Liberty Bank (CA) is headquartered in Irvine and is the 104th largest bank in the state of California. It is also the 2,289th largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 42 employees at 1 location. Liberty Bank (CA) has an A health rating.
Liberty Bank Boulder Creek
I have banked with Liberty Bank in Boulder Creek for the last three years. Liberty Bank is a small, local bank with two locations in our area. Over the last three years there has been an incredible amount of turnover in employees. Just when I get to know one of the tellers they end up leaving. I would like to give this bank 5 stars because it is a local bank and I like to support local businesses, but customer service is mediocre at best. The managers seem to be knowledgeable about products and company policies, but all of the tellers are so new I often feel like no one that helps me really knows what is going on. They are kind and friendly, but each time I go in I have to expect my transaction to take at least 20 minutes to process. I have often thought of closing my account with this bank over the frustrations of waiting so long for my transaction to be completed. The friendly attitudes keep me coming back in. Hopefully someday soon they will be able to find employees willing to stay on and I will be able to give this bank a higher rating.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35331 |
| Year Established | 2001 |
| Employees | 42 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -3.72% |
| Return on Equity - YTD | -17.05% |
| Annual Interest Income | $3.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $338.2MM$144.1MM |
| Loans | Q2 2022vs Q2 2021 | $264.8MM$31.6MM |
| Deposits | Q2 2022vs Q2 2021 | $268.2MM$97.9MM |
| Equity Capital | Q2 2022vs Q2 2021 | $68.0MM$45.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $4.0MM$312.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $0$0 |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |