Featured Savings Rates
Featured Accounts

CalCom Federal Credit Union

Popular Accounts at this Credit Union

1.26%1-year CD12 Month Share Certificate
0.12%SavingsRegular Shares Account
2.02%3-year CD36 Month Share Certificate

Overview / Commentary
20723 Hawthorne Blvd
Torrance, CA 90503

CalCom Federal Credit Union is headquartered in Torrance and is the 184th largest credit union in the state of California. It is also the 2,058th largest credit union in the nation. It was established in 1968 and as of December of 2017, it had grown to 20 employees and 8,028 members at 2 locations. CalCom Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Astoria / G&E Healthcare Inc., Catholic Healthcare West of Southern California, UnitedHealth Group, City of South Gate, and other select organizations.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CalCom Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #18623
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD5.29%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$63.2MM$62.6MM
LoansQ4 2017vs Q4 2016$46.7MM$45.3MM
DepositsQ4 2017vs Q4 2016$53.4MM$53.3MM
Equity CapitalQ4 2017vs Q4 2016$8.7MM$8.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$467.00K$453.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$193.00K$404.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CalCom Federal Credit Union Savings Account Rates

0.30%*$50k*-Individual Retirement Account
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $50k
0.12%*$50k*-Regular Shares Account
OTHER TIERS: 0.03% Up to $5k | 0.06% $5k - $50k
0.12%*$50k*-Vacation Club Account
OTHER TIERS: 0.03% Up to $5k | 0.06% $5k - $50k
0.12%*$50k*-Holiday Club Account
OTHER TIERS: 0.03% Up to $5k | 0.06% $5k - $50k
0.12%*$5k*-Kid's Accounts
OTHER TIERS: 0.03% Up to $500 | 0.06% $500 - $5k
0.12%*$5k*-Youth Account
OTHER TIERS: 0.03% Up to $500 | 0.06% $500 - $5k

CalCom Federal Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2,500 - $5k | 0.10% $5k - $50k

CalCom Federal Credit Union CD Rates

2.02%*$50k*-36 Month Share Certificate
OTHER TIERS: 1.76% $2,500 - $50k
1.76%*$50k*-24 Month Share Certificate
OTHER TIERS: 1.51% $2,500 - $50k
1.51%*$50k*-18 Month Share Certificate
OTHER TIERS: 1.26% $2,500 - $50k
1.26%*$50k*-12 Month Share Certificate
OTHER TIERS: 1.00% $2,500 - $50k
1.00%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.75% $2,500 - $50k

CalCom Federal Credit Union Locations
Branch Office20723 Hawthorne BlvdTorrance, CA 90503
Branch Office11111 Brookshire AveDowney, CA 90241-3817