Cal-Com Federal Credit Union (TX)


Overview / Commentary
361-552-7476
1401 N Virginia ST
Port Lavaca, TX 77979

Cal-Com Federal Credit Union (TX) is headquartered in Port Lavaca and is the 96th largest credit union in the state of Texas. It is also the 1,217th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 33 employees and 16,172 members at 3 locations. Cal-Com Federal Credit Union (TX)'s CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Cal-Com Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio, or Victoria. Businesses and other legal entities located in the same Texas counties are also qualify to join. Membership is also extended to immediate family and household members of eligible individuals.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #18935
Year Chartered1968
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD10.84%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$219.6MM$196.6MM
LoansQ1 2025vs Q1 2024$118.8MM$117MM
DepositsQ1 2025vs Q1 2024$194.6MM$175MM
Equity CapitalQ1 2025vs Q1 2024$23.9MM$20.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$910K$681K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$352K$260K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cal-Com Federal Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cal-Com Federal Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Regular Share
0.25%$0-Christmas Club Account

Cal-Com Federal Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$350k*-Money Market Checking Account
OTHER TIERS: 0.60% $0 - $25k | 0.80% $25k - $100k | 1.00% $100k - $350k

Cal-Com Federal Credit Union (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Checking Account

Cal-Com Federal Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month Share Certificate
4.00%$500-18 Month Share Certificate
3.75%$500-2 Year Share Certificate
3.50%$500-26 Week Share Certificate
3.00%$500-3 Year Share Certificate
2.55%$500-4 Year Share Certificate
2.50%$500-5 Year Share Certificate
2.00%$500-91 Day Share Certificate
0.95%$25-9 Month Vacation Club Certificate

Cal-Com Federal Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-1 Year IRA Certificate
3.75%$500-2 Year IRA Certificate
3.00%$500-3 Year IRA Certificate
2.55%$500-4 Year IRA Certificate
2.50%$500-5 Year IRA Certificate
Locations


Cal-Com Federal Credit Union (TX) Locations
Branch Office1401 N Virginia STPort Lavaca, TX 77979
Branch Office3802 N Navarro StVictoria, TX 77901
Branch Office2807 John Stockbauer DrVictoria, TX 77901

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