Caprock Federal Credit Union (TX)
Overview / Commentary
Caprock Federal Credit Union (TX) is headquartered in LAMESA and is the 209th largest credit union in the state of Texas. It is also the 2,665th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 12 employees and 3,135 members at 2 locations. Caprock Federal Credit Union (TX) has a B health rating.
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Caprock Federal Credit Union (TX) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16813 |
| Year Chartered | 1965 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.97% |
| Return on Equity - YTD | -8.13% |
| Annual Interest Income | $520K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $39MM$38.7MM |
| Loans | Q1 2025vs Q1 2024 | $26.2MM$25.2MM |
| Deposits | Q1 2025vs Q1 2024 | $34.3MM$33.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.6MM$4.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $72K$175K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $243K$228K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |