CAPE Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

capecu.com

304-623-4794

323 E Pike St
Clarksburg, WV 26301

CAPE Federal Credit Union is headquartered in Clarksburg and is the 44^th largest credit union in the state of West Virginia. It is also the 3,384^th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 4 employees and 1,200 members at 1 location. CAPE Federal Credit Union's CD rates are 2X the national average, but it has a C health rating.

Field of Membership Restrictions

CAPE Federal Credit Union welcomes those who live, work, go to school or worship in Harrison County, West Virginia. Eligibility also extends to employees of the credit union, immediate family or household members, and and employees of SEG Opportunity.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CAPE Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24841
Year Chartered	1947
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0.05%
Annual Interest Income	$135K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$15.4MM$16.3MM
Loans	Q1 2025vs Q1 2024	$5.6MM$7MM
Deposits	Q1 2025vs Q1 2024	$14.1MM$14.9MM
Equity Capital	Q1 2025vs Q1 2024	$1.3MM$1.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$48K$83K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$188K$143K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CAPE Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Christmas Club Account
0.05%	$50	-	Share Savings
0.05%	$0	-	Vacation Club Accounts

CAPE Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2.5k - $15k \| 0.20% → $15k - $50k

CAPE Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%	$1k	-	12 Month Share Certificate
1.85%	$1k	-	24 Month Share Certificate
1.65%	$1k	-	36 Month Share Certificate
1.50%	$1k	-	48 Month Share Certificate
0.75%	$500	-	6 Month Share Certificate

CAPE Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	IRA Account

Locations

CAPE Federal Credit Union Locations
Corporate Office	323 E Pike St	Clarksburg, WV 26301

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