Capitol View Credit Union


Overview / Commentary
515-348-8350
623 E 12th Street
Des Moines, IA 50309-5515

Capitol View Credit Union is headquartered in Des Moines and is the 40th largest credit union in the state of Iowa. It is also the 2,532nd largest credit union in the nation. It was established in 1944 and as of March of 2025, it had grown to 6 employees and 1,791 members at 1 location. Capitol View Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Capitol View Credit Union is open to employees of State of Iowa and their families.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Capitol View Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62878
Year Chartered1944
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD6.54%
Annual Interest Income$603K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$44.6MM$44.2MM
LoansQ1 2025vs Q1 2024$25.4MM$24.2MM
DepositsQ1 2025vs Q1 2024$36.3MM$36.6MM
Equity CapitalQ1 2025vs Q1 2024$8.2MM$7.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$179K$180K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$126K$76K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Capitol View Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Capitol View Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Share Savings
OTHER TIERS: 0.10% $5k - $10k

Capitol View Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$100k*-Money Market
OTHER TIERS: 0.25% $0 - $20k | 1.50% $20k - $50k | 2.00% $50k - $100k

Capitol View Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Share Draft

Capitol View Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-15 Month Jumbo Certificate
4.10%$25k-13 Month Certificate
3.85%*$10k*-1 Year Certificate
OTHER TIERS: 3.10% $2.5k - $10k
3.35%$25k-21 Month Certificate
3.10%$10k-41 Month Certificate
3.03%*$10k*-2 Year Certificate
OTHER TIERS: 2.27% $2.5k - $10k
2.37%*$10k*-5 Year Certificate
OTHER TIERS: 1.26% $2.5k - $10k
2.32%*$10k*-3 Year Certificate
OTHER TIERS: 1.76% $2.5k - $10k

Capitol View Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$100k-15 Month Jumbo IRA
3.85%*$10k*-1 Year IRA Certificate
OTHER TIERS: 3.10% $2.5k - $10k
3.03%*$10k*-2 Year IRA Certificate
OTHER TIERS: 2.27% $2.5k - $10k
2.37%*$10k*-5 Year IRA Certificate
OTHER TIERS: 1.26% $2.5k - $10k
2.32%*$10k*-3 Year IRA Certificate
OTHER TIERS: 1.76% $2.5k - $10k
0.75%$100-IRA Share
Locations


Capitol View Credit Union Locations
Branch Office623 E 12th StDes Moines, IA 50309

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