Overview / Commentary
C U P Federal Credit Union is headquartered in Provo and is the 42nd largest credit union in the state of Utah. It is also the 3,688th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 2 employees and 750 members at 2 locations. C U P Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in CUP Federal Credit Union is open to employees of the Bureau of Reclamation, South Utah Valley Electric Service District,. Strawberry Water Users Association, Central Utah Water Conservancy District, Uintah Waster Conservancy District and other agencies that are housed in the Bureau of Reclamation Building.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. C U P Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13833 |
| Year Chartered | 1960 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 2.71% |
| Annual Interest Income | $146K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $9.2MM$8.6MM |
| Loans | Q1 2025vs Q1 2024 | $6.7MM$6.9MM |
| Deposits | Q1 2025vs Q1 2024 | $8.2MM$7.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.1MM$973K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $38K$24K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |