Featured Savings Rates
Featured Accounts

Cadets Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD5 Year Share Certificate
0.88%1-year CD12 Month Share Certificate
0.13%SavingsRegular Share Account

Overview / Commentary
716-873-1174
927 Grant St
Buffalo, NY 14207-2820

Cadets Federal Credit Union is headquartered in Buffalo and is the 228th largest credit union in the state of New York. It is also the 4,040th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 3 employees and 795 members at 2 locations. Cadets Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to members and employees of Polish Cadets Club of Buffalo, American Legion Post 1041, Assumption Parish, Liston Manufacturing Inc.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cadets Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6930
Year Chartered1950
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.32%
Annual Interest Income$258.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$12.0MM$11.5MM
LoansQ2 2016vs Q2 2015$7.8MM$7.3MM
DepositsQ2 2016vs Q2 2015$10.5MM$10.0MM
Equity CapitalQ2 2016vs Q2 2015$1.6MM$1.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$92.00K$51.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$117.00K$178.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cadets Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cadets Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$2,500*-Club Accounts
OTHER TIERS: 0.25% $100 - $2,500
0.25%$2,500-Premium Share Account
0.25%$1k-IRA Share Account
0.13%$100-Regular Share Account

Cadets Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$5k*-HSA Share Draft Checking
OTHER TIERS: 0.13% $100 - $2,500 | 0.25% $2,500 - $5k
0.25%*$5k*-Premium Share Draft Checking
OTHER TIERS: 0.13% $2,500 - $5k

Cadets Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$25k*-5 Year Share Certificate
OTHER TIERS: 1.64% $1k - $5k | 1.76% $5k - $25k
1.76%*$25k*-4 Year Share Certificate
OTHER TIERS: 1.51% $1k - $5k | 1.64% $5k - $25k
1.51%*$25k*-3 Year Share Certificate
OTHER TIERS: 1.26% $1k - $5k | 1.38% $5k - $25k
1.38%*$25k*-30 Month Share Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.26%*$25k*-2 Year Share Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.00%*$25k*-18 Month Share Certificate
OTHER TIERS: 0.75% $1k - $5k | 0.88% $5k - $25k
0.88%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.63% $1k - $5k | 0.75% $5k - $25k

Cadets Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$25k*-5 Year IRA Certificate
OTHER TIERS: 1.64% $1k - $5k | 1.76% $5k - $25k
1.76%*$25k*-4 Year IRA Certificate
OTHER TIERS: 1.51% $1k - $5k | 1.64% $5k - $25k
1.51%*$25k*-3 Year IRA Certificate
OTHER TIERS: 1.26% $1k - $5k | 1.38% $5k - $25k
1.38%*$25k*-30 Month IRA Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.26%*$25k*-2 Year IRA Certificate
OTHER TIERS: 1.00% $1k - $5k | 1.13% $5k - $25k
1.00%*$25k*-18 Month IRA Certificate
OTHER TIERS: 0.75% $1k - $5k | 0.88% $5k - $25k
0.88%*$25k*-12 Month IRA Certificate
OTHER TIERS: 0.63% $1k - $5k | 0.75% $5k - $25k
Locations


Cadets Federal Credit Union Locations
Branch Office927 Grant StBuffalo, NY 14207-2820
Branch Office1285 Erie AveN Tonawanda, NY 14120-3037