Capstone Federal Credit Union is headquartered in ALISO VIEJO and is the 203rd largest credit union in the state of California. It is also the 2,760th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 3 employees and 1,831 members at 1 location. Capstone Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Membership in Capstone Federal Credit Union is open to employees of Fluor Corporation and its subsidiaries, IBM Corporation, Irvin Aerospace, and more than 45 other select organizations.
See current membership details
Overall | |
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NCUA # | 8611 |
Year Chartered | 1953 |
Employees | 3 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.09% |
Return on Equity - YTD | -0.85% |
Annual Interest Income | $280K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $35MM$34.6MM |
Loans | Q1 2025vs Q1 2024 | $11.8MM$12.2MM |
Deposits | Q1 2025vs Q1 2024 | $31MM$30.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $3.8MM$3.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $31K$33K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $6K$3K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.09% | $1 | - | Christmas Club | |
0.07% | $25 | - | Regular Shares (Savings) | |
0.07% | $1 | - | Kirby Kangaroo Club (Kids Savings) | |
0.07% | $1 | - | CU Succeed (Teen Savings) |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.31%* | $75k* | - | Money Market | ||
OTHER TIERS: 1.21% → $2k - $20k | 1.26% → $20k - $75k |
Capstone Federal Credit Union Locations | ||
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Branch Office | 3 POLARIS WAY STE 31B | ALISO VIEJO, CA 92656 |