CACL Federal Credit Union is headquartered in Pottsville and is the 46th largest credit union in the state of Pennsylvania. It is also the 1,253rd largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 58 employees and 15,485 members at 4 locations. CACL Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
CACL Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Schuylkill County, Pennsylvania.
See current membership details
Great Place To Bank
I consistently have good experiences banking with CACL. The new technology with online banking and the mobile app has made it so much more convenient.
Terrible Customer Service
Terrible customer service
Multiple security breaches
Advertise 24/7 online access but it is very sporadic. When you call for assistance, there is nothing they do to help.
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8523 |
| Year Chartered | 1953 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 6.98% |
| Annual Interest Income | $11.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $200.9MM$198.6MM |
| Loans | Q4 2023vs Q4 2022 | $152.5MM$149.1MM |
| Deposits | Q4 2023vs Q4 2022 | $179.3MM$172.1MM |
| Equity Capital | Q4 2023vs Q4 2022 | $19.5MM$18.5MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $2.1MM$884K |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $2.8MM$2.5MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $100K$100K |