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Overview / Commentary
580 Northern Ave
Hagerstown, MD 21742

Bull Dog Federal Credit Union is headquartered in Hagerstown and is the 29th largest credit union in the state of Maryland. It is also the 1,252nd largest credit union in the nation. It was established in 1968 and as of September of 2017, it had grown to 47 employees and 21,224 members at 6 locations. Bull Dog Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, attend school or represent a business or legal entity located in Washington County in Maryland. Membership is also open to immediate family of current members or those eligible for membership.
See current membership details

Reviews (1)

They are Fee happy

Posted by: PaulaC | Mar 11, 2015

I was a member of this credit union and thought that maybe they would look out for my best interests but sadly they did not. I had a less than reputable company get a hold of my debit card number and started billing my account which was linked to my checking on a biweekly basis. I did not authorize this and told the Credit Union about it but they refused to help me. My bank account went below zero and now they are tacking on fees upon more fees along with negative balance fees all for something I never authorized. I got a letter stating they were closing my account. Well good riddance to them!


Health Grade Components

NCUA #18868
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.91%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$147.7MM$137.3MM
LoansQ3 2017vs Q3 2016$62.0MM$61.5MM
DepositsQ3 2017vs Q3 2016$134.8MM$124.6MM
Equity CapitalQ3 2017vs Q3 2016$11.5MM$11.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$834.00K$793.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$448.00K$959.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Bull Dog Federal Credit Union Savings Account Rates

0.05%$25-Share Savings
0.05%--Christmas Club
0.05%--Do What You Want

Bull Dog Federal Credit Union Money Market Rates

0.40%*$100k*-Money Market Share
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $10k | 0.15% $10k - $25k | 0.30% $25k - $100k

Bull Dog Federal Credit Union Locations
Branch Office580 Northern AveHagerstown, MD 21742
Branch Office10306 Remington DrHagerstown, MD 21740-1483
Branch Office22317 Jefferson BlvdSmithsburg, MD 21783
Branch Office17990 Garland Groh BlvdHagerstown, MD 21740
Branch Office17555 York RdHagerstown, MD 21740-7527
Branch Office1240 Dual HwyHagerstown, MD 21740-5923