Cambridge Firefighters Federal Credit Union


Overview / Commentary
617-864-2298
113 Garden Street
Cambridge, MA 02138-6700

Cambridge Firefighters Federal Credit Union is headquartered in Cambridge and is the 100th largest credit union in the state of Massachusetts. It is also the 3,449th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 870 members at 1 location. Cambridge Firefighters Federal Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cambridge Firefighters Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1236
Year Chartered1936
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD5.84%
Annual Interest Income$161K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$13.6MM$13.8MM
LoansQ1 2025vs Q1 2024$8.4MM$7.4MM
DepositsQ1 2025vs Q1 2024$10.3MM$10.7MM
Equity CapitalQ1 2025vs Q1 2024$3.3MM$3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$48K$48K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$11K$15K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Cambridge Firefighters Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Regular Share Account
1.00%$0-Christmas Club
1.00%$0-Vacation Club
Locations


Cambridge Firefighters Federal Credit Union Locations
Corporate Office113 Garden StCambridge, MA 02138-6700

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