Capital Area Realtors Federal Credit Union
Overview / Commentary
Capital Area Realtors Federal Credit Union is headquartered in Rockville and is the 50th largest credit union in the state of Maryland. It is also the 3,091st largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 3 employees and 1,026 members at 1 location. Capital Area Realtors Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership to Capital Area Realtors Federal Credit Union is open to members of Greater Capital Area Association of REALTORS® (GCAAR), the Prince George’s County Association of REALTORS®, and the Frederick County Association of REALTORS® (FCAR).
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Capital Area Realtors Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20543 |
| Year Chartered | 1971 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 9.51% |
| Annual Interest Income | $289K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $23.9MM$21.5MM |
| Loans | Q1 2025vs Q1 2024 | $15.1MM$10.9MM |
| Deposits | Q1 2025vs Q1 2024 | $21.7MM$19.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.3MM$2.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $116K$100K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $506K$490K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |