Canals & Trails Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.50% | 5-year CD | |
| 0.10% | 1-year CD | |
| 0.05% | Savings | 2.20% - Barclays Online Savings Account |
Canals & Trails Credit Union is headquartered in Lockport and is the 100th largest credit union in the state of Illinois. It is also the 3,228th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 7 employees and 2,952 members at 1 location. Canals & Trails Credit Union has a C health rating.
Field of Membership Restrictions
Canals & Trails CU is open to any resident or person that works in the designated site listed cities, towns, and counties of Illinois, under the specified zip codes, and anyone that is employed by the eligible site listed companies, entities, or institutions, as well as the employees and executives of the Canals & Trails CU. The details, company names, and qualifying locations can be reviewed on the Canals & Trails CU website for convenience in determining your membership eligibility status.
See current membership details
Friendliest Staff
The staff at Canals and trails CU are the best. Very friendly and treat you like family. Well done C&TCU. Thanks for all you do.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68508 |
| Year Chartered | 1959 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.71% |
| Annual Interest Income | $710.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $22.3MM$22.8MM |
| Loans | Q4 2018vs Q4 2017 | $12.0MM$10.1MM |
| Deposits | Q4 2018vs Q4 2017 | $20.0MM$20.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.3MM$2.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $220.00K$186.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $344.00K$36.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Canals & Trails Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Canals & Trails Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Savings Account | |
| 0.05% | - | - | Regular Share Savings Account | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Vaction Club | |
| 0.05% | - | - | Business Shares |
Canals & Trails Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Money Market Account |
Canals & Trails Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 60 Month CD | |
| 0.40% | $500 | - | 48 Month CD | |
| 0.35% | $500 | - | 36 Month CD | |
| 0.25% | $500 | - | 18 Month CD | |
| 0.10% | $500 | - | 12 Month CD | |
| 0.05% | $500 | - | 6 Month CD |
| Canals & Trails Credit Union Locations | ||
|---|---|---|
| Branch Office | 838 S State St | Lockport, IL 60441-3434 |