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CACL Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.caclfcu.org
570-628-2400
1800 W Market St
Pottsville, PA 17901-2002

CACL Federal Credit Union is headquartered in Pottsville and is the 47th largest credit union in the state of Pennsylvania. It is also the 1,203rd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 54 employees and 16,397 members at 4 locations. CACL Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

CACL Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Schuylkill County, Pennsylvania.
See current membership details

Reviews (1)

Great Place To Bank

Posted by: |

I consistently have good experiences banking with CACL. The new technology with online banking and the mobile app has made it so much more convenient.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #8523
Year Chartered1953
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.57%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$228.3MM$198.6MM
LoansQ1 2025vs Q1 2024$183.5MM$154.8MM
DepositsQ1 2025vs Q1 2024$206.3MM$176.6MM
Equity CapitalQ1 2025vs Q1 2024$21.9MM$20.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.8MM$2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.3MM$2.4MM
Real Estate OwnedQ1 2025vs Q1 2024$598K$34K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not CACL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CACL Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-Regular Shares Account
0.45%$50-Christmas Club Account
0.45%$50-Vacation Club Account
0.45%$50-Member Defined Account

CACL Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$75k*-Money Market Account
OTHER TIERS: 2.00% → $2k - $20k | 2.75% → $20k - $75k

CACL Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-HY WOW! Checking
0.05%$0-Escrow Account

CACL Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-3 Month Share Certificate
4.15%$500-6 Month Share Certificate
4.00%$500-9 Month Share Certificate
3.95%$500-12 Month Share Certificate
3.80%$500-18 Month Share Certificate
3.65%$500-24 Month Share Certificate
3.20%$500-30 Month Share Certificate
3.20%$500-36 Month Share Certificate
3.20%$500-42 Month Share Certificate
3.05%$500-48 Month Share Certificate
3.05%$500-54 Month Share Certificate
3.05%$500-60 Month Share Certificate
3.05%$500-120 Month Share Certificate

CACL Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-3 Month IRA Share Certificate
4.15%$500-6 Month IRA Share Certificate
4.00%$500-9 Month IRA Share Certificate
3.95%$500-12 Month IRA Share Certificate
3.80%$500-18 Month IRA Share Certificate
3.65%$500-24 Month IRA Share Certificate
3.65%$5k-2 Year Bonus IRA Share Certificate
3.20%$500-30 Month IRA Share Certificate
3.20%$500-36 Month IRA Share Certificate
3.20%$500-42 Month IRA Share Certificate
3.20%$5k-3 Year Bonus IRA Share Certificate
3.05%$500-48 Month IRA Share Certificate
3.05%$500-54 Month IRA Share Certificate
3.05%$500-60 Month IRA Share Certificate
3.05%$500-120 Month IRA Share Certificate
3.05%$5k-4 Year Bonus IRA Share Certificate
3.05%$5k-5 Year Bonus IRA Share Certificate
3.05%$5k-10 Year Bonus IRA Share Certificate
1.00%$50-IRA's Account
Locations


CACL Federal Credit Union Locations
Branch Office1800 W MARKET STPOTTSVILLE, PA 17901
Branch Office1816 W Market StPottsville, PA 17901
Branch Office697 Port Carbon St Clair HwyPottsville, PA 17901
Branch Office757 S Route 183Schuylkill Haven, PA 17972-9389

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