Overview / Commentary
California Business Bank is headquartered in Irvine and is the 140th largest bank in the state of California. It is also the 4,145th largest bank in the nation. It was established in 2005 and as of December of 2020, it had grown to 13 employees at 1 location. California Business Bank has an A health rating.
Health
A
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. California Business Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58037 |
| Year Established | 2005 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.78% |
| Return on Equity - YTD | -6.08% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $92.2MM$82.6MM |
| Loans | Q4 2020vs Q4 2019 | $57.9MM$65.2MM |
| Deposits | Q4 2020vs Q4 2019 | $64.0MM$55.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $11.7MM$12.4MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.8MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $30.00K$0 |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |