Overview / Commentary
BSE Credit Union is headquartered in Cleveland and is the 148th largest credit union in the state of Ohio. It is also the 3,265th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 4 employees and 2,352 members at 2 locations. BSE Credit Union has a B health rating.
Field of Membership Restrictions
BSE Credit Union is open to those who live, work, attend school or worship in Berea, Olmsted Falls, Middleburg Heights, Brook Park, or Olmsted Township. Immediate family may also join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BSE Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 97078 |
| Year Chartered | 1955 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.15% |
| Return on Equity - YTD | 1.67% |
| Annual Interest Income | $156K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $18.4MM$18MM |
| Loans | Q1 2025vs Q1 2024 | $5.5MM$6.3MM |
| Deposits | Q1 2025vs Q1 2024 | $16.6MM$16.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $34K$30K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2K$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |