Capstone Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.58% | 5-year CD | 2.27% - National Average |
| 1.16% | 1-year CD | 1.38% - National Average |
| 0.07% | Savings | 0.26% - National Average |
Capstone Federal Credit Union is headquartered in ALISO VIEJO and is the 217th largest credit union in the state of California. It is also the 2,651st largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 5 employees and 2,450 members at 1 location. Capstone Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees of Fluor Corporation and its subsidiaries, IBM Corporation, Irvin Aerospace, and other select organizations.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8611 |
| Year Chartered | 1953 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 2.79% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $36.0MM$37.4MM |
| Loans | Q4 2018vs Q4 2017 | $14.7MM$15.2MM |
| Deposits | Q4 2018vs Q4 2017 | $32.3MM$33.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.6MM$3.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $100.00K$51.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $71.00K$38.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Capstone Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | IRA Shares | |
| 0.09% | $1 | - | Christmas Club | |
| 0.07% | $25 | - | Regular Shares (Savings) | |
| 0.07% | $1 | - | Kirby Kangaroo Club (Kids Savings) | |
| 0.07% | $1 | - | CU Succeed (Teen Savings) |
Capstone Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.70% → $2k - $20k | 0.80% → $20k - $75k | |||||
Capstone Federal Credit Union CD Rates
| Capstone Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3 POLARIS WAY STE 31B | ALISO VIEJO, CA 92656 |