Capitol Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.01%	Savings	Share/ Savings 1.00% - Ally Bank Online Savings Account
0.01%	2-year CD	24 Month CD 1.30% - Ally Bank Raise Your Rate 2-Year CD
0.01%	3-year CD	36 Month CD 1.55% - Ally Bank High Yield 3 Year CD

View all Capitol Credit Union rates »

Overview / Commentary

www.ccutx.org

512-477-9465

11902 Burnet Rd
Austin, TX 78758

Capitol Credit Union is headquartered in Austin and is the 109^th largest credit union in the state of Texas. It is also the 1,369^th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 30 employees and 11,044 members at 3 locations. Capitol Credit Union has a B+ health rating.

Field of Membership Restrictions

Capital CU is open to all residents and businesses, anyone that works, as well as church members and registered students in Travis County, Texas.
See current membership details

Best Credit Union In Austin

Posted by: austininterval | Feb 22, 2011

I have been a very happy and satisfied member of Capitol Credit Union since 1989. I have always received the very best customer service, either over the phone or at the teller window. My loan applications have always been quickly processed, and I find the terms have always been well below what a commercial bank my charge.

You cannot have a banking relationship for this long without there being some problems. Any time either I have made a mistake or CCU made a mistake it has been handled quickly and satisfactorily. I cannot recommend CCU highly enough.

2

From Good To Worst In 5 Years

Posted by: damagedgoods | Jul 26, 2016

This credit union used to be a great place to bank. At some point the employee turnover ramped up and the quality of the buildings and services dropped. Facilities are a mess. Employees dress sloppy. Recently the credit union decided to "Simplify" their online experience and in return delivered us back to 1999. The credit union still has not changed their low deposit rates which match a lot of the larger banks. Not sure why anyone would want to bank here that isn't already stuck with a loan.

Reply

1

Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	67865
Year Chartered	1954
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	8.33%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$123.4MM$120.7MM
Loans	Q2 2016vs Q2 2015	$71.9MM$52.0MM
Deposits	Q2 2016vs Q2 2015	$113.7MM$115.4MM
Equity Capital	Q2 2016vs Q2 2015	$8.4MM$7.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$341.00K$444.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$102.00K$267.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Capitol Credit Union; we are a rate comparison website and cannot provide official rates or promotions.