Overview / Commentary
Cardinal Credit Union is headquartered in Mentor and is the 31st largest credit union in the state of Ohio. It is also the 983rd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 71 employees and 23,882 members at 13 locations. Cardinal Credit Union has an A health rating.
Field of Membership Restrictions
Cardinal Credit Union offers membership to those who live, work. worship, or attend school in the Ohio counties of Ashtabula, Columbiana, Cuyahoga, Geauga, Lake, Mahoning, Portage, Summit or Trumbull.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68707 |
| Year Chartered | 1953 |
| Employees | 71 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.1% |
| Return on Equity - YTD | 0.95% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $329.4MM$307.5MM |
| Loans | Q1 2025vs Q1 2024 | $250.8MM$222.5MM |
| Deposits | Q1 2025vs Q1 2024 | $290.3MM$267.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $33.2MM$32.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.1MM$2.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.6MM$967K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
