Caribe Federal Credit Union

Overview / Commentary
195 Calle Oneill
San Juan, PR 00918

Caribe Federal Credit Union is headquartered in San Juan and is the largest credit union in the state of PR. It is also the 612th largest credit union in the nation. It was established in 1951 and as of December of 2023, it had grown to 142 employees and 53,696 members at 5 locations. Caribe Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Caribe Federal Credit Union is open to employees of the U.S. Government in Puerto Rico or U. S. Virgin Islands, and over 20 area Select Employer Groups.
See current membership details


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Health Grade Components

NCUA #7345
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD14%
Annual Interest Income$40.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$668.1MM$657.1MM
LoansQ4 2023vs Q4 2022$529.8MM$549.1MM
DepositsQ4 2023vs Q4 2022$587.4MM$557.5MM
Equity CapitalQ4 2023vs Q4 2022$61.2MM$67.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$21.6MM$8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$5.3MM$4.6MM
Real Estate OwnedQ4 2023vs Q4 2022$56K$56K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Caribe Federal Credit Union Savings Account Rates

1.36%*$50k*-Regular Share Account
OTHER TIERS: 1.20% $5 - $3k | 1.26% $3k - $10k | 1.31% $10k - $50k
1.36%*$50k*-Christmas Club Share Account
OTHER TIERS: 1.20% $5 - $3k | 1.26% $3k - $10k | 1.31% $10k - $50k

Caribe Federal Credit Union Checking Account Rates

0.05%$5-Checking Account (Share Draft)

Caribe Federal Credit Union CD Rates

3.85%$3k-3 Year Share Certificate
3.40%$3k-4 Year Share Certificate
3.25%$3k-1 Year Share Certificate
3.25%$3k-2 Year Share Certificate
3.10%$3k-5 Year Share Certificate
1.25%$3k-6 Month Share Certificate

Caribe Federal Credit Union Locations
Branch OfficeFederal Bldg 150 Ave Carlos Chardon Ste 754San Juan, PR 00918-1704
Branch Office195 Calle OneillSan Juan, PR 00918
Branch Office10A Carr 838 Esq PR-199Guaynabo, PR 00969-4605
Corporate Office195 Calle OneillSan Juan, PR 00918-2404
Branch Office1233 Ave HostosPonce, PR 00717-0953

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