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California Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.caccu.org
916-386-1418
8815 Folsom Blvd
Sacramento, CA 95826

California Community Credit Union is headquartered in Sacramento and is the 165th largest credit union in the state of California. It is also the 2,015th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 13 employees and 4,315 members at 4 locations. California Community Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in California Community Credit Union is open to individuals who live, regularly work, or regularly worship in the California counties of Placer, Sacramento, or Stanislaus. Employees and members of several businesses and organizations (including Union Pacific Railroad Company and California Health and Human Services Agency) are eligible to join. Immediate family members of current California Community Credit Union membership also qualify for membership. Membership eligibility also expands to include employees of various companies and position that are members of the CU-affiliated workers unions and specific CU-affiliated SEG's, as well as current and retired employees of the Pacific Railroad, along with the family members of current members.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. California Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68321
Year Chartered1939
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.51%
Annual Interest Income$732K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$81.8MM$78.1MM
LoansQ1 2025vs Q1 2024$29.5MM$28.9MM
DepositsQ1 2025vs Q1 2024$71.2MM$68MM
Equity CapitalQ1 2025vs Q1 2024$9.7MM$9.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$206K$159K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$35K$19K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not California Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

California Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Regular Savings
0.05%$25-Junior Saver
0.05%$500-Santa’s Helper
0.05%$500-Other Savings
0.05%$500-Vacation Account
0.05%$500-Auxiliary Savings

California Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$0$10kMoney Market Account
OTHER TIERS: 0.20% → $10k - $50k | 0.30% → $50k+

California Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Checking Account

California Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k$478k12 Month Certificate Special
3.50%$25k-12 Month Mini Jumbo Certificate
3.50%$25k-60 Month Mini Jumbo Certificate
3.50%$25k-12 Month Jumbo Certificate
3.50%$25k-60 Month Jumbo Certificate
3.45%$1k-12 Month Certificate
3.45%$1k-60 Month Certificate
3.45%$25k-48 Month Mini Jumbo Certificate
3.45%$25k-48 Month Jumbo Certificate
3.40%$1k-48 Month Certificate
3.40%$25k-36 Month Mini Jumbo Certificate
3.40%$25k-36 Month Jumbo Certificate
3.30%$1k-36 Month Certificate
3.30%$25k-24 Month Mini Jumbo Certificate
3.30%$25k-24 Month Jumbo Certificate
3.25%$1k-6 Month Certificate
3.25%$1k-24 Month Certificate
3.25%$500-12 Month Junior Saver Certificate
3.25%$25k-6 Month Mini Jumbo Certificate
3.25%$25k-6 Month Jumbo Certificate
3.10%$1k-3 Month Certificate
3.10%$25k-3 Month Mini Jumbo Certificate
3.10%$25k-3 Month Jumbo Certificate

California Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k$478k12 Month IRA Special
3.41%$1k-12 Month IRA
3.41%$1k-60 Month IRA
3.36%$1k-48 Month IRA
3.30%$500-60 Month Education IRA
3.26%$1k-36 Month IRA
3.25%$500-48 Month Education IRA
3.21%$1k-6 Month IRA
3.21%$1k-24 Month IRA
3.20%$500-36 Month Education IRA
3.15%$500-24 Month Education IRA
3.10%$500-12 Month Education IRA
3.07%$1k-3 Month IRA
0.05%$500-IRA Savings
Locations


California Community Credit Union Locations
Branch Office8815 Folsom BlvdSacramento, CA 95826
Branch Office3600 Sisk Rd Ste 4LModesto, CA 95356-0542
Branch Office9257 Laguna Springs Dr Ste 160Elk Grove, CA 95758
Branch Office130 Sunrise AveRoseville, CA 95661-3424

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