Overview / Commentary
Butler Heritage Federal Credit Union is headquartered in Middletown and is the 174th largest credit union in the state of Ohio. It is also the 3,667th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 1 employees and 776 members at 1 location. Butler Heritage Federal Credit Union has a C health rating.
Field of Membership Restrictions
Butler Heritage Federal Credit Union is open to those who live or work in Butler County.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Butler Heritage Federal Credit Union has a very low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11440 |
| Year Chartered | 1956 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -3.72% |
| Return on Equity - YTD | -81.39% |
| Annual Interest Income | $97K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $9.7MM$10.9MM |
| Loans | Q1 2025vs Q1 2024 | $1.7MM$2.4MM |
| Deposits | Q1 2025vs Q1 2024 | $9.2MM$10.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $440K$720K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $53K$28K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$33K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |