Featured Savings Rates
Featured Accounts

Cadets Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.14%5-year CD5 Year Share Certificate
1.00%1-year CD12 Month Share Certificate
0.13%SavingsRegular Share Account

Overview / Commentary
716-873-1174
927 Grant St
Buffalo, NY 14207-2820

Cadets Federal Credit Union is headquartered in Buffalo and is the 228th largest credit union in the state of New York. It is also the 4,021st largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 4 employees and 792 members at 2 locations. Cadets Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to members and employees of Polish Cadets Club of Buffalo, American Legion Post 1041, Assumption Parish, Liston Manufacturing Inc.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cadets Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6930
Year Chartered1950
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-1.58%
Return on Equity - YTD-12.6%
Annual Interest Income$122.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$11.9MM$11.9MM
LoansQ1 2017vs Q1 2016$8.0MM$7.5MM
DepositsQ1 2017vs Q1 2016$10.4MM$10.3MM
Equity CapitalQ1 2017vs Q1 2016$1.5MM$1.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$107.00K$94.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$45.00K$287.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$24.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cadets Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$2,500*-Club Accounts
OTHER TIERS: 0.25% $100 - $2,500
0.25%$2,500-Premium Share Account
0.25%$1k-IRA Share Account
0.13%$100-Regular Share Account

Cadets Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$5k*-HSA Share Draft Checking
OTHER TIERS: 0.13% $100 - $2,500 | 0.25% $2,500 - $5k
0.25%*$5k*-Premium Share Draft Checking
OTHER TIERS: 0.13% $2,500 - $5k

Cadets Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.14%*$25k*-5 Year Share Certificate
OTHER TIERS: 1.76% $1k - $5k | 1.89% $5k - $25k
1.89%*$25k*-4 Year Share Certificate
OTHER TIERS: 1.64% $1k - $5k | 1.76% $5k - $25k
1.64%*$25k*-3 Year Share Certificate
OTHER TIERS: 1.38% $1k - $5k | 1.51% $5k - $25k
1.51%*$25k*-30 Month Share Certificate
OTHER TIERS: 1.13% $1k - $5k | 1.26% $5k - $25k
1.26%*$25k*-2 Year Share Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.13%*$25k*-18 Month Share Certificate
OTHER TIERS: 0.88% $1k - $5k | 1.00% $5k - $25k
1.00%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.75% $1k - $5k | 0.88% $5k - $25k

Cadets Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.14%*$25k*-5 Year IRA Certificate
OTHER TIERS: 1.76% $1k - $5k | 1.89% $5k - $25k
1.89%*$25k*-4 Year IRA Certificate
OTHER TIERS: 1.64% $1k - $5k | 1.76% $5k - $25k
1.64%*$25k*-3 Year IRA Certificate
OTHER TIERS: 1.38% $1k - $5k | 1.51% $5k - $25k
1.51%*$25k*-30 Month IRA Certificate
OTHER TIERS: 1.13% $1k - $5k | 1.26% $5k - $25k
1.26%*$25k*-2 Year IRA Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.13%*$25k*-18 Month IRA Certificate
OTHER TIERS: 0.88% $1k - $5k | 1.00% $5k - $25k
1.00%*$25k*-12 Month IRA Certificate
OTHER TIERS: 0.75% $1k - $5k | 0.88% $5k - $25k
Locations


Cadets Federal Credit Union Locations
Branch Office927 Grant StBuffalo, NY 14207-2820
Branch Office1285 Erie AveN Tonawanda, NY 14120-3037