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Overview / Commentary
3400 MacCorkle Ave SE
Charleston, WV 25304

Camc Federal Credit Union is headquartered in Charleston and is the 14th largest credit union in the state of West Virginia. It is also the 2,053rd largest credit union in the nation. It was established in 1977 and as of December of 2016, it had grown to 15 employees and 5,454 members at 1 location. Camc Federal Credit Union has an A health rating.

Field of Membership Restrictions

Employees (full-time, part-time, temporary or per diem) Doctors granted hospital privileges and their office employees Medical staff Technicians Contract employees working at CAMC Volunteers Spouses of persons who died while within the field of membership Persons retired as pensioners or annuitants from member employer group
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Camc Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #22657
Year Chartered1977
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD3.42%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$63.8MM$61.8MM
LoansQ4 2016vs Q4 2015$27.9MM$25.9MM
DepositsQ4 2016vs Q4 2015$48.9MM$47.5MM
Equity CapitalQ4 2016vs Q4 2015$14.8MM$14.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$198.00K$228.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$68.00K$87.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


Camc Federal Credit Union Locations
Branch Office3400 MacCorkle Ave SECharleston, WV 25304