Overview / Commentary
California Business Bank is headquartered in IRVINE and is the 119th largest bank in the state of California. It is also the 3,881st largest bank in the nation. It was established in 2005 and as of March of 2024, it had grown to 13 employees at 1 location. California Business Bank has a B+ health rating.
Health
B+
Data as of Q1 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. California Business Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58037 |
| Year Established | 2005 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.02% |
| Return on Equity - YTD | 0.15% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2024vs Q1 2023 | $97.6MM$109MM |
| Loans | Q1 2024vs Q1 2023 | $79.3MM$79.1MM |
| Deposits | Q1 2024vs Q1 2023 | $80.8MM$87.4MM |
| Equity Capital | Q1 2024vs Q1 2023 | $16MM$15.9MM |
| Loan Loss Allowance | Q1 2024vs Q1 2023 | $1.5MM$1.9MM |
| Unbacked Noncurrent Loans | Q1 2024vs Q1 2023 | $26K$791K |
| Real Estate Owned | Q1 2024vs Q1 2023 | $0$0 |