Bulldog Federal Credit Union

Overview / Commentary
580 Northern Ave
Hagerstown, MD 21742

Bulldog Federal Credit Union is headquartered in Hagerstown and is the 29th largest credit union in the state of Maryland. It is also the 1,168th largest credit union in the nation. It was established in 1968 and as of June of 2020, it had grown to 41 employees and 22,462 members at 6 locations. Bulldog Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who reside, attend school, work, volunteer, worship, represent a business or legal entity located in Washington County in Maryland. Eligibility also extends to immediate family and household members of current credit union members, or those eligible for membership and to employees of Bulldog Federal Credit Union.
See current membership details

Reviews (1)

They are Fee happy

Posted by: |

I was a member of this credit union and thought that maybe they would look out for my best interests but sadly they did not. I had a less than reputable company get a hold of my debit card number and started billing my account which was linked to my checking on a biweekly basis. I did not authorize this and told the Credit Union about it but they refused to help me. My bank account went below zero and now they are tacking on fees upon more fees along with negative balance fees all for something I never authorized. I got a letter stating they were closing my account. Well good riddance to them!


Health Grade Components

NCUA #18868
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.72%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$195.7MM$167.6MM
LoansQ2 2020vs Q2 2019$89.3MM$87.3MM
DepositsQ2 2020vs Q2 2019$178.6MM$151.4MM
Equity CapitalQ2 2020vs Q2 2019$15.9MM$14.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.1MM$620.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$641.00K$494.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bulldog Federal Credit Union Savings Account Rates

0.05%$25-Share Savings
0.05%--Christmas Club
0.05%--Do What You Want

Bulldog Federal Credit Union Money Market Rates

0.25%*$100k*-Money Market Share
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $25k | 0.15% $25k - $50k | 0.23% $50k - $100k

Bulldog Federal Credit Union Locations
Branch Office580 Northern AveHagerstown, MD 21742
Branch Office10306 Remington DrHagerstown, MD 21740-1483
Branch Office22317 Jefferson BlvdSmithsburg, MD 21783
Branch Office17990 Garland Groh BlvdHagerstown, MD 21740
Branch Office17555 York RdHagerstown, MD 21740-7527
Branch Office1240 Dual HwyHagerstown, MD 21740-5923

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