Carolina Collegiate Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.10% | 5-year CD | 5 Year 1 Step Up Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.20% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Investment Plus Savings Account 1.20% - Ally Bank Online Savings Account |
Carolina Collegiate Federal Credit Union is headquartered in Columbia and is the 23rd largest credit union in the state of South Carolina. It is also the 1,698th largest credit union in the nation. It was established in 1967 and as of June of 2017, it had grown to 20 employees and 8,810 members at 3 locations. Carolina Collegiate Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to faculty, staff and students of the University of South Carolina, its regional campuses, and other select colleges and collegiate organizations in South Carolina.
See current membership details
Good, not great, Credit Union
I've banked with Carolina Collegiate for at least 18 years now. I'm considering making a change. It seems like every year their fees go up or they add a new weird fee. For instance, for years we would occasionally count on overdrafts from our checking account to come from our savings account. In the last few years, CCU has started charging fees for each transfer. I know I move money over to checking easily enough through the internet, but this is just an example of the nickel and diming that CCU now practices. They've closed one of their two locations, and the crew at the remaining location has turned over recently. New tellers who are not well trained yet. We've got some accounts at Palmetto Citizens, and we've been pleased with their service. It's just such a pain to transfer all our online payments. Grr.
Nice credit union
Carolina Collegiate Federal Credit Union is a typical local credit union in my opinion. I've banked with several credit unions over the years and this one is reasonably good but because of its size it doesn't offer all the services that a larger one would. They also don't pay very much in terms of interest. I've never had a loan with this institution but I've got several savings accounts and have for nearly twenty years. The customer service at the branch I use is very good. I get taken care of very well there and have for many years. However, the customer service at the main branch leaves a lot to be desired. I tried to contact them for help at one point and a week later I was still waiting. The major shortcoming is the lack of services though. What you can do online is limited, as is what you can do over the phone. All in all though, it's a reliable place to do business.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24404 |
| Year Chartered | 1967 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 1.56% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $90.7MM$88.4MM |
| Loans | Q2 2017vs Q2 2016 | $57.0MM$51.5MM |
| Deposits | Q2 2017vs Q2 2016 | $78.2MM$76.1MM |
| Equity Capital | Q2 2017vs Q2 2016 | $12.2MM$11.7MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $487.00K$503.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $367.00K$475.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Collegiate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Carolina Collegiate Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | IRA Share Account | |
| 0.10% | $500 | - | Roth IRA Share Account | |
| 0.05% | $200 | - | Savings Account | |
| 0.05% | $500 | - | Investment Plus Savings Account | |
| 0.05% | - | - | Scholars Dollars Savings Account |
Carolina Collegiate Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $5k | - | Money Market Account |
Carolina Collegiate Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.03% | $500 | - | Benefits Plus Checking Account |
Carolina Collegiate Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | $500 | - | 5 Year 1 Step Up Share Certificate | |
| 1.00% | $500 | - | 4 Year 1 Step Up Share Certificate | |
| 0.50% | $500 | - | 30 Month Share Certificate | |
| 0.40% | $500 | - | 24 Month Share Certificate | |
| 0.25% | $500 | - | 18 Month Share Certificate | |
| 0.20% | $500 | - | 12 Month Share Certificate | |
| 0.20% | $100 | - | 12 Month Scholars Dollars Share Certificate | |
| 0.10% | $1k | - | 3 Month Share Certificate | |
| 0.10% | $1k | - | 6 Month Share Certificate |
Carolina Collegiate Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 30 Month IRA Share Certificate | |
| 0.40% | $500 | - | 24 Month IRA Share Certificate | |
| 0.25% | $500 | - | 18 Month IRA Share Certificate |
| Carolina Collegiate Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4480 Rosewood Dr | Columbia, SC 29209 |
| Branch Office | 710 Pulaski St | Columbia, SC 29201-3633 |
| Branch Office | 800 University Way Third Floor Administration | Spartanburg, SC 29303 |