Canals & Trails Credit Union is headquartered in Lockport and is the 100th largest credit union in the state of Illinois. It is also the 3,198th largest credit union in the nation. It was established in 1959 and as of September of 2019, it had grown to 7 employees and 2,973 members at 1 location. Canals & Trails Credit Union has a B health rating.
Field of Membership Restrictions
Canals & Trails CU is open to any resident or person that works in the designated site listed cities, towns, and counties of Illinois, under the specified zip codes, and anyone that is employed by the eligible site listed companies, entities, or institutions, as well as the employees and executives of the Canals & Trails CU. The details, company names, and qualifying locations can be reviewed on the Canals & Trails CU website for convenience in determining your membership eligibility status.
See current membership details
Friendliest Staff
The staff at Canals and trails CU are the best. Very friendly and treat you like family. Well done C&TCU. Thanks for all you do.
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68508 |
| Year Chartered | 1959 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 7.88% |
| Annual Interest Income | $625.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $23.0MM$22.4MM |
| Loans | Q3 2019vs Q3 2018 | $13.2MM$11.5MM |
| Deposits | Q3 2019vs Q3 2018 | $20.6MM$20.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $2.4MM$2.2MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $188.00K$210.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $29.00K$406.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |