Canals & Trails Credit Union
Canals & Trails Credit Union is headquartered in Lockport and is the 102nd largest credit union in the state of Illinois. It is also the 3,305th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 6 employees and 2,747 members at 1 location. Canals & Trails Credit Union has a B health rating.
Field of Membership Restrictions
Canals & Trails CU is open to any resident or person that works in the designated site listed cities, towns, and counties of Illinois, under the specified zip codes, and anyone that is employed by the eligible site listed companies, entities, or institutions, as well as the employees and executives of the Canals & Trails CU. The details, company names, and qualifying locations can be reviewed on the Canals & Trails CU website for convenience in determining your membership eligibility status.
See current membership details
Friendliest Staff
The staff at Canals and trails CU are the best. Very friendly and treat you like family. Well done C&TCU. Thanks for all you do.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68508 |
| Year Chartered | 1959 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 5.52% |
| Annual Interest Income | $329.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $22.4MM$21.1MM |
| Loans | Q2 2016vs Q2 2015 | $10.1MM$10.0MM |
| Deposits | Q2 2016vs Q2 2015 | $20.4MM$19.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $2.0MM$1.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $206.00K$187.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $76.00K$25.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Canals & Trails Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Canals & Trails Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $500 | - | IRA Savings Account | |
| 0.05% | $100 | - | Regular Share Savings Account | |
| 0.05% | $25 | - | Christmas Club Account | |
| 0.05% | $25 | - | Vaction Club Account |
Canals & Trails Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | |||||
| Canals & Trails Credit Union Locations | ||
|---|---|---|
| Branch Office | 201 E 9th St | Lockport, IL 60441-3475 |