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Overview / Commentary
500 Linden Avenue
South San Francisco, CA 94080

Liberty Bank (CA) is headquartered in South San Franci and is the 119th largest bank in the state of California. It is also the 2,331st largest bank in the nation. It was established in 1982 and as of December of 2017, it had grown to 49 employees at 3 locations. Liberty Bank (CA) has an A+ health rating.

Reviews (1)

Liberty Bank Boulder Creek

I have banked with Liberty Bank in Boulder Creek for the last three years. Liberty Bank is a small, local bank with two locations in our area. Over the last three years there has been an incredible amount of turnover in employees. Just when I get to know one of the tellers they end up leaving. I would like to give this bank 5 stars because it is a local bank and I like to support local businesses, but customer service is mediocre at best. The managers seem to be knowledgeable about products and company policies, but all of the tellers are so new I often feel like no one that helps me really knows what is going on. They are kind and friendly, but each time I go in I have to expect my transaction to take at least 20 minutes to process. I have often thought of closing my account with this bank over the frustrations of waiting so long for my transaction to be completed. The friendly attitudes keep me coming back in. Hopefully someday soon they will be able to find employees willing to stay on and I will be able to give this bank a higher rating.


Health Grade Components

FDIC Certificate #23754
Year Established1982
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.06%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$279.4MM$273.1MM
LoansQ4 2017vs Q4 2016$182.7MM$180.3MM
DepositsQ4 2017vs Q4 2016$243.4MM$237.3MM
Equity CapitalQ4 2017vs Q4 2016$35.1MM$34.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$91.00K$140.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Liberty Bank (CA) Locations
Boulder Creek Branch13233 Highway 9Boulder Creek, CA 95006
Liberty Bank500 Linden AvenueSouth San Francisco, CA 94080
Felton Branch6230 Highway 9Felton, CA 95018