BTH Bank


Overview / Commentary
903-763-2264
412 East Goode Street
Quitman, TX 75783

BTH Bank is headquartered in Quitman and is the 39th largest bank in the state of Texas. It is also the 494th largest bank in the nation. It was established in 1914 and as of June of 2020, it had grown to 119 employees at 13 locations. BTH Bank's money market rates are 48% higher than the national average, and it has a B health rating.

Reviews (2)

Regional Bank In Size And Attitude

Posted by: |

was going to open and account and transfer some maturing CDs.

Came time to do the paperwork, and my contact in their home office was not there. Got tossed around and got the feeling they really did not want business that was not immediately local and next to their brink and mortar. Had been lead to believe otherwise, but this is the reality.

So, good rates if you are nearby. ELSE, plenty of other places to take your funds. They act like they are doing YOU a favor by giving you an account. NOT MY CUP OF TEA.

Disappointing Service To Long Term Customer

Posted by: |

I have had CD's and MMA's at BTH for years and am a major depositor. 8 CD's came due Sunday. I was contacted by my bank officer a few weeks ago about renewal. They told me their rates and I selected 1.10 for 18 mo., which was a good rate. Paperwork was a bigger hassle than ever before. I received the paperwork last week and spent considerable time completing it. CD's matured over the weekend and before I could submit the paperwork, I was notified the rate had cratered from 1.10 to .9. I expected them to honor the rate we had discussed, but BTH refused saying rates were subject to change without notice. I contacted the bank president who seemed to care less about the long term relationship, the loss of substantial deposits and my business. She refused to honor the rate so I picked up the redemption checks today and moved the accounts to a bank that offered a better rate and customer service.



Health

Health Grade Components

Overall
FDIC Certificate #3402
Year Established1914
Employees119
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD7.66%
Annual Interest Income$37.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.98B$1.71B
LoansQ2 2020vs Q2 2019$1.33B$1.33B
DepositsQ2 2020vs Q2 2019$1.71B$1.45B
Equity CapitalQ2 2020vs Q2 2019$260.5MM$247.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$15.0MM$13.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$45.9MM$3.7MM
Real Estate OwnedQ2 2020vs Q2 2019$200.00K$225.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not BTH Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BTH Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$300-Savings Account
0.01%--HSA Checking Account

BTH Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Money Market Plus Accounts
OTHER TIERS: 0.20% $100 - $50k | 0.25% $50k - $100k | 0.45% $100k - $500k
0.65%*$500k*-Customer Beneficial Money Market
OTHER TIERS: 0.25% $10k - $100k | 0.45% $100k - $500k
0.03%$2.5k- Money Market Account

BTH Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$7kKasasa Cash
OTHER TIERS: 0.05% $7k+
0.03%*$50k*-Advantage Checking
OTHER TIERS: 0.01% $1k - $50k
0.03%*$50k*-Business Now Checking
OTHER TIERS: 0.01% $1k - $50k

BTH Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-1 Year Fixed Rate CD
0.70%$1k-18 Month Fixed Rate CD
0.70%$1k-2 Year Fixed Rate CD
Locations

Availability



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