California First National Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 1.25% | 2-year CD | 2 Year CD |
| 1.25% | 2-year IRA | 2 Year IRA 0.72% - National Average |
California First National Bank operates under a parent company called California First National Bancorp, which is listed on NASDAQ (Symbol:CFNB). The bank provides personal and commercial banking products and services, but does not offer loans on the personal banking side.
CalFirst Bank offers an interest-bearing checking account with minimum daily account balance requirements, as well as an interest-bearing savings account that receives a higher interest yield than the checking account. The free checking account option comes with a free ATM card and a free order of checks, as well as free online bill paying. The savings account’s monthly service fee can be waived if a minimum daily account balance is kept. Its Money Market account functions similarly to its savings account offering and comes with an optional ATM card. CalFirst Bank’s Certificates of Deposit (CDs) and IRA CDs range in term lengths from 3 months to 3 years and require a minimum deposit. The IRA CDs have a smaller minimum initial deposit requirement than the regular CDs.
Calfirst Bank online banking provides customers with secure access to accounts for account management, bill pay, and fund transfers.
California First National Bank was established in 2001 and moved its headquarters from Santa Ana to Irvine, California in 2003. It is a subsidiary of California First National Bancorp, a bank holding company.
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Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35331 |
| Year Established | 2001 |
| Employees | 88 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 7.68% |
| Annual Interest Income | $15.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $851.1MM$670.1MM |
| Loans | Q2 2016vs Q2 2015 | $623.7MM$520.7MM |
| Deposits | Q2 2016vs Q2 2015 | $680.8MM$507.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $117.6MM$109.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $6.7MM$6.1MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $0$0 |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not California First National Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
California First National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Premium Savings |
California First National Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $15k* | - | Money Market Checking | ||
| OTHER TIERS: 0.50% → Up to $15k | |||||
California First National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Interest Checking |
California First National Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.40% | $5k | - | 3 Year CD | |
| 1.25% | $5k | - | 2 Year CD | |
| 1.15% | $5k | - | 1 Year CD | |
| 0.75% | $5k | - | 6 Month CD | |
| 0.55% | $5k | - | 3 Month CD |
California First National Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.40% | $2k | - | 3 Year IRA | |
| 1.25% | $2k | - | 2 Year IRA | |
| 1.15% | $2k | - | 1 Year IRA | |
| 0.75% | $2k | - | 6 Month IRA | |
| 0.55% | $2k | - | 3 Month IRA |
California First National Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 28 Executive Park - Irvine, CA 92614