Cardinal Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | Reward Checking | Interest Plus Checking 1.84% - National Average |
| 1.75% | 5-year CD | 60 Months CD 2.25% - Bank of Internet USA 60 Month CD |
| 1.00% | 1-year CD | 12 Months CD |
Cardinal Community Credit Union is headquartered in Mentor and is the 26th largest credit union in the state of Ohio. It is also the 875th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 84 employees and 32,961 members at 13 locations. Cardinal Community Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Cuyahoga, Lake, Geauga, Ashtabula, Portage, Summit, and Mahoning Counties in Ohio.
See current membership details
A Great Competitive Banking Institution
Cardinal Community Credit Union is definitely worth checking out. They offer different checking and savings accounts, as well as others, that are at competitive rates. The staff is friendly and courteous all of the time. I probably only ever saw one person who was not as friendly. Almost every staff member keeps candy at their desk for kids when they come in.The facility is clean and pleasant and centrally located within Mentor. Transferring money from savings to checking and vice versa is always extremely easy with minimal fees. The website is fairly easy to handle as well, but not any better than others like Huntington or Chase. As stated previously, they do have great competitive rates, but they're not the best in the area. If you already have a great bank, there's no immediate need to switch. I will say, however, the people working there make it worth using the credit union. Cardinal Community Credit Union is worth looking into if you're ready to switch to some friendly people and easy to handle accounts!
HORRIBLE COMPANY
Cardinal Credit Union is THE worst company I have ever had to do business with. I closed my account over a month ago, and got an 800 bill in the mail this week. I have spent hours trying to get this issue cleared and have just been transferred to multiple different people. Many employees have "taken on my case" and I spend a lot of time explaining the situation and each person promises to follow up and then no one ever follows up! Worst customer service I have ever experienced, and you cant trust the company! NEVER EVER EVER do business or trust your money to Cardinal Credit Union!!
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 96753 |
| Year Chartered | 1953 |
| Employees | 84 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 4.45% |
| Annual Interest Income | $4.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $249.4MM$247.1MM |
| Loans | Q2 2017vs Q2 2016 | $187.1MM$169.8MM |
| Deposits | Q2 2017vs Q2 2016 | $218.2MM$217.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $27.9MM$26.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $1.3MM$1.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.2MM$730.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $163.00K$53.00K |
Always verify rates and promotions with the bank or credit union. We are not Cardinal Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Cardinal Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Savings Account | |
| 0.10% | - | - | Savings (Share) Account | |
| 0.10% | - | - | Holiday Club Accounts |
Cardinal Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Platinum Money Market Savings Accounts | |
| 0.20% | - | - | Jumbo Money Market Savings Accounts | |
| 0.15% | - | - | Money Market Savings Accounts |
Cardinal Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $15k | Interest Plus Checking - Qualifyinig | ||
| OTHER TIERS: 0.15% → $15k+ | |||||
| 0.30%* | $50k* | - | Interest Checking | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | |||||
| 0.20%* | $5k* | - | Smart Start Checking | ||
| OTHER TIERS: 0.10% → $500 - $2,500 | 0.15% → $2,500 - $5k | |||||
Cardinal Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 60 Months CD | |
| 1.50% | $500 | - | 48 Months CD | |
| 1.40% | $500 | - | 36 Months CD | |
| 1.35% | $500 | - | 18 Months CD | |
| 1.35% | $500 | - | 24 Months CD | |
| 1.00% | $500 | - | 12 Months CD | |
| 0.50% | $500 | - | 9 Months CD | |
| 0.40% | $500 | - | 6 Months CD | |
| 0.30% | $500 | - | 3 Months CD |
Cardinal Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 60 Months IRA | |
| 1.50% | $500 | - | 48 Months IRA | |
| 1.40% | $500 | - | 36 Months IRA | |
| 1.35% | $500 | - | 18 Months IRA | |
| 1.35% | $500 | - | 24 Months IRA | |
| 1.00% | $500 | - | 12 Months IRA | |
| 0.50% | $500 | - | 9 Months IRA | |
| 0.40% | $500 | - | 6 Months IRA | |
| 0.30% | $500 | - | 3 Months IRA |
