Cardinal Credit Union is headquartered in Mentor and is the 33rd largest credit union in the state of Ohio. It is also the 1,021st largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 64 employees and 24,140 members at 12 locations. Cardinal Credit Union has an A+ health rating.
Field of Membership Restrictions
Cardinal Credit Union offers membership to those who worship, work, go to school or live in Ashtabula, Columbiana, Cuyahoga, Geauga, Lake, Mahoning, Portage, Summit or Trumbull counties.
See current membership details
LOVE Cardinal
Love Cardinal in general. Helped me improved my credit score drastically, approved me for a credit card and we're now starting on my first house and mortgage. I've tried a lot of other banks and even credit unions, but no one has given me the attention and experience that I've gotten with Cardinal.
A Great Competitive Banking Institution
Cardinal Community Credit Union is definitely worth checking out. They offer different checking and savings accounts, as well as others, that are at competitive rates. The staff is friendly and courteous all of the time. I probably only ever saw one person who was not as friendly. Almost every staff member keeps candy at their desk for kids when they come in.The facility is clean and pleasant and centrally located within Mentor. Transferring money from savings to checking and vice versa is always extremely easy with minimal fees. The website is fairly easy to handle as well, but not any better than others like Huntington or Chase. As stated previously, they do have great competitive rates, but they're not the best in the area. If you already have a great bank, there's no immediate need to switch. I will say, however, the people working there make it worth using the credit union. Cardinal Community Credit Union is worth looking into if you're ready to switch to some friendly people and easy to handle accounts!
HORRIBLE COMPANY
Cardinal Credit Union is THE worst company I have ever had to do business with. I closed my account over a month ago, and got an 800 bill in the mail this week. I have spent hours trying to get this issue cleared and have just been transferred to multiple different people. Many employees have "taken on my case" and I spend a lot of time explaining the situation and each person promises to follow up and then no one ever follows up! Worst customer service I have ever experienced, and you cant trust the company! NEVER EVER EVER do business or trust your money to Cardinal Credit Union!!
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68707 |
| Year Chartered | 1953 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 8.05% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $282.7MM$262.1MM |
| Loans | Q4 2021vs Q4 2020 | $209.9MM$192.4MM |
| Deposits | Q4 2021vs Q4 2020 | $244.0MM$225.5MM |
| Equity Capital | Q4 2021vs Q4 2020 | $34.4MM$32.2MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.4MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $621.00K$1.6MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
