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Overview / Commentary
11902 Burnet Rd
Austin, TX 78758

Capitol Credit Union is headquartered in Austin and is the 109th largest credit union in the state of Texas. It is also the 1,371st largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 31 employees and 11,147 members at 3 locations. Capitol Credit Union has a B+ health rating.

Field of Membership Restrictions

Capital CU is open to all residents and businesses, anyone that works, as well as church members and registered students in Travis County, Texas.
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Reviews (2)

Best Credit Union In Austin

I have been a very happy and satisfied member of Capitol Credit Union since 1989. I have always received the very best customer service, either over the phone or at the teller window. My loan applications have always been quickly processed, and I find the terms have always been well below what a commercial bank my charge.

You cannot have a banking relationship for this long without there being some problems. Any time either I have made a mistake or CCU made a mistake it has been handled quickly and satisfactorily. I cannot recommend CCU highly enough.

From Good To Worst In 5 Years

This credit union used to be a great place to bank. At some point the employee turnover ramped up and the quality of the buildings and services dropped. Facilities are a mess. Employees dress sloppy. Recently the credit union decided to "Simplify" their online experience and in return delivered us back to 1999. The credit union still has not changed their low deposit rates which match a lot of the larger banks. Not sure why anyone would want to bank here that isn't already stuck with a loan.


Health Grade Components

NCUA #67865
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD8.74%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$124.4MM$123.0MM
LoansQ4 2016vs Q4 2015$78.6MM$59.7MM
DepositsQ4 2016vs Q4 2015$114.1MM$114.0MM
Equity CapitalQ4 2016vs Q4 2015$8.6MM$7.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$324.00K$399.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$140.00K$297.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Capitol Credit Union Savings Account Rates

0.01%$100-Share/ Savings
0.01%--IRA Share
0.01%--Roth IRA Share
0.01%--Educational IRA Share
0.01%--SEP IRA Share

Capitol Credit Union Money Market Rates

0.01%$2,500-Capitol Plus Money Market Account

Capitol Credit Union Checking Account Rates

0.01%$1,500-Capitol Free Checking

Capitol Credit Union CD Rates

0.01%$1k-24 Month CD
0.01%$1k-36 Month CD
0.01%$1k-48 Month CD

Capitol Credit Union IRA Rates

0.01%$1k-24 Month IRA
0.01%$1k-36 Month IRA
0.01%$1k-48 Month IRA

Capitol Credit Union Locations
Branch Office11902 Burnet RdAustin, TX 78758
Branch Office1718 Lavaca StAustin, TX 78701
Branch Office133 E Ben White BlvdAustin, TX 78704