California Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.05% | 5-year CD | 60-Month Share Certificate 2.25% - Bank of Internet USA 60 Month CD |
| 1.00% | 1-year CD | 12-Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Share Savings Accounts 1.20% - Ally Bank Online Savings Account |
California Credit Union exists to serve teachers and other education professionals by providing personal and business banking solutions to meet various needs. It has grown to be one of the largest credit unions in Southern California, serving tens of thousands of members through multiple branches located in the vicinity of Los Angeles.
California Credit Union makes a variety of personal and business banking products and services available to its members. On its personal banking side it offers checking, savings, money market, CD, and IRA CD accounts. It offers a checking account that comes with ATM reimbursements and a check card. CCU also offers savings and money market accounts to give members the opportunity to earn higher interest rates based on the level of their account balance. CCU’s share certificates are offered with term lengths from 3 to 60 months.
California Credit Union online banking is free and offers members access to mobile banking and bill pay. It also offers unique financial management tools that allow its members to manage budgets and set bill reminders.
California Credit Union began in 1933 when a group of teachers and administrators established a charter for the Los Angeles Teachers Credit Union. It is headquartered in Glendale, California, just outside of Los Angeles. It became federally insured in 1971.
Field of Membership Restrictions
Membership in California Credit Union is open to employees, retirees, students, and administrators of any public or private school and learning institution within the state of California and their family.
See current membership details
Related Posts
9/2 - 4.00% 7-Month CD at California Credit Union (up to 4.20%) - Easy Membership
2/8 - 4.70% 18-Month CD at California Credit Union - Easy Membership.
Limited features, but great customer service
As the national banks have low interest rates and I want to maintain my assets' liquidity, I elected to use local credit unions to deposit by savings. I went to a local branch of California Credit Union to open both a checking and a savings account. I was happy to find that their interest rates were very competitive, comparable to some of the certificates of deposit offered by national banks. The applications process was painless as the employees were patient and very professional, something that is hard to find at a national bank. One thing that I was disappointed with is the inconvenient ATM locations and the lack of a mobile app. It would be nice to be able to manage my finances from my smartphone, but it is not a deal breaker as I do not actively manage the funds in these accounts anyway. Overall, if you are looking for somewhere to deposit your money, you should definitely consider California Credit Union.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60784 |
| Year Chartered | 1933 |
| Employees | 444 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.26% |
| Return on Equity - YTD | 2.62% |
| Annual Interest Income | $42.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $3.05B$1.56B |
| Loans | Q2 2017vs Q2 2016 | $2.15B$1.14B |
| Deposits | Q2 2017vs Q2 2016 | $2.54B$1.26B |
| Equity Capital | Q2 2017vs Q2 2016 | $295.7MM$124.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $6.2MM$7.4MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $13.3MM$3.5MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $3.0MM$0 |
Always verify rates and promotions with the bank or credit union. We are not California Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
California Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.10% → $50 - $25k | |||||
| 0.10% | $100 | - | Summer Savings | ||
| 0.10% | $50 | - | IRA Savings Account | ||
| 0.05% | $100 | - | Share Savings Accounts | ||
California Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.05% → Up to $2,500 | 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k | |||||
California Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $10k | - | Checking Account |
California Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $1k | - | 60-Month Share Certificate | |
| 1.65% | $1k | - | 36-Month Share Certificate | |
| 1.40% | $1k | - | 24-Month Share Certificate | |
| 1.30% | $10k | - | 25-Month Accelerator Share Certificate | |
| 1.20% | $1k | - | 18-Month Share Certificate | |
| 1.00% | $1k | - | 12-Month Share Certificate | |
| 0.80% | $1k | - | 6-Month Share Certificate | |
| 0.75% | $25 | - | 36 Month Saver Certificate | |
| 0.40% | $1k | - | 3-Month Share Certificate |
California Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $1k | - | 60-Month IRA Certificate | |
| 1.65% | $1k | - | 36-Month IRA Certificate | |
| 1.40% | $1k | - | 24-Month IRA Certificate | |
| 1.30% | $10k | - | 25-Month Accelerator IRA Certificate | |
| 1.20% | $1k | - | 18-Month IRA Certificate | |
| 1.00% | $1k | - | 12-Month IRA Certificate | |
| 0.80% | $1k | - | 6-Month IRA Certificate | |
| 0.40% | $1k | - | 3-Month IRA Certificate |
