Caprock Federal Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.27%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.90%	1-year CD	1.30% - National Average
0.35%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Caprock Federal Credit Union (TX) rates »

Overview / Commentary

www.caprockcu.com

806-872-5151

709 N 1st St
Lamesa, TX 79331

Caprock Federal Credit Union (TX) is headquartered in LAMESA and is the 225^th largest credit union in the state of Texas. It is also the 2,881^st largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 15 employees and 3,488 members at 2 locations. Caprock Federal Credit Union (TX)'s savings rates are 3X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Caprock Federal Credit Union (TX) has a low asset base.

Health Grade Components

Overall
NCUA #	16813
Year Chartered	1965
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	3.45%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$30.2MM$29.2MM
Loans	Q3 2018vs Q3 2017	$20.3MM$18.9MM
Deposits	Q3 2018vs Q3 2017	$25.8MM$24.8MM
Equity Capital	Q3 2018vs Q3 2017	$4.0MM$3.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$162.00K$178.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$102.00K$144.00K
Real Estate Owned	Q3 2018vs Q3 2017	$63.00K$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Caprock Federal Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%^*	-	$3.5k	Christmas Club Account
OTHER TIERS: 0.17% → $3.5k+
1.61%^*	-	$3.5k	Uncle Sams Account
OTHER TIERS: 0.17% → $3.5k+
0.35%^*	$100k^*	-	Share Savings
OTHER TIERS: 0.05% → $25 - $1k \| 0.15% → $1k - $2.5k \| 0.17% → $2.5k - $5k \| 0.19% → $5k - $10k \| 0.22% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k
0.20%	$50	-	Individual Retirement Account (IRA)

Caprock Federal Credit Union (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Elite Share Draft
0.10%	-	-	Premium Share Draft
0.10%	-	-	Caprock Checking
0.10%	-	-	Caprock Convenience

Caprock Federal Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.48%	$99k	-	60 Month Jumbo "2 Bump Up" Share Certificate
2.48%	$99k	-	60 Month Jumbo Share Certificate
2.43%	$99k	-	54 Month Jumbo Share Certificate
2.43%	$99k	-	54 Month Bump Up Jumbo Share Certificate
2.32%	$1k	$99k	60 Month Share Certificate
2.32%	$1k	$99k	60 Month "2 Bump Up" Share Certificate
2.27%	$99k	-	48 Month Jumbo Bump Up Share Certificate
2.27%	$99k	-	48 Month Jumbo Share Certificate
2.27%	$1k	$99k	54 Month Share Certificate
2.27%	$1k	$99k	54 Month Bump Up Share Certificate
2.12%	$1k	$99k	48 Month Bump Up Share Certificate
2.12%	$1k	$99k	48 Month Share Certificate
2.12%	$99k	-	42 Month Jumbo Share Certificate
2.12%	$99k	-	42 Month Bump Up Jumbo Share Certificate
1.97%	$1k	$99k	42 Month Share Certificate
1.97%	$1k	$99k	42 Month Bump Up Share Certificate
1.76%	$99k	-	36 Month Jumbo Bump Up Share Certificate
1.76%	$99k	-	36 Month Jumbo Share Certificate
1.61%	$1k	$99k	36 Month Share Certificate
1.61%	$1k	$99k	36 Month Bump Up Share Certificate
1.61%	$99k	-	30 Month Jumbo Share Certificate
1.61%	$99k	-	30 Month Bump Up Jumbo Share Certificate
1.46%	$1k	$99k	30 Month Share Certificate
1.46%	$1k	$99k	30 Month Bump Up Share Certificate
1.36%	$99k	-	24 Month Jumbo Bump Up Share Certificate
1.36%	$99k	-	24 Month Jumbo Share Certificate
1.21%	$1k	$99k	24 Month Share Certificate
1.21%	$1k	$99k	24 Month Bump Up Share Certificate
1.21%	$99k	-	18 Month Jumbo Bump Up Share Certificate
1.21%	$99k	-	18 Month Jumbo Share Certificate
1.06%	$1k	$99k	18 Month Share Certificate
1.06%	$1k	$99k	18 Month Bump Up Share Certificate
1.06%	$99k	-	12 Month Jumbo Bump Up Share Certificate
1.06%	$99k	-	12 Month Jumbo Share Certificate
0.90%	$1k	$99k	12 Month Share Certificate
0.90%	$1k	$99k	12 Month Bump Up Share Certificate
0.80%	$99k	-	6 Month Jumbo Share Certificate
0.65%	$1k	$99k	6 Month Share Certificate

