California Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.caccu.org

916-386-1418

8815 Folsom Blvd
Sacramento, CA 95826

California Community Credit Union is headquartered in Sacramento and is the 165^th largest credit union in the state of California. It is also the 2,015^th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 13 employees and 4,315 members at 4 locations. California Community Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in California Community Credit Union is open to individuals who live, regularly work, or regularly worship in the California counties of Placer, Sacramento, or Stanislaus. Employees and members of several businesses and organizations (including Union Pacific Railroad Company and California Health and Human Services Agency) are eligible to join. Immediate family members of current California Community Credit Union membership also qualify for membership. Membership eligibility also expands to include employees of various companies and position that are members of the CU-affiliated workers unions and specific CU-affiliated SEG's, as well as current and retired employees of the Pacific Railroad, along with the family members of current members.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. California Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68321
Year Chartered	1939
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	2.51%
Annual Interest Income	$732K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$81.8MM$78.1MM
Loans	Q1 2025vs Q1 2024	$29.5MM$28.9MM
Deposits	Q1 2025vs Q1 2024	$71.2MM$68MM
Equity Capital	Q1 2025vs Q1 2024	$9.7MM$9.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$206K$159K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$35K$19K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$500	-	Regular Savings
0.05%	$25	-	Junior Saver
0.05%	$500	-	Santa’s Helper
0.05%	$500	-	Other Savings
0.05%	$500	-	Vacation Account
0.05%	$500	-	Auxiliary Savings

California Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$0	$10k	Money Market Account
OTHER TIERS: 0.20% → $10k - $50k \| 0.30% → $50k+

California Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Checking Account

California Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	$478k	12 Month Certificate Special
3.50%	$25k	-	12 Month Mini Jumbo Certificate
3.50%	$25k	-	60 Month Mini Jumbo Certificate
3.50%	$25k	-	12 Month Jumbo Certificate
3.50%	$25k	-	60 Month Jumbo Certificate
3.45%	$1k	-	12 Month Certificate
3.45%	$1k	-	60 Month Certificate
3.45%	$25k	-	48 Month Mini Jumbo Certificate
3.45%	$25k	-	48 Month Jumbo Certificate
3.40%	$1k	-	48 Month Certificate
3.40%	$25k	-	36 Month Mini Jumbo Certificate
3.40%	$25k	-	36 Month Jumbo Certificate
3.30%	$1k	-	36 Month Certificate
3.30%	$25k	-	24 Month Mini Jumbo Certificate
3.30%	$25k	-	24 Month Jumbo Certificate
3.25%	$1k	-	6 Month Certificate
3.25%	$1k	-	24 Month Certificate
3.25%	$500	-	12 Month Junior Saver Certificate
3.25%	$25k	-	6 Month Mini Jumbo Certificate
3.25%	$25k	-	6 Month Jumbo Certificate
3.10%	$1k	-	3 Month Certificate
3.10%	$25k	-	3 Month Mini Jumbo Certificate
3.10%	$25k	-	3 Month Jumbo Certificate

California Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	$478k	12 Month IRA Special
3.41%	$1k	-	12 Month IRA
3.41%	$1k	-	60 Month IRA
3.36%	$1k	-	48 Month IRA
3.30%	$500	-	60 Month Education IRA
3.26%	$1k	-	36 Month IRA
3.25%	$500	-	48 Month Education IRA
3.21%	$1k	-	6 Month IRA
3.21%	$1k	-	24 Month IRA
3.20%	$500	-	36 Month Education IRA
3.15%	$500	-	24 Month Education IRA
3.10%	$500	-	12 Month Education IRA
3.07%	$1k	-	3 Month IRA
0.05%	$500	-	IRA Savings

Locations

California Community Credit Union Locations
Branch Office	8815 Folsom Blvd	Sacramento, CA 95826
Branch Office	3600 Sisk Rd Ste 4L	Modesto, CA 95356-0542
Branch Office	9257 Laguna Springs Dr Ste 160	Elk Grove, CA 95758
Branch Office	130 Sunrise Ave	Roseville, CA 95661-3424

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