California First National Bank operates under a parent company called California First National Bancorp, which is listed on NASDAQ (Symbol:CFNB). The bank provides personal and commercial banking products and services, but does not offer loans on the personal banking side.
CalFirst Bank offers an interest-bearing checking account with minimum daily account balance requirements, as well as an interest-bearing savings account that receives a higher interest yield than the checking account. The free checking account option comes with a free ATM card and a free order of checks, as well as free online bill paying. The savings account’s monthly service fee can be waived if a minimum daily account balance is kept. Its Money Market account functions similarly to its savings account offering and comes with an optional ATM card. CalFirst Bank’s Certificates of Deposit (CDs) and IRA CDs range in term lengths from 3 months to 3 years and require a minimum deposit. The IRA CDs have a smaller minimum initial deposit requirement than the regular CDs.
Calfirst Bank online banking provides customers with secure access to accounts for account management, bill pay, and fund transfers.
California First National Bank was established in 2001 and moved its headquarters from Santa Ana to Irvine, California in 2003. It is a subsidiary of California First National Bancorp, a bank holding company.
