Caltech Employees Federal Credit Union
Caltech Employees Federal Credit Union is headquartered in La Canada and is the 25th largest credit union in the state of California. It is also the 162nd largest credit union in the nation. It was established in 1950 and as of September of 2018, it had grown to 71 employees and 33,017 members at 4 locations. Caltech Employees Federal Credit Union's savings rates are 4X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Caltech Employees Federal Credit Union is open to the following: (1) employees of the California Institute of Technology who work at the Campus, Jet Propulsion Laboratory (JPL), Mt. Wilson, Mt. Palomar; (2) employees of the Henry R. Huntington Library and Botanical Gardens; (3) students of CalTech; (4) employees of NASA working at JPL; (5) employees of the Carnegie Institute of Washington located in Pasadena and Palomar; (6) members of the Caltech Alumni Association; (7) faculty, administration and students of the Polytechnic School; (8) associates of the California Institute of Technology.
See current membership details
Not Too Good
After 3 months I returned my CreditCard and closed the account. The people at the CEFCU are nice and try to help, but that's about all. Their politics dictate a standard way of doing things, if you need anything different from that they not cooperative. I don't like to got to the big banks, but I don't see any alternative.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6681 |
| Year Chartered | 1950 |
| Employees | 71 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 6.47% |
| Annual Interest Income | $34.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.64B$1.59B |
| Loans | Q3 2018vs Q3 2017 | $472.0MM$427.9MM |
| Deposits | Q3 2018vs Q3 2017 | $1.48B$1.43B |
| Equity Capital | Q3 2018vs Q3 2017 | $158.3MM$161.5MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $2.3MM$2.6MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $148.00K$299.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Caltech Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Caltech Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $250k* | - | Savings | ||
| OTHER TIERS: 1.61% → Up to $25k | 1.71% → $25k - $100k | 1.87% → $100k - $250k | |||||
| Caltech Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4800 Oak Grove Dr Bldg 291 | Pasadena, CA 91109 |
| Branch Office | 528 Foothill Blvd | La Canada, CA 91011 |
| Branch Office | 515 S Wilson Ave | Pasadena, CA 91106 |
| Branch Office | 801 Foothill Blvd | La Canada, CA 91011-3337 |