Origin Bank


Overview / Commentary
318-768-3048
3921 Elm Street
Choudrant, LA 71227

Origin Bank is headquartered in Choudrant and is the 2nd largest bank in the state of Louisiana. It is also the 221st largest bank in the nation. It was established in 1912 and as of December of 2019, it had grown to 665 employees at 45 locations. Origin Bank has an A health rating.

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Reviews (4)

Great Rate And Great Customer Service

I first opened a Rewards Checking acct with Origin when it was 2.78% APY(2.75% APR) up to $30k in June 2018. The bank reps were soo nice. I had to do 12 debits (any $ amt), 1 ACH(any $ amt) and online statements. Very easy to achieve.

In March 2019, I was able to switch to the current 4% APY( 3.93 % APR) with requirements of: 16 debits ( any $ amt), 1 ACH (any $ amt) and online statements.
The bank rep was very nice and the upgrade has been very easy to receive the high interest rate.

I guess it's just the different branchs and representatives.

My experience in last 14 months with Origin Bank has been great!!

Highest rates in town.

The Best! Customer Service....

Posted by: |

The best customer service of any business I have ever dealt with. Incredibly friendly and personal service, and no bank personnel trying to sell one products or services, at all.

Backwards, Non-Disclosing, Slow.

Posted by: |

I opened an account with their performance checking, because they had a 4% APR rate up to $40,000. When I opened the account they held the funds for 14 days (ridiculous) then they did not disclose all the things I had to do to get the 4% interest. So, I went to transfer the money out and they limit the amount of money you can transfer! WHAT! I want to do what I need to with my money at any time. When you call, they have to transfer you to what seems like one of 4 people to answer your issues. Their online terms and conditions DO NOT STATE the maximum you can transfer although it states it does on the transfer screen.

Worst Bank I've Ever Had To Deal With

Posted by: |

So very primitive. The customer service reps are ignorant. Get with the times, people. I'm only with Origin (once "Community Trust") because I was added to another's account, and this is, by far, without a doubt, the worst bank I've ever dealt with. I feel like I've stepped back into the 80's, while dealing with 9th grade drop-outs without a clue working the counter. The sign-in to the online banking is constantly a nightmare. I constantly have to verify myself. The set-up is entry-level computer programmer built.

Since I'm now managing the joint account, I'm switching it to a real bank, a nationwide bank.



Health

Health Grade Components

Overall
FDIC Certificate #12614
Year Established1912
Employees665
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD9.97%
Annual Interest Income$227.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$5.29B$4.79B
LoansQ4 2019vs Q4 2018$4.17B$3.81B
DepositsQ4 2019vs Q4 2018$4.24B$3.79B
Equity CapitalQ4 2019vs Q4 2018$570.4MM$519.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$37.5MM$34.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$31.4MM$32.1MM
Real Estate OwnedQ4 2019vs Q4 2018$4.7MM$3.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Origin Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Origin Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Small Business Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k | 0.15% $100k - $250k
0.20%*$250k*-Business Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k | 0.15% $100k - $250k
0.15%*$250k*-Simple Savings
OTHER TIERS: 0.10% Up to $250k

Origin Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Small Business Premium Money Market
0.20%--Premium Business Money Market
0.10%--Premium Personal Money Market

Origin Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Connect Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $125k | 0.15% $125k - $1m

Origin Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-12 Month Insured CD
0.25%$500-18 Month Insured CD
0.25%$500-24 Month Insured CD
0.25%$500-Small Business 12 Month Insured CD
0.25%$500-Small Business 18 Month Insured CD
0.25%$500-Small Business 24 Month Insured CD
0.25%$500-Commercial 12 Month Insured CD
0.25%$500-Commercial 18 Month Insured CD
0.25%$500-Commercial 24 Month Insured CD
0.20%$500-6 Month Insured CD
0.20%$500-Small Business 6 Month Insured CD
0.20%$500-Commercial 6 Month Insured CD

Origin Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-12 Month IRA
0.25%$500-18 Month IRA
0.25%$500-24 Month IRA
0.25%$500-12 Month Roth IRA
0.25%$500-18 Month Roth IRA
0.25%$500-24 Month Roth IRA
0.20%$500-6 Month IRA
0.20%$500-6 Month Roth IRA
Locations

Availability



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