CACL Federal Credit Union


Overview / Commentary
570-628-2400
1800 W Market St
Pottsville, PA 17901-2002

CACL Federal Credit Union is headquartered in Pottsville and is the 43rd largest credit union in the state of Pennsylvania. It is also the 1,206th largest credit union in the nation. It was established in 1953 and as of September of 2023, it had grown to 58 employees and 15,453 members at 4 locations. CACL Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

CACL Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Schuylkill County, Pennsylvania.
See current membership details

Reviews (2)

Great Place To Bank

Posted by: |

I consistently have good experiences banking with CACL. The new technology with online banking and the mobile app has made it so much more convenient.

Terrible Customer Service

Posted by: |

Terrible customer service
Multiple security breaches
Advertise 24/7 online access but it is very sporadic. When you call for assistance, there is nothing they do to help.



Health
B+

Health Grade Components

Overall
NCUA #8523
Year Chartered1953
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.75%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$215.3MM$197.6MM
LoansQ3 2023vs Q3 2022$149.9MM$149MM
DepositsQ3 2023vs Q3 2022$188.1MM$170.2MM
Equity CapitalQ3 2023vs Q3 2022$18.6MM$17.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.1MM$1.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.2MM$2.3MM
Real Estate OwnedQ3 2023vs Q3 2022$100K$130K
Rates
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Always verify rates and promotions with the bank or credit union. We are not CACL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CACL Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-IRA's Account
0.50%$50-Regular Shares Account
0.45%$50-Christmas Club Account
0.45%$50-Vacation Club Account
0.45%$50-Member Defined Account

CACL Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$75k*-Money Market Account
OTHER TIERS: 2.00% $2k - $20k | 2.75% $20k - $75k

CACL Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-HY WOW! Checking
0.05%--Escrow Account

CACL Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month Share Certificate
3.20%$500-12 Month Share Certificate
3.20%$500-18 Month Share Certificate
3.20%$500-24 Month Share Certificate
3.20%$500-30 Month Share Certificate
3.20%$500-36 Month Share Certificate
3.20%$500-42 Month Share Certificate
3.20%$5k-2 Year Bonus Share Certificate
3.20%$5k-3 Year Bonus Share Certificate
3.05%$500-48 Month Share Certificate
3.05%$500-54 Month Share Certificate
3.05%$500-60 Month Share Certificate
3.05%$500-120 Month Share Certificate
3.05%$5k-4 Year Bonus Share Certificate
3.05%$5k-5 Year Bonus Share Certificate
3.05%$5k-10 Year Bonus Share Certificate
0.05%$500-3 Month Share Certificate

CACL Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA Share Certificate
3.20%$500-12 Month IRA Share Certificate
3.20%$500-18 Month IRA Share Certificate
3.20%$500-24 Month IRA Share Certificate
3.20%$500-30 Month IRA Share Certificate
3.20%$500-36 Month IRA Share Certificate
3.20%$500-42 Month IRA Share Certificate
3.20%$5k-2 Year Bonus IRA Share Certificate
3.20%$5k-3 Year Bonus IRA Share Certificate
3.05%$500-48 Month IRA Share Certificate
3.05%$500-54 Month IRA Share Certificate
3.05%$500-60 Month IRA Share Certificate
3.05%$500-120 Month IRA Share Certificate
3.05%$5k-4 Year Bonus IRA Share Certificate
3.05%$5k-5 Year Bonus IRA Share Certificate
3.05%$5k-10 Year Bonus IRA Share Certificate
0.05%$500-3 Month IRA Share Certificate
Locations


CACL Federal Credit Union Locations
Branch Office1800 W MARKET STPOTTSVILLE, PA 17901
Branch Office1816 W Market StPottsville, PA 17901
Branch Office697 Port Carbon St Clair HwyPottsville, PA 17901
Branch Office757 S Route 183Schuylkill Haven, PA 17972-9389

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