Byron Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

byronbank.com

815-234-2561

200 North Walnut
Byron, IL 61010

Byron Bank is headquartered in BYRON and is the 130^th largest bank in the state of Illinois. It is also the 2,221^st largest bank in the nation. It was established in 1932 and as of March of 2025, it had grown to 62 employees at 4 locations. Byron Bank's savings rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	902
Year Established	1932
Employees	62
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	11.01%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$363.5MM$342.4MM
Loans	Q1 2025vs Q1 2024	$226MM$217.8MM
Deposits	Q1 2025vs Q1 2024	$332MM$314.7MM
Equity Capital	Q1 2025vs Q1 2024	$28.9MM$25MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.5MM$2.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.7MM$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$106K

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Byron Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.28%^*	$200k^*	-	Investor Savings
OTHER TIERS: 0.40% → $0 - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $100k \| 1.77% → $100k - $200k
0.25%	$5	-	Christmas Club
0.25%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $0 - $5k \| 0.20% → $5k - $10k
0.10%	$100	-	Savings Account

Byron Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.77%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.40% → $2.5k - $25k \| 0.75% → $25k - $100k

Byron Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$25k	-	Advantage Checking
0.15%	$2.5k	-	Dynamic Checking

Byron Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%^*	$100k^*	-	60 Month CD
OTHER TIERS: 1.10% → $1k - $50k \| 1.31% → $50k - $100k
1.31%^*	$100k^*	-	48 Month CD
OTHER TIERS: 1.00% → $1k - $50k \| 1.21% → $50k - $100k
1.21%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.90% → $1k - $50k \| 1.10% → $50k - $100k
1.10%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.80% → $1k - $50k \| 1.00% → $50k - $100k
1.00%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.70% → $1k - $50k \| 0.90% → $50k - $100k
0.80%^*	$100k^*	-	182 Day CD
OTHER TIERS: 0.50% → $1k - $50k \| 0.70% → $50k - $100k
0.70%^*	$100k^*	-	30 Day CD
OTHER TIERS: 0.40% → $1k - $50k \| 0.60% → $50k - $100k
0.70%^*	$100k^*	-	91 Day CD
OTHER TIERS: 0.40% → $1k - $50k \| 0.60% → $50k - $100k

Byron Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 1.10% → $1k - $50k \| 1.31% → $50k - $100k
1.31%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 1.00% → $1k - $50k \| 1.21% → $50k - $100k
1.21%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.90% → $1k - $50k \| 1.10% → $50k - $100k
1.10%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.80% → $1k - $50k \| 1.00% → $50k - $100k
1.00%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.70% → $1k - $50k \| 0.90% → $50k - $100k
0.80%^*	$100k^*	-	182 Day IRA
OTHER TIERS: 0.50% → $1k - $50k \| 0.70% → $50k - $100k
0.70%^*	$100k^*	-	30 Day IRA
OTHER TIERS: 0.40% → $1k - $50k \| 0.60% → $50k - $100k
0.70%^*	$100k^*	-	91 Day IRA
OTHER TIERS: 0.40% → $1k - $50k \| 0.60% → $50k - $100k
0.25%^*	$100k^*	-	Passbook Individual Retirement Account
OTHER TIERS: 0.10% → $1k - $50k \| 0.20% → $50k - $100k

Locations

Byron Bank Locations
Poplar Grove Branch	11159 Highway 76	Poplar Grove, IL 61065
Byron Bank	200 N Walnut St	Byron, IL 61010
Davis Junction Branch	5653 N. Junction Way	Davis Junction, IL 61020

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