Cape Ann Savings Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	3-year CD	2 1/2 Year CD 2.55% - Barclays 36 Month Online CD
1.51%	3-year IRA	2 1/2 Years IRA (Traditional, Roth, SEP) 1.41% - National Average
2.27%	4-year CD	4 Year CD 2.65% - Barclays 48 Month Online CD

View all Cape Ann Savings Bank rates »

Overview / Commentary

www.capeannsavings.bank

978-283-0246

109 Main Street
Gloucester, MA 01930

Cape Ann Savings Bank is headquartered in Gloucester and is the 59^th largest bank in the state of Massachusetts. It is also the 1,192^nd largest bank in the nation. It was established in 1846 and as of March of 2018, it had grown to 75 employees at 4 locations. Cape Ann Savings Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	90203
Year Established	1846
Employees	75
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	4.98%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$614.7MM$594.6MM
Loans	Q1 2018vs Q1 2017	$383.9MM$358.4MM
Deposits	Q1 2018vs Q1 2017	$449.1MM$436.0MM
Equity Capital	Q1 2018vs Q1 2017	$151.2MM$135.0MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$3.0MM$3.0MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$6.4MM$10.6MM
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cape Ann Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Passbook Savings Account
0.25%	-	-	IRA Savings Account
0.25%	-	-	Statement Savings Account
0.25%	-	-	Christmas Club
0.25%	-	-	Business Statement Savings Account

Cape Ann Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	Business Money Market Deposit Account
OTHER TIERS: 0.25% → $500 - $10k \| 0.50% → $10k - $100k
0.50%	$500	-	Money Market Deposit Account

Cape Ann Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Free NOW Checking Account
0.25%	-	-	Business Sole Proprietor / Non-Profit Organization NOW Account

Cape Ann Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%	$500	-	5 Year CD
2.53%	$500	-	1 1/2 Year CD
2.27%	$500	-	3 Year CD
2.27%	$500	-	4 Year CD
2.27%	$50k	-	13 Month Jumbo CD Special
2.02%	$500	-	13 Month CD Special
1.51%	$500	-	2 Year CD
1.51%	$500	-	2 1/2 Year CD
0.60%	$500	-	1 Year CD
0.50%	$500	-	6 Month CD

Cape Ann Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%	$500	-	5 Year IRA
2.53%	$500	-	1 1/2 Years IRA
2.27%	$500	-	3 Years IRA
2.27%	$500	-	4 Years IRA
2.02%	$500	-	13 Month IRA Special
1.51%	$500	-	2 Years IRA
1.51%	$500	-	2 1/2 Years IRA
0.60%	$500	-	1 Year IRA
0.50%	$500	-	6 Months IRA

Locations

Cape Ann Savings Bank Locations
Cape Ann Savings Bank	109 Main Street	Gloucester, MA 01930
Manchester Branch	17 Beach Street	Manchester, MA 01944
Gloucester High School Branch	Leslie O. Johnson Road	Gloucester, MA 01930
Granite Br	247 Main Street	Rockport, MA 01966

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