California Bear Credit Union


Overview / Commentary
800-954-2327
300 S Spring St Ste 1215
Los Angeles, CA 90013

California Bear Credit Union is headquartered in Los Angeles and is the 147th largest credit union in the state of California. It is also the 1,545th largest credit union in the nation. It was established in 1933 and as of March of 2020, it had grown to 22 employees and 10,306 members at 2 locations. California Bear Credit Union has a B health rating.

Field of Membership Restrictions

California Bear Credit Union is open to individuals who work, live, or go to school within the Metro Los Angeles Area zip codes (list posted on the credit union's website). Membership also extends to California State employees, employees of the credit union-affiliated SEG's, employees of the credit union, United Defense Subsidiary membership, and family members of current credit union members.
See current membership details

Reviews (1)

Poor Customer Service, No Saturday Hours And Very Few Locations.....This Credit Union Sucks!

Posted by: |

You can never get to a live person unless you go thru the phone recording maze, No Saturday hours for those who work and are not able to make it to the few branches in the Downrown area....this Credit Union sucks!



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. California Bear Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #68507
Year Chartered1933
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD-2.83%
Return on Equity - YTD-41.06%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$114.5MM$117.3MM
LoansQ1 2020vs Q1 2019$89.8MM$69.2MM
DepositsQ1 2020vs Q1 2019$106.0MM$108.5MM
Equity CapitalQ1 2020vs Q1 2019$7.9MM$8.0MM
Loan Loss AllowanceQ1 2020vs Q1 2019$376.00K$390.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$392.00K$116.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not California Bear Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California Bear Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$5kKasasa Saver
OTHER TIERS: 0.20% $5k+
0.15%*$50k*-Regular Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k
0.15%*$50k*-Holiday Club Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k
0.15%*$50k*-Youth Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k
0.10%--IRA Savings Account
0.10%--Roth IRA Savings Account

California Bear Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.13% $10k - $50k

California Bear Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$5kKasasa Cash
OTHER TIERS: 0.20% $5k+
0.05%$25-Premium Plus Checking Account
0.05%$25-Silver Bear Checking Account

California Bear Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.18%$1k-60 Month CD
0.95%$1k-48 Month CD
0.65%$1k-36 Month CD
0.40%$1k-24 Month CD
0.25%$1k-12 Month CD
0.16%$1k-6 Month CD
0.12%$1k-3 Month CD
0.07%$1k-30 Day CD

California Bear Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.18%$1k-60 Month IRA Certificate
0.95%$1k-48 Month IRA Certificate
0.65%$1k-36 Month IRA Certificate
0.40%$1k-24 Month IRA Certificate
0.25%$1k-12 Month IRA Certificate
Locations


California Bear Credit Union Locations
Branch Office100 S Main St Suite 110Los Angeles, CA 90012
Branch Office300 S Spring St Ste 1215Los Angeles, CA 90013

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