Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 39th largest credit union in the state of North Carolina. It is also the 2,470th largest credit union in the nation. It was established in 1962 and as of December of 2021, it had grown to 15 employees and 9,894 members at 3 locations. Carolina Cooperative Federal Credit Union has an A health rating.
Must be an employee of one of Carolina Cooperative Federal Credit Union's several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Gaston County.
See current membership details
This is the worse credit union I have ever been to. It is so unfriendly . I'd put my money in a hole in the ground before I put it in this credit union.
Overall | |
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NCUA # | 24801 |
Year Chartered | 1962 |
Employees | 15 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.99% |
Return on Equity - YTD | 8.29% |
Annual Interest Income | $1.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $52.8MM$50.7MM |
Loans | Q4 2021vs Q4 2020 | $41.2MM$36.5MM |
Deposits | Q4 2021vs Q4 2020 | $46.0MM$44.4MM |
Equity Capital | Q4 2021vs Q4 2020 | $6.3MM$5.8MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $135.00K$174.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $184.00K$269.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | - | - | IRA Accumulation | |
0.15% | $100 | - | Holiday Club Account | |
0.15% | $100 | - | Vacation Club Savings Account | |
0.05% | $100 | - | Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $250 | - | Daily Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | $25k | E-Checking Account |
Carolina Cooperative Federal Credit Union Locations | ||
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Branch Office | 2515 W Roosevelt Blvd Ste A | Monroe, NC 28110 |
Branch Office | 1207 Bessemer City Rd | Gastonia, NC 28052 |
Branch Office | 6502 McMahan Dr | Charlotte, NC 28226 |