Carolina Cooperative Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.25% | Checking | 1.01% - nbkc bank Personal Account |
| 3.00% | 5-year CD | 2.27% - National Average |
| 1.75% | 1-year CD | 1.37% - National Average |
Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 42nd largest credit union in the state of North Carolina. It is also the 2,563rd largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 16 employees and 8,794 members at 3 locations. Carolina Cooperative Federal Credit Union's CD rates are 94% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Must be an employee of one of Carolina Cooperative Federal Credit Union's several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Gaston County.
See current membership details
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Opening An Account
This is the worse credit union I have ever been to. It is so unfriendly . I'd put my money in a hole in the ground before I put it in this credit union.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24801 |
| Year Chartered | 1962 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 9.03% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $39.5MM$38.9MM |
| Loans | Q4 2018vs Q4 2017 | $28.5MM$25.3MM |
| Deposits | Q4 2018vs Q4 2017 | $34.3MM$34.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.7MM$4.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $302.00K$316.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $366.00K$238.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Carolina Cooperative Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Accumulation | |
| 0.30% | $100 | - | Holiday Club Account | |
| 0.30% | $100 | - | Vacation Club Savings Account | |
| 0.15% | $100 | - | Share Account |
Carolina Cooperative Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $250 | - | Daily Money Market Account |
Carolina Cooperative Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | $25k | E-Checking Account |
Carolina Cooperative Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month Term Certificate Special | |
| 2.00% | $500 | - | 36 Month Term Certificate Special | |
| 1.75% | $500 | - | 12 Month Term Certificate Special | |
| 1.25% | $500 | - | 48 Month Term Certificate | |
| 0.75% | $500 | - | 30 Month Term Certificate | |
| 0.65% | $500 | - | 24 Month Term Certificate | |
| 0.55% | $500 | - | 18 Month Term Certificate | |
| 0.25% | $500 | - | 6 Month Term Certificate |
Carolina Cooperative Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $500 | - | 48 Month IRA Certificate | |
| 0.75% | $500 | - | 30 Month IRA Certificate | |
| 0.65% | $500 | - | 24 Month IRA Certificate | |
| 0.55% | $500 | - | 18 Month IRA Certificate | |
| 0.25% | $500 | - | 6 Month IRA Certificate |
| Carolina Cooperative Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2515 W Roosevelt Blvd Ste A | Monroe, NC 28110 |
| Branch Office | 1207 Bessemer City Rd | Gastonia, NC 28052 |
| Branch Office | 6502 McMahan Dr | Charlotte, NC 28226 |