Advertising Disclosure

Canals & Trails Credit Union

Overview / Commentary
838 S State St
Lockport, IL 60441

Canals & Trails Credit Union is headquartered in Lockport and is the 100th largest credit union in the state of Illinois. It is also the 3,193rd largest credit union in the nation. It was established in 1959 and as of March of 2019, it had grown to 7 employees and 2,964 members at 1 location. Canals & Trails Credit Union has a C+ health rating.

Field of Membership Restrictions

Canals & Trails CU is open to any resident or person that works in the designated site listed cities, towns, and counties of Illinois, under the specified zip codes, and anyone that is employed by the eligible site listed companies, entities, or institutions, as well as the employees and executives of the Canals & Trails CU. The details, company names, and qualifying locations can be reviewed on the Canals & Trails CU website for convenience in determining your membership eligibility status.
See current membership details

Reviews (1)

Friendliest Staff

Posted by: Shoe60404 | Sep 14, 2011

The staff at Canals and trails CU are the best. Very friendly and treat you like family. Well done C&TCU. Thanks for all you do.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Canals & Trails Credit Union has a low asset base.

Health Grade Components

NCUA #68508
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.68%
Annual Interest Income$188.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$23.5MM$22.8MM
LoansQ1 2019vs Q1 2018$12.6MM$10.1MM
DepositsQ1 2019vs Q1 2018$21.2MM$20.5MM
Equity CapitalQ1 2019vs Q1 2018$2.3MM$2.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$196.00K$169.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$326.00K$18.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Canals & Trails Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Canals & Trails Credit Union Savings Account Rates

0.35%--IRA Savings Account
0.05%--Regular Share Savings Account
0.05%--Christmas Club
0.05%--Vaction Club
0.05%--Business Shares

Canals & Trails Credit Union Money Market Rates

0.05%--Money Market Account

Canals & Trails Credit Union CD Rates

0.50%$500-60 Month CD
0.40%$500-48 Month CD
0.35%$500-36 Month CD
0.25%$500-18 Month CD
0.10%$500-12 Month CD
0.05%$500-6 Month CD

Canals & Trails Credit Union Locations
Branch Office838 S State StLockport, IL 60441-3434

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.