Overview / Commentary
C & R Credit Union is headquartered in Clay Center and is the 63rd largest credit union in the state of Kansas. It is also the 4,589th largest credit union in the nation. It was established in 1962 and as of December of 2019, it had grown to 3 employees and 943 members at 1 location. C & R Credit Union has a C health rating.
Field of Membership Restrictions
Our field of membership includes YOU if you live or work in the following counties in Kansas: Clay, Cloud, Republic, Ottawa, Dickinson, Washington, Marshall, Riley, Geary or Pottowatomie.
See current membership details
Health
C
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. C & R Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67783 |
| Year Chartered | 1962 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.96% |
| Annual Interest Income | $309.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $4.4MM$4.7MM |
| Loans | Q4 2019vs Q4 2018 | $3.5MM$4.0MM |
| Deposits | Q4 2019vs Q4 2018 | $3.9MM$4.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $456.00K$406.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $24.00K$49.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $32.00K$53.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |