Liberty Bank (CA) Reviews and Rates

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.libertybk.com

650-871-2400

500 Linden Avenue
South San Francisco, CA 94080

Liberty Bank (CA) is headquartered in IRVINE and is the 88^th largest bank in the state of California. It is also the 1,956^th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 65 employees at 4 locations. Liberty Bank (CA) has a B+ health rating.

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Liberty Bank (CA) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	35331
Year Established	2001
Employees	65
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-1.43%
Return on Equity - YTD	-10.57%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$445.4MM$550.3MM
Loans	Q1 2025vs Q1 2024	$384.6MM$452.2MM
Deposits	Q1 2025vs Q1 2024	$380.7MM$473.7MM
Equity Capital	Q1 2025vs Q1 2024	$61.7MM$70.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.2MM$5.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$820K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Liberty Bank (CA).

Locations

Liberty Bank (CA) Locations
Boulder Creek Branch	13233 Highway 9	Boulder Creek, CA 95006
Liberty Bank	500 Linden Ave	South San Francisco, CA 94080
Felton Branch	6230 Highway 9	Felton, CA 95018
California First National Bank	4 Executive Cir	Irvine, CA 92614

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