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Overview / Commentary
3400 MacCorkle Ave SE
Charleston, WV 25304

Camc Federal Credit Union is headquartered in Charleston and is the 14th largest credit union in the state of West Virginia. It is also the 2,064th largest credit union in the nation. It was established in 1977 and as of March of 2016, it had grown to 13 employees and 5,531 members at 1 location. Camc Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Employees (full-time, part-time, temporary or per diem) Doctors granted hospital privileges and their office employees Medical staff Technicians Contract employees working at CAMC Volunteers Spouses of persons who died while within the field of membership Persons retired as pensioners or annuitants from member employer group
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Camc Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #22657
Year Chartered1977
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD2.84%
Annual Interest Income$372.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$63.0MM$62.6MM
LoansQ1 2016vs Q1 2015$26.2MM$23.9MM
DepositsQ1 2016vs Q1 2015$48.5MM$48.6MM
Equity CapitalQ1 2016vs Q1 2015$14.4MM$13.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$225.00K$254.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$14.00K$41.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates

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Locations


Camc Federal Credit Union Locations
Branch Office3400 MacCorkle Ave SECharleston, WV 25304