Canals & Trails Credit Union is headquartered in Lockport and is the 100th largest credit union in the state of Illinois. It is also the 3,193rd largest credit union in the nation. It was established in 1959 and as of March of 2019, it had grown to 7 employees and 2,964 members at 1 location. Canals & Trails Credit Union has a C+ health rating.
Field of Membership Restrictions
Canals & Trails CU is open to any resident or person that works in the designated site listed cities, towns, and counties of Illinois, under the specified zip codes, and anyone that is employed by the eligible site listed companies, entities, or institutions, as well as the employees and executives of the Canals & Trails CU. The details, company names, and qualifying locations can be reviewed on the Canals & Trails CU website for convenience in determining your membership eligibility status.
See current membership details
Friendliest Staff
The staff at Canals and trails CU are the best. Very friendly and treat you like family. Well done C&TCU. Thanks for all you do.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68508 |
| Year Chartered | 1959 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 3.68% |
| Annual Interest Income | $188.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $23.5MM$22.8MM |
| Loans | Q1 2019vs Q1 2018 | $12.6MM$10.1MM |
| Deposits | Q1 2019vs Q1 2018 | $21.2MM$20.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $2.3MM$2.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $196.00K$169.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $326.00K$18.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Canals & Trails Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Canals & Trails Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Savings Account | |
| 0.05% | - | - | Regular Share Savings Account | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Vaction Club | |
| 0.05% | - | - | Business Shares |
Canals & Trails Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Money Market Account |
Canals & Trails Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 60 Month CD | |
| 0.40% | $500 | - | 48 Month CD | |
| 0.35% | $500 | - | 36 Month CD | |
| 0.25% | $500 | - | 18 Month CD | |
| 0.10% | $500 | - | 12 Month CD | |
| 0.05% | $500 | - | 6 Month CD |
| Canals & Trails Credit Union Locations | ||
|---|---|---|
| Branch Office | 838 S State St | Lockport, IL 60441-3434 |