Campus Federal

Overview / Commentary
3535 Nicholson Extension
Baton Rouge, LA 70803

Campus Federal is headquartered in Baton Rouge and is the 4th largest credit union in the state of Louisiana. It is also the 498th largest credit union in the nation. It was established in 1934 and as of December of 2023, it had grown to 178 employees and 43,190 members at 9 locations. Campus Federal has a B+ health rating.

Field of Membership Restrictions

Membership in Campus Federal is open to anyone living in Louisiana through joining the American Consumer Council. Membership is also open to the following: (1) employees, faculty and students of Louisiana State University and members of the Louisiana State University Alumni Association; (2) employees and medical staff of University Hospital who work in New Orleans; (3) those who live, work, attend school, or worship in the city of Baton Rouge, Orleans Parish, or the MSA of Shreveport, including Caddo, Bossier and Webster Parishes.
See current membership details

Reviews (4)

Checking with Campus Federal

Opening an account at this bank was a painless process. It only has one branch in town so it is a little inconvenient when I do have to go downtown to visit them. The online and mobile banking features have drastically improved in the past year, they were a major problem before but are now on par with larger offerings. My checking account offers a dividend that is a higher % than most savings accounts interest these days. I am very happy with the products they offer and the fees for the account. I also like that they refund ATM fees under 5 dollars. That makes up for the fact that the bank only has one branch and it's ATMs are few and far between. This feature and the updated online banking takes care of the only things I had previously missed from the big bank I used to use.

Average bank with ridiculous fees.

When I first arrived in Louisiana I was recommended that I should join Campus Federal. I checked out their website and called them to open an account. Everything was going fine until about 2 weeks into having the account, when they called and said that unless I made a deposit of over $1000, they would begin charging me a monthly fee. I was completely unaware of this charge or requirement as it must have been very hidden on their website. As soon as I found out this would be the case I withdrew my money and immediately switched to a bigger bank.

Great customer service but lacked robust services

I banked with Campus Federal Credit Union for over 5 years. The positives were free checking and free ATMs anywhere. One thing I disdained was the credit union's website and mobile banking. First, the layout looked severely dated and the interface was buggy. Second, Charges posted delayed thus this led to me overdrawing my account. My account was set to decline overcharges but because transactions posted late, the transactions would go through and my account would overdraft when they posted. The overdraft fee was around 50 per transaction.

The positives were the ability to get fave to face customer service. Anytime I had a problem I could speak with a manager. They even cleared a couple overdraft charges, but that was a hassle.

I really liked the free ATMs anywhere as well. The bank would reimburse my account for atm barges up to 5 dollars. I believe they ended that program around the time I closed my account however

Functional but nothing special

Posted by: |

CFCU has limited locational access other than the web. The web site is functional but nothing special. There is no immediacy for loans, no online chat with a representative, and a totally inadequate bill paying system. You have to jump through hoops to get scheduled online payments to work correctly - or at least I did. I eventually had to phone them to figure out why a scheduled payment I had set up on the web was not working and found out that I cannot set a "timer" for when an automated payment would end. I have to reset that manually two months before I want it to stop, hope it doesn't send another payment, and then pay the balance myself by mail. When I went in to speak with a representative about replacing my debit card which was about to expire, the in-house representative actually had me enter data on his computer web page so that he could SEND me a new card. Heck, I should have been able to do that from home rather than take up his computer and time.


Health Grade Components

NCUA #79
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.66%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$853.9MM$854.9MM
LoansQ4 2023vs Q4 2022$615.2MM$575.4MM
DepositsQ4 2023vs Q4 2022$770.3MM$789.9MM
Equity CapitalQ4 2023vs Q4 2022$69.2MM$59.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.6MM$1.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.5MM$2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Campus Federal are currently being reviewed.


Campus Federal Locations
Branch Office1555 E 70th StShreveport, LA 71105-5040
Branch OfficeUnion LSU CampusBaton Rouge, LA 70803-0001
Branch Office7777 Hennessy Blvd Suite 2008Baton Rouge, LA 70808
Branch Office1501 Kings Hwy Ground FloorShreveport, LA 71103-4228
Branch Office433 Bolivar St Rm 102New Orleans, LA 70112-7021
Branch Office173 South Quad Drive LSU CampusBaton Rouge, LA 70803
Branch Office6230 Perkins RdBaton Rouge, LA 70808
Branch Office2200 Tulane AveNew Orleans, LA 70119-7613
Branch Office9555 Antioch Rd Ste ABaton Rouge, LA 70817

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