Caprock Federal Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	54 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.45%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.35%	Savings	Share Savings 1.15% - CIT Bank Spring Savings

View all Caprock Federal Credit Union (TX) rates »

Overview / Commentary

www.caprockcu.com

806-872-5151

709 N 1st St
Lamesa, TX 79331

Caprock Federal Credit Union (TX) is headquartered in LAMESA and is the 231^st largest credit union in the state of Texas. It is also the 2,984^th largest credit union in the nation. It was established in 1965 and as of March of 2017, it had grown to 13 employees and 3,426 members at 2 locations. Caprock Federal Credit Union (TX)'s savings rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Caprock Federal Credit Union (TX) has a low asset base.

Health Grade Components

Overall
NCUA #	16813
Year Chartered	1965
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.09%
Return on Equity - YTD	-8.07%
Annual Interest Income	$352.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$29.1MM$28.5MM
Loans	Q1 2017vs Q1 2016	$19.2MM$20.4MM
Deposits	Q1 2017vs Q1 2016	$24.9MM$24.5MM
Equity Capital	Q1 2017vs Q1 2016	$3.9MM$3.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$209.00K$209.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$184.00K$189.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Caprock Federal Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	-	$3,500	Christmas Club Account
OTHER TIERS: 0.15% → $3,500+
2.02%^*	-	$3,500	Uncle Sams Account
OTHER TIERS: 0.15% → $3,500+
0.35%^*	$10k^*	-	Share Savings
OTHER TIERS: 0.05% → $50 - $1k \| 0.15% → $1k - $5k \| 0.25% → $5k - $10k
0.20%	$50	-	Individual Retirement Account (IRA)

Caprock Federal Credit Union (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.14%	-	-	Elite Share Draft
0.08%	-	-	Premium Share Draft
0.08%	-	-	Caprock Checking
0.08%	-	-	Caprock Convenience

Caprock Federal Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$99k	$99k	60 Month Jumbo Share Certificate
1.76%	$1k	$99k	60 Month Share Certificate
1.76%	$99k	-	54 Month Jumbo Share Certificate
1.61%	$99k	$99k	48 Month Jumbo Share Certificate
1.51%	$1k	$99k	54 Month Share Certificate
1.46%	$99k	-	42 Month Jumbo Share Certificate
1.36%	$1k	$99k	48 Month Share Certificate
1.31%	$99k	$99k	36 Month Jumbo Share Certificate
1.21%	$1k	-	42 Month Share Certificate
1.16%	$99k	-	30 Month Jumbo Share Certificate
1.06%	$1k	$99k	36 Month Share Certificate
1.00%	$99k	$99k	24 Month Jumbo Share Certificate
0.90%	$1k	-	30 Month Share Certificate
0.85%	$99k	$99k	18 Month Jumbo Share Certificate
0.75%	$1k	$99k	24 Month Share Certificate
0.70%	$99k	$99k	12 Month Jumbo Share Certificate
0.60%	$1k	$99k	18 Month Share Certificate
0.55%	$99k	$99k	6 Month Jumbo Share Certificate
0.45%	$1k	$99k	12 Month Share Certificate
0.30%	$1k	$99k	6 Month Share Certificate

Caprock Federal Credit Union (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$99k	$99k	60 Month Jumbo IRA Share Certificate
1.76%	$1k	$99k	60 Month IRA Share Certificate
1.76%	$99k	-	54 Month Jumbo IRA Share Certificate
1.61%	$99k	$99k	48 Month Jumbo IRA Share Certificate
1.51%	$1k	$99k	54 Month IRA Share Certificate
1.46%	$99k	-	42 Month Jumbo IRA Share Certificate
1.36%	$1k	$99k	48 Month IRA Share Certificate
1.31%	$99k	$99k	36 Month Jumbo IRA Share Certificate
1.21%	$1k	-	42 Month IRA Share Certificate
1.16%	$99k	-	30 Month Jumbo IRA Share Certificate
1.06%	$1k	$99k	36 Month IRA Share Certificate
1.00%	$99k	$99k	24 Month Jumbo IRA Share Certificate
0.90%	$1k	-	30 Month IRA Share Certificate
0.85%	$99k	$99k	18 Month Jumbo IRA Share Certificate
0.75%	$1k	$99k	24 Month IRA Share Certificate
0.70%	$99k	$99k	12 Month Jumbo IRA Share Certificate
0.60%	$1k	$99k	18 Month IRA Share Certificate
0.55%	$99k	$99k	6 Month Jumbo IRA Share Certificate
0.45%	$1k	$99k	12 Month IRA Share Certificate
0.30%	$1k	$99k	6 Month IRA Share Certificate

Locations

Caprock Federal Credit Union (TX) Locations
Branch Office	709 N 1ST ST	LAMESA, TX 79331
Branch Office	102 SE Avenue B	SEMINOLE, TX 79360-4434