California Community Credit Union


Overview / Commentary
916-386-1418
8815 Folsom Blvd
Sacramento, CA 95826

California Community Credit Union is headquartered in Sacramento and is the 165th largest credit union in the state of California. It is also the 2,051st largest credit union in the nation. It was established in 1939 and as of June of 2024, it had grown to 13 employees and 4,325 members at 4 locations. California Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in California Community Credit Union is open to individuals who live, regularly work, or regularly worship in the California counties of Placer, Sacramento, or Stanislaus. Employees and members of several businesses and organizations (including Union Pacific Railroad Company and California Health and Human Services Agency) are eligible to join. Immediate family members of current California Community Credit Union membership also qualify for membership. Membership eligibility also expands to include employees of various companies and position that are members of the CU-affiliated workers unions and specific CU-affiliated SEG's, as well as current and retired employees of the Pacific Railroad, along with the family members of current members.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. California Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68321
Year Chartered1939
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.25%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$78.3MM$78.9MM
LoansQ2 2024vs Q2 2023$29.5MM$29MM
DepositsQ2 2024vs Q2 2023$67.7MM$68.9MM
Equity CapitalQ2 2024vs Q2 2023$9.4MM$9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$231K$208K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$208K$175K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Rates for California Community Credit Union are currently being reviewed.

Locations


California Community Credit Union Locations
Branch Office8815 Folsom BlvdSacramento, CA 95826
Branch Office3600 Sisk Rd Ste 4LModesto, CA 95356-0542
Branch Office9257 Laguna Springs Dr Ste 160Elk Grove, CA 95758
Branch Office130 Sunrise AveRoseville, CA 95661-3424

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