Credit Union of Southern California
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.35% | Reward Checking | E-Z Earn Checking 1.75% - National Average |
| 1.00% | 5-year CD | 60 Month Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.15% | 1-year CD | 12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD |
Credit Union of Southern California is headquartered in Anaheim and is the 40th largest credit union in the state of California. It is also the 239th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 218 employees and 83,213 members at 19 locations. Credit Union of Southern California has an A+ health rating.
Field of Membership Restrictions
CUof Southern California is open to the residents, church members, registered students, and people maintaining employment in these California Counties; Orange, Los Angeles, or San Bernardino as well as the family members of current CU members.
See current membership details
At last
I finally had had it with the big bank interest. I had a active Credit union account but it was several miles away and they were limited in ATM access. I hot footed it down to the local credit union and applied. I was received as if I was an old friend returning home. They review account options and to my surprise (but not really) their charges were minimal. I signed up for a savings account. I will in the very near future establish a checking account with these good people and get out of the big banks loop. I would advise everyone to open an with a credit union---and maybe this might be a signal to big corp. banks we are tire of being ripped off.
Money In The Bank
Love this place, when I deposited some checks on my birthday, the lady gave me a lollipop.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68456 |
| Year Chartered | 1954 |
| Employees | 218 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.57% |
| Return on Equity - YTD | 13.26% |
| Annual Interest Income | $19.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.08B$982.5MM |
| Loans | Q2 2016vs Q2 2015 | $483.5MM$421.6MM |
| Deposits | Q2 2016vs Q2 2015 | $946.8MM$848.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $126.3MM$108.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $5.2MM$4.1MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.6MM$3.3MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$514.00K |
Always verify rates and promotions with the bank or credit union. We are not Credit Union of Southern California; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Credit Union of Southern California Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | Deferred Compensation | |
| 0.30% | - | - | Holiday Saver | |
| 0.30% | - | - | Summer Saver | |
| 0.10% | $500 | - | Regular Savings | |
| 0.10% | $500 | - | IRA Savings | |
| 0.10% | $500 | - | Roth IRA Savings | |
| 0.10% | $500 | - | Coverdell Education IRA Savings | |
| 0.10% | $500 | - | Sub-Savings | |
| 0.10% | - | - | Regular Savings - Minors | |
| 0.10% | - | - | Sub-Savings - Minor |
Credit Union of Southern California Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $2,500 - $15k | 0.20% → $15k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | |||||
Credit Union of Southern California Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35% | - | - | E-Z Earn Checking | ||
| 0.25%* | $50k* | - | VALUE+ Checking | ||
| OTHER TIERS: 0.05% → $5k - $15k | 0.10% → $15k - $25k | 0.15% → $25k - $50k | |||||
Credit Union of Southern California CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10% | $1k | - | 60 Month Certificate - Relationship Rate | ||
| 1.10% | $250 | - | 60 Month Minor Certificate - Relationship Rate | ||
| 1.00% | $1k | - | 60 Month Certificate | ||
| 1.00% | $250 | - | 60 Month Minor Certificate | ||
| 0.85% | $1k | - | 48 Month Certificate - Relationship Rate | ||
| 0.85% | $250 | - | 48 Month Minor Certificate - Relationship Rate | ||
| 0.75% | $1k | - | 48 Month Certificate | ||
| 0.75% | $250 | - | 48 Month Minor Certificate | ||
| 0.65% | $1k | - | 36 Month Certificate - Relationship Rate | ||
| 0.65% | $250 | - | 36 Month Minor Certificate - Relationship Rate | ||
| 0.55% | $1k | - | 36 Month Certificate | ||
| 0.55% | $250 | - | 36 Month Minor Certificate | ||
| 0.45% | $1k | - | 18 Month Certificate - Relationship Rate | ||
| 0.45% | $250 | - | 18 Month Minor Certificate - Relationship Rate | ||
| 0.45% | $1k | - | 24 Month Certificate - Relationship Rate | ||
| 0.45% | $250 | - | 24 Month Minor Certificate - Relationship Rate | ||
| 0.40%* | $150k* | - | 6 Month Access Certificate | ||
| OTHER TIERS: 0.15% → $15k - $100k | 0.30% → $100k - $150k | |||||
| 0.40% | $1k | - | 30 Month Certificate - Relationship Rate | ||
| 0.40% | $250 | - | 30 Month Minor Certificate - Relationship Rate | ||
| 0.35% | $1k | - | 18 Month Certificate | ||
| 0.35% | $1k | - | 24 Month Certificate | ||
| 0.35% | $250 | - | 18 Month Minor Certificate | ||
| 0.35% | $250 | - | 24 Month Minor Certificate | ||
| 0.30% | $1k | - | 30 Month Certificate | ||
| 0.30% | $250 | - | 30 Month Minor Certificate | ||
| 0.25% | $1k | - | 12 Month Certificate - Relationship Rate | ||
| 0.25% | $250 | - | 12 Month Minor Certificate - Relationship Rate | ||
| 0.20% | $7,500 | - | 1 Month Certificate - Relationship Rate | ||
| 0.20% | $1k | - | 3 Month Certificate - Relationship Rate | ||
| 0.20% | $1k | - | 6 Month Certificate - Relationship Rate | ||
| 0.15% | $1k | - | 12 Month Certificate | ||
| 0.15% | $250 | - | 12 Month Minor Certificate | ||
| 0.10% | $7,500 | - | 1 Month Certificate | ||
| 0.10% | $1k | - | 3 Month Certificate | ||
| 0.10% | $1k | - | 6 Month Certificate | ||
Credit Union of Southern California IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | $25 | - | 60 Month IRA Certificate - Relationship Rate | |
| 1.00% | $25 | - | 60 Month IRA Certificate | |
| 0.85% | $25 | - | 48 Month IRA Certificate - Relationship Rate | |
| 0.75% | $25 | - | 48 Month IRA Certificate | |
| 0.65% | $250 | - | 36 Month IRA Certificate - Relationship Rate | |
| 0.55% | $250 | - | 36 Month IRA Certificate | |
| 0.45% | $25 | - | 18 Month IRA Certificate - Relationship Rate | |
| 0.45% | $25 | - | 24 Month IRA Certificate - Relationship Rate | |
| 0.40% | $25 | - | 30 Month IRA Certificate - Relationship Rate | |
| 0.35% | $25 | - | 18 Month IRA Certificate | |
| 0.35% | $25 | - | 24 Month IRA Certificate | |
| 0.30% | $25 | - | 30 Month IRA Certificate | |
| 0.25% | $25 | - | 12 Month IRA Certificate - Relationship Rate | |
| 0.15% | $25 | - | 12 Month IRA Certificate |
Credit Union of Southern California has 19 locations. Click to view all Credit Union of Southern California locations.