Overview / Commentary
800-854-7125
3 Polaris Way Ste 31b
Aliso Viejo, CA 92656

Capstone Federal Credit Union is headquartered in ALISO VIEJO and is the 217th largest credit union in the state of California. It is also the 2,655th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 5 employees and 2,480 members at 1 location. Capstone Federal Credit Union's money market rates are 48% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Fluor Corporation and its subsidiaries, IBM Corporation, Irvin Aerospace, and other select organizations.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Capstone Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8611
Year Chartered1953
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.35%
Annual Interest Income$515.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$37.0MM$38.6MM
LoansQ2 2018vs Q2 2017$14.8MM$12.6MM
DepositsQ2 2018vs Q2 2017$33.3MM$34.8MM
Equity CapitalQ2 2018vs Q2 2017$3.6MM$3.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$47.00K$61.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$61.00K$32.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Capstone Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Capstone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$1-Christmas Club
0.07%--IRA Shares
0.05%$25-Regular Shares (Savings)
0.05%$1-Kirby Kangaroo Club (Kids Savings)
0.05%$1-CU Succeed (Teen Savings)

Capstone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$75k*-Money Market
OTHER TIERS: 0.45% $2k - $20k | 0.55% $20k - $75k

Capstone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-5 Year CD
1.60%$1k-4 Year CD
1.45%$1k-3 Year CD
1.15%$1k-2.5 Year CD
1.10%$1k-2 Year CD
0.99%$1k-1.5 Year CD
0.95%$1k-1 Year CD
0.85%$1k-180 - 364 Day CD
0.75%$1k-90 - 179 Day CD
Locations


Capstone Federal Credit Union Locations
Branch Office3 POLARIS WAY STE 31BALISO VIEJO, CA 92656

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.