Featured Savings Rates
Featured Accounts

CCSE Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.55%1-year CD12 Month CD
0.10%SavingsShare (Savings)
0.75%2-year CD24 Month CD

Overview / Commentary
877-227-3096
417 Broad St
Salamanca, NY 14779

CCSE Federal Credit Union is headquartered in Salamanca and is the 139th largest credit union in the state of New York. It is also the 2,699th largest credit union in the nation. It was established in 1977 and as of June of 2016, it had grown to 11 employees and 4,724 members at 3 locations. CCSE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cattaraugus County.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CCSE Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22754
Year Chartered1977
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.35%
Annual Interest Income$571.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$35.5MM$33.9MM
LoansQ2 2016vs Q2 2015$17.8MM$17.2MM
DepositsQ2 2016vs Q2 2015$31.8MM$30.3MM
Equity CapitalQ2 2016vs Q2 2015$3.7MM$3.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$110.00K$127.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$65.00K$80.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CCSE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share (Savings)
0.10%$100-Summer Days
0.10%$100-Christmas Club

CCSE Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market
OTHER TIERS: 0.20% $2,500 - $25k | 0.25% $25k - $75k

CCSE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-24 Month CD
0.55%$1k-12 Month CD
Locations


CCSE Federal Credit Union Locations
Branch Office417 Broad StSalamanca, NY 14779
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