Featured Savings Rates
Featured Accounts

CACL Federal Credit Union

Popular Accounts at this Credit Union

1.75%5-year CD54 Month Share Certificate
0.85%1-year CD12 Month Share Certificate
0.20%SavingsRegular Shares Account

Overview / Commentary
1800 W Market St
Pottsville, PA 17901

CACL Federal Credit Union is headquartered in Pottsville and is the 65th largest credit union in the state of Pennsylvania. It is also the 1,614th largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 32 employees and 8,572 members at 1 location. CACL Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in CACL Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Schuylkill County in Pennsylvania.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CACL Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #8523
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD12%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$96.3MM$84.7MM
LoansQ4 2016vs Q4 2015$77.3MM$64.1MM
DepositsQ4 2016vs Q4 2015$86.0MM$73.5MM
Equity CapitalQ4 2016vs Q4 2015$10.1MM$8.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$331.00K$257.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.3MM$603.00K
Real Estate OwnedQ4 2016vs Q4 2015$451.00K$28.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CACL Federal Credit Union Savings Account Rates

0.50%$50-IRA's Account
0.20%$50-Regular Shares Account
0.20%$50-Christmas Club Account
0.20%$50-Vacation Club Account
0.20%$50-Member Defined Account

CACL Federal Credit Union Money Market Rates

1.35%*$500k*-Money Market Account
OTHER TIERS: 0.30% $2k - $20k | 0.50% $20k - $75k | 1.00% $75k - $500k

CACL Federal Credit Union Checking Account Rates

0.10%--HY WOW! Checking

CACL Federal Credit Union CD Rates

2.50%$5k-10 Year Bonus Share Certificate
2.45%$500-120 Month Share Certificate
2.15%$5k-5 Year Bonus Share Certificate
2.10%$500-60 Month Share Certificate
1.75%$500-54 Month Share Certificate
1.75%$5k-4 Year Bonus Share Certificate
1.70%$500-48 Month Share Certificate
1.40%$500-42 Month Share Certificate
1.40%$5k-3 Year Bonus Share Certificate
1.35%$500-36 Month Share Certificate
1.10%$500-30 Month Share Certificate
1.10%$5k-2 Year Bonus Share Certificate
1.05%$500-24 Month Share Certificate
0.90%$500-18 Month Share Certificate
0.85%$500-12 Month Share Certificate
0.50%$500-6 Month Share Certificate

CACL Federal Credit Union IRA Rates

2.45%$500-120 Month IRA Share Certificate
2.10%$500-60 Month IRA Share Certificate
1.75%$500-54 Month IRA Share Certificate
1.70%$500-48 Month IRA Share Certificate
1.40%$500-42 Month IRA Share Certificate
1.35%$500-36 Month IRA Share Certificate
1.10%$500-30 Month IRA Share Certificate
1.05%$500-24 Month IRA Share Certificate
0.90%$500-18 Month IRA Share Certificate
0.85%$500-12 Month IRA Share Certificate
0.50%$500-6 Month IRA Share Certificate

CACL Federal Credit Union Locations
Branch Office1800 W MARKET STPOTTSVILLE, PA 17901