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Overview / Commentary
3400 MacCorkle Ave SE
Charleston, WV 25304

Camc Federal Credit Union is headquartered in Charleston and is the 14th largest credit union in the state of West Virginia. It is also the 2,042nd largest credit union in the nation. It was established in 1977 and as of September of 2016, it had grown to 15 employees and 5,455 members at 1 location. Camc Federal Credit Union has an A health rating.

Field of Membership Restrictions

Employees (full-time, part-time, temporary or per diem) Doctors granted hospital privileges and their office employees Medical staff Technicians Contract employees working at CAMC Volunteers Spouses of persons who died while within the field of membership Persons retired as pensioners or annuitants from member employer group
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Camc Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #22657
Year Chartered1977
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD2.99%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$64.5MM$61.7MM
LoansQ3 2016vs Q3 2015$27.7MM$25.4MM
DepositsQ3 2016vs Q3 2015$49.7MM$47.4MM
Equity CapitalQ3 2016vs Q3 2015$14.6MM$14.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$206.00K$233.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$85.00K$30.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Camc Federal Credit Union Locations
Branch Office3400 MacCorkle Ave SECharleston, WV 25304