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Caprock Federal Credit Union (TX)


Overview / Commentary
caprockcu.com
806-872-5151
709 N 1st St
Lamesa, TX 79331

Caprock Federal Credit Union (TX) is headquartered in LAMESA and is the 220th largest credit union in the state of Texas. It is also the 2,798th largest credit union in the nation. It was established in 1965 and as of March of 2020, it had grown to 13 employees and 3,660 members at 2 locations. Caprock Federal Credit Union (TX)'s savings rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Caprock Federal Credit Union (TX) has a low asset base.

Health Grade Components

Overall
NCUA #16813
Year Chartered1965
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.77%
Annual Interest Income$362.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$33.0MM$31.5MM
LoansQ1 2020vs Q1 2019$21.2MM$20.2MM
DepositsQ1 2020vs Q1 2019$28.6MM$27.0MM
Equity CapitalQ1 2020vs Q1 2019$4.2MM$4.1MM
Loan Loss AllowanceQ1 2020vs Q1 2019$103.00K$147.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$218.00K$160.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Caprock Federal Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Caprock Federal Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$3.5kChristmas Club Account
OTHER TIERS: 0.15% → $3.5k+
2.02%*-$3.5kUncle Sams Account
OTHER TIERS: 0.15% → $3.5k+
0.31%*$100k*-Share Savings
OTHER TIERS: 0.05% → $25 - $1k | 0.08% → $1k - $2.5k | 0.11% → $2.5k - $5k | 0.12% → $5k - $10k | 0.14% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.13%$50-Individual Retirement Account (IRA)

Caprock Federal Credit Union (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Elite Share Draft
0.05%--Premium Share Draft
0.05%--Caprock Checking
0.05%--Caprock Convenience

Caprock Federal Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$99k-60 Month Jumbo "2 Bump Up" Share Certificate
1.92%$99k-60 Month Jumbo Share Certificate
1.81%$99k-54 Month Jumbo Share Certificate
1.81%$99k-54 Month Jumbo Bump Up Share Certificate
1.66%$99k-48 Month Jumbo Bump Up Share Certificate
1.66%$99k-48 Month Jumbo Share Certificate
1.58%$99k-42 Month Jumbo Share Certificate
1.58%$99k-42 Month Jumbo Bump Up Share Certificate
1.51%$99k-36 Month Jumbo Bump Up Share Certificate
1.51%$99k-36 Month Jumbo Share Certificate
1.46%$99k-30 Month Jumbo Share Certificate
1.46%$99k-30 Month Jumbo Bump Up Share Certificate
1.41%$1k$99k60 Month Share Certificate
1.41%$1k$99k60 Month "2 Bump Up" Share Certificate
1.41%$99k-24 Month Jumbo Bump Up Share Certificate
1.41%$99k-24 Month Jumbo Share Certificate
1.31%$1k$99k54 Month Share Certificate
1.31%$1k$99k54 Month Bump Up Share Certificate
1.16%$1k$99k48 Month Bump Up Share Certificate
1.16%$1k$99k48 Month Share Certificate
1.08%$1k$99k42 Month Share Certificate
1.08%$1k$99k42 Month Bump Up Share Certificate
1.06%$99k-18 Month Jumbo Bump Up Share Certificate
1.06%$99k-18 Month Jumbo Share Certificate
1.00%$1k$99k36 Month Share Certificate
1.00%$1k$99k36 Month Bump Up Share Certificate
1.00%$99k-12 Month Jumbo Bump Up Share Certificate
1.00%$99k-12 Month Jumbo Share Certificate
0.95%$1k$99k30 Month Share Certificate
0.95%$1k$99k30 Month Bump Up Share Certificate
0.90%$1k$99k24 Month Share Certificate
0.90%$1k$99k24 Month Bump Up Share Certificate
0.80%$1k$99k18 Month Share Certificate
0.80%$1k$99k18 Month Bump Up Share Certificate
0.75%$1k$99k12 Month Share Certificate
0.75%$1k$99k12 Month Bump Up Share Certificate
0.75%$99k-6 Month Jumbo Share Certificate
0.35%$1k$99k6 Month Share Certificate

Caprock Federal Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$99k-60 Month Jumbo IRA Share Certificate
1.92%$99k-60 Month Jumbo IRA "2 Bump Up" Share Certificate
1.81%$99k-54 Month Jumbo IRA Share Certificate
1.81%$99k-54 Month Jumbo IRA Bump Up Share Certificate
1.66%$99k-48 Month Jumbo IRA Share Certificate
1.66%$99k-48 Month Jumbo IRA Bump Up Share Certificate
1.58%$99k-42 Month Jumbo IRA Share Certificate
1.58%$99k-42 Month Jumbo IRA Bump Up Share Certificate
1.51%$99k-36 Month Jumbo IRA Share Certificate
1.51%$99k-36 Month Jumbo IRA Bump Up Share Certificate
1.46%$99k-30 Month Jumbo IRA Share Certificate
1.46%$99k-30 Month Jumbo IRA Bump Up Share Certificate
1.41%$99k-24 Month Jumbo IRA Share Certificate
1.41%$99k-24 Month Jumbo IRA Bump Up Share Certificate
1.41%$1k$99k60 Month IRA "2 Bump Up" Share Certificate
1.41%$1k$99k60 Month IRA Share Certificate
1.31%$1k$99k54 Month IRA Share Certificate
1.31%$1k$99k54 Month IRA Bump Up Share Certificate
1.16%$1k$99k48 Month IRA Bump Up Share Certificate
1.16%$1k$99k48 Month IRA Share Certificate
1.08%$1k$99k42 Month IRA Share Certificate
1.08%$1k$99k42 Month IRA Bump Up Share Certificate
1.06%$99k-18 Month Jumbo IRA Share Certificate
1.06%$99k-18 Month Jumbo IRA Bump Up Share Certificate
1.00%$99k-12 Month Jumbo IRA Share Certificate
1.00%$99k-12 Month Jumbo IRA Bump Up Share Certificate
1.00%$1k$99k36 Month IRA Bump Up Share Certificate
1.00%$1k$99k36 Month IRA Share Certificate
0.95%$1k$99k30 Month IRA Share Certificate
0.95%$1k$99k30 Month IRA Share Bump Up Certificate
0.90%$1k$99k24 Month IRA Bump Up Share Certificate
0.90%$1k$99k24 Month IRA Share Certificate
0.80%$1k$99k18 Month IRA Bump Up Share Certificate
0.80%$1k$99k18 Month IRA Share Certificate
0.75%$99k-6 Month Jumbo IRA Share Certificate
0.75%$1k$99k12 Month IRA Bump Up Share Certificate
0.75%$1k$99k12 Month IRA Share Certificate
0.35%$1k$99k6 Month IRA Share Certificate
Locations


Caprock Federal Credit Union (TX) Locations
Branch Office709 N 1ST STLAMESA, TX 79331
Branch Office116 SW Avenue BSEMINOLE, TX 79360-4319

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