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Overview / Commentary
877-227-3096
417 Broad St
Salamanca, NY 14779

CCSE Federal Credit Union is headquartered in Salamanca and is the 137th largest credit union in the state of New York. It is also the 2,687th largest credit union in the nation. It was established in 1977 and as of December of 2016, it had grown to 11 employees and 4,779 members at 3 locations. CCSE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cattaraugus County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CCSE Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22754
Year Chartered1977
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.83%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$36.0MM$34.3MM
LoansQ4 2016vs Q4 2015$17.3MM$17.6MM
DepositsQ4 2016vs Q4 2015$32.0MM$30.5MM
Equity CapitalQ4 2016vs Q4 2015$3.8MM$3.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$113.00K$119.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$94.00K$80.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

Rates for CCSE Federal Credit Union are currently being reviewed.

Locations


CCSE Federal Credit Union Locations
Branch Office417 Broad StSalamanca, NY 14779
Branch Office37 BRISTOL LANEELLICOTTVILLE, NY 14731
Branch Office2601 Network BlvdFrisco, TX 75034