C3bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.c3bank.com

760-759-1130

850 S. Coast Hwy 101
Encinitas, CA 92024

C3bank is headquartered in ENCINITAS and is the 66^th largest bank in the state of California. It is also the 1,111^th largest bank in the nation. It was established in 1984 and as of March of 2025, it had grown to 60 employees at 5 locations. C3bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	25249
Year Established	1984
Employees	60
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	12.14%
Annual Interest Income	$12.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$928.8MM$883.2MM
Loans	Q1 2025vs Q1 2024	$541.5MM$565.7MM
Deposits	Q1 2025vs Q1 2024	$824.6MM$742.7MM
Equity Capital	Q1 2025vs Q1 2024	$88.1MM$80.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$7.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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C3bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$25k	$1m	4 Month Special CD - New Money Only
4.00%	$25k	$1m	Business 4 Month Special CD - New Money Only
3.75%	$25k	$1m	7 Month Special CD - New Money Only
3.75%	$25k	$1m	Business 7 Month Special CD - New Money Only
3.50%	$25k	$1m	12 Month Special CD - New Money Only
3.50%	$25k	$1m	Business 12 Month Special CD - New Money Only

Locations

C3bank Locations
San Marcos	1110 San Marino Drive	San Marcos, CA 92078
First National Bank Of Southern California	850 S Coast Highway 101	Encinitas, CA 92024
Riverside Branch	3727 Arlington Ave	Riverside, CA 92506

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