Caprock Federal Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.48%	$99k	-	60 Month Jumbo IRA Share Certificate
2.48%	$99k	-	60 Month Jumbo IRA "2 Bump Up" Share Certificate
2.43%	$99k	-	54 Month Jumbo IRA Share Certificate
2.43%	$99k	-	54 Month Jumbo IRA Bump Up Share Certificate
2.32%	$1k	$99k	60 Month IRA "2 Bump Up" Share Certificate
2.32%	$1k	$99k	60 Month IRA Share Certificate
2.27%	$99k	-	48 Month Jumbo IRA Share Certificate
2.27%	$99k	-	48 Month Jumbo IRA Bump Up Share Certificate
2.27%	$1k	$99k	54 Month IRA Share Certificate
2.27%	$1k	$99k	54 Month IRA Bump Up Share Certificate
2.12%	$1k	$99k	48 Month IRA Bump Up Share Certificate
2.12%	$1k	$99k	48 Month IRA Share Certificate
2.12%	$99k	-	42 Month Jumbo IRA Share Certificate
2.12%	$99k	-	42 Month Jumbo IRA Bump Up Share Certificate
1.97%	$1k	$99k	42 Month IRA Share Certificate
1.97%	$1k	$99k	42 Month IRA Bump Up Share Certificate
1.76%	$99k	-	36 Month Jumbo IRA Share Certificate
1.76%	$99k	-	36 Month Jumbo IRA Bump Up Share Certificate
1.61%	$1k	$99k	36 Month IRA Bump Up Share Certificate
1.61%	$1k	$99k	36 Month IRA Share Certificate
1.61%	$99k	-	30 Month Jumbo IRA Share Certificate
1.61%	$99k	-	30 Month Jumbo IRA Bump Up Share Certificate
1.46%	$1k	$99k	30 Month IRA Share Certificate
1.46%	$1k	$99k	30 Month IRA Share Bump Up Certificate
1.36%	$99k	-	24 Month Jumbo IRA Share Certificate
1.36%	$99k	-	24 Month Jumbo IRA Bump Up Share Certificate
1.21%	$99k	-	12 Month Jumbo IRA Share Certificate
1.21%	$99k	-	18 Month Jumbo IRA Share Certificate
1.21%	$99k	-	18 Month Jumbo IRA Bump Up Share Certificate
1.21%	$1k	$99k	24 Month IRA Bump Up Share Certificate
1.21%	$1k	$99k	24 Month IRA Share Certificate
1.06%	$99k	-	12 Month Jumbo IRA Bump Up Share Certificate
1.06%	$1k	$99k	18 Month IRA Bump Up Share Certificate
1.06%	$1k	$99k	18 Month IRA Share Certificate
0.90%	$1k	$99k	12 Month IRA Bump Up Share Certificate
0.90%	$1k	$99k	12 Month IRA Share Certificate
0.80%	$99k	-	6 Month Jumbo IRA Share Certificate
0.65%	$1k	$99k	6 Month IRA Share Certificate

Locations

Caprock Federal Credit Union (TX) Locations
Branch Office	709 N 1ST ST	LAMESA, TX 79331
Branch Office	116 SW Avenue B	SEMINOLE, TX 79360-4319

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