 Year Mini Jumbo IRA - Platinum Star | |
| 1.30% | $50k | $95k | 5 Year Mini Jumbo IRA | |
| 1.25% | $500 | $50k | 4 Year IRA - Platinum Star | |
| 1.25% | $500 | $50k | 5 Year IRA | |
| 1.10% | $95k | - | 3 Year Jumbo IRA - Platinum Star | |
| 1.10% | $95k | - | 4 Year Jumbo IRA | |
| 1.05% | $50k | $95k | 3 Year Mini Jumbo IRA - Platinum Star | |
| 1.05% | $50k | $95k | 4 Year Mini Jumbo IRA | |
| 1.00% | $500 | $50k | 3 Year IRA - Platinum Star | |
| 1.00% | $500 | $50k | 4 Year IRA | |
| 0.85% | $500 | $50k | 23 Month Smart IRA - Platinum Star | |
| 0.85% | $95k | - | 3 Year Jumbo IRA | |
| 0.80% | $50k | $95k | 3 Year Mini Jumbo IRA | |
| 0.75% | $500 | $50k | 3 Year IRA | |
| 0.70% | $95k | - | 2 Year Jumbo IRA - Platinum Star | |
| 0.70% | $50k | $95k | 2 Year Mini Jumbo IRA - Platinum Star | |
| 0.70% | $500 | $50k | 2 Year IRA - Platinum Star | |
| 0.60% | $500 | $50k | 23 Month Smart IRA | |
| 0.50% | $95k | - | 1 Year Jumbo IRA - Platinum Star | |
| 0.50% | $50k | $95k | 1 Year Mini Jumbo IRA - Platinum Star | |
| 0.50% | $500 | $50k | 1 Year IRA - Platinum Star | |
| 0.45% | $95k | - | 2 Year Jumbo IRA | |
| 0.45% | $50k | $95k | 2 Year Mini Jumbo IRA | |
| 0.45% | $500 | $50k | 2 Year IRA | |
| 0.40% | $95k | - | 6 Month Jumbo IRA - Platinum Star | |
| 0.40% | $50k | $95k | 6 Month Mini Jumbo IRA - Platinum Star | |
| 0.40% | $500 | $50k | 6 Month IRA - Platinum Star | |
| 0.25% | $95k | - | 1 Year Jumbo IRA | |
| 0.25% | $50k | $95k | 1 Year Mini Jumbo IRA | |
| 0.25% | $500 | $50k | 1 Year IRA | |
| 0.15% | $95k | - | 6 Month Jumbo IRA | |
| 0.15% | $50k | $95k | 6 Month Mini Jumbo IRA | |
| 0.15% | $500 | $50k | 6 Month IRA | |
| 0.10% | $95k | - | 1 Month Jumbo IRA | |
| 0.10% | $95k | - | 1 Month Jumbo IRA - Platinum Star | |
| 0.10% | $50k | $95k | 1 Month Mini Jumbo IRA | |
| 0.10% | $50k | $95k | 1 Month Mini Jumbo IRA - Platinum Star | |
| 0.10% | $500 | $50k | 1 Month IRA | |
| 0.10% | $500 | $50k | 1 Month IRA - Platinum Star | |
| 0.10% | $95k | - | 2 Month Jumbo IRA | |
| 0.10% | $95k | - | 2 Month Jumbo IRA - Platinum Star | |
| 0.10% | $50k | $95k | 2 Month Mini Jumbo IRA | |
| 0.10% | $50k | $95k | 2 Month Mini Jumbo IRA - Platinum Star | |
| 0.10% | $500 | $50k | 2 Month IRA | |
| 0.10% | $500 | $50k | 2 Month IRA - Platinum Star | |
| 0.10% | $95k | - | 3 Month Jumbo IRA | |
| 0.10% | $95k | - | 3 Month Jumbo IRA - Platinum Star | |
| 0.10% | $50k | $95k | 3 Month Mini Jumbo IRA | |
| 0.10% | $50k | $95k | 3 Month Mini Jumbo IRA - Platinum Star | |
| 0.10% | $500 | $50k | 3 Month IRA | |
| 0.10% | $500 | $50k | 3 Month IRA - Platinum Star |
| Brightstar Credit Union Locations | ||
|---|---|---|
| Branch Office | 600 SE 3rd Ave | Fort Lauderdale, FL 33301 |
| Branch Office | 5901 Del Lago Cir | Sunrise, FL 33313-6341 |
| Branch Office | 12405 Taft St | Pembroke Pines, FL 33028 |
| Branch Office | 2400 Davie Rd | Plantation, FL 33317 |
| Branch Office | 3175 N State Road 7 | Margate, FL 33063 |
| Branch Office | 4743 Hollywood Blvd | Hollywood, FL 33021 |
| Branch Office | 1879 N State Road 7 | Lauderhill, FL 33313 |
| Branch Office | 1600 S Federal Hwy Ste 101 | Pompano Beach, FL 33062-7517 |