Capital City Bank is headquartered in TALLAHASSEE and is the 12th largest bank in the state of Florida. It is also the 306th largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 939 employees at 69 locations. Capital City Bank has an A+ health rating.
AVOID AT ALL COST
If you get your statements online and you close your account, you will not have access to those documents. They do not tell you that you will not longer have access to your documents. Then, they will charge you almost $100 to print the documents you no longer have access to. A loan officer at the Dublin Westgate office failed to verify my mother-in-law's identity before giving personal information. That same loan officer verbally assaulted my husband in 2019. They charge a "service fee" to close an account.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9622 |
| Year Established | 1907 |
| Employees | 939 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.55% |
| Return on Equity - YTD | 14.02% |
| Annual Interest Income | $49.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $4.46B$4.25B |
| Loans | Q1 2025vs Q1 2024 | $2.65B$2.73B |
| Deposits | Q1 2025vs Q1 2024 | $3.87B$3.72B |
| Equity Capital | Q1 2025vs Q1 2024 | $492.6MM$447.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $29.7MM$29.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.3MM$6.8MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $132K$1,000 |
