CAPE Federal Credit Union is headquartered in Clarksburg and is the 43rd largest credit union in the state of West Virginia. It is also the 3,633rd largest credit union in the nation. It was established in 1947 and as of June of 2019, it had grown to 5 employees and 1,317 members at 1 location. CAPE Federal Credit Union's savings rates are 3X the national average, and it has a C+ health rating.
Field of Membership Restrictions
CAPE Federal Credit Union welcomes those who live, work, go to school or worship in Harrison County, West Virginia. Eligibility also extends to employees of the credit union, immediate family or household members, and and employees of SEG Opportunity.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24841 |
| Year Chartered | 1947 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.68% |
| Return on Equity - YTD | -8.18% |
| Annual Interest Income | $284.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $15.1MM$14.5MM |
| Loans | Q2 2019vs Q2 2018 | $9.1MM$9.9MM |
| Deposits | Q2 2019vs Q2 2018 | $13.7MM$13.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $1.2MM$1.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $55.00K$88.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $273.00K$364.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CAPE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
CAPE Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | - | Christmas Club Account | |
| 0.75% | - | - | IRA Account | |
| 0.15% | - | - | Share Accounts |
CAPE Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.35% → $2.5k - $15k | 0.45% → $15k - $50k | |||||
CAPE Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | $1k | - | 48 Month CD | |
| 1.05% | $1k | - | 36 Month CD | |
| 0.60% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
| CAPE Federal Credit Union Locations | ||
|---|---|---|
| Corporate Office | 323 E Pike St | Clarksburg, WV 26301 |