Featured Savings Rates
Featured Accounts

Carolina Cooperative Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.25%CheckingE-Checking Account
1.35%5-year CD60 Month Term Certificate
0.40%1-year CD12 Month Term Certificate

Overview / Commentary
704-543-8901
6502 McMahon Drive
Charlotte, NC 28226

Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 42nd largest credit union in the state of North Carolina. It is also the 2,599th largest credit union in the nation. It was established in 1962 and as of June of 2016, it had grown to 18 employees and 9,072 members at 4 locations. Carolina Cooperative Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be an employee of one of Carolina Cooperative Federal Credit Union's several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Gaston County.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Carolina Cooperative Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24801
Year Chartered1962
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.08%
Annual Interest Income$925.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$38.9MM$39.2MM
LoansQ2 2016vs Q2 2015$24.9MM$25.3MM
DepositsQ2 2016vs Q2 2015$34.5MM$35.3MM
Equity CapitalQ2 2016vs Q2 2015$4.0MM$3.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$560.00K$825.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$197.00K$660.00K
Real Estate OwnedQ2 2016vs Q2 2015$558.00K$677.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolina Cooperative Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Accumulation
0.35%--Roth IRA Accumulation
0.35%--Education IRA Accumulation
0.30%$100-Holiday Club Account
0.30%$100-Vacation Club Savings Account
0.15%$100-Share Account

Carolina Cooperative Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$250-Daily Money Market Account

Carolina Cooperative Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$25kE-Checking Account

Carolina Cooperative Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-60 Month Term Certificate
1.25%$500-48 Month Term Certificate
0.90%$500-36 Month Term Certificate
0.75%$500-30 Month Term Certificate
0.65%$500-24 Month Term Certificate
0.55%$500-18 Month Term Certificate
0.40%$500-12 Month Term Certificate
0.25%$500-6 Month Term Certificate

Carolina Cooperative Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-60 Month IRA Certificate
1.25%$500-48 Month IRA Certificate
0.90%$500-36 Month IRA Certificate
0.75%$500-30 Month IRA Certificate
0.65%$500-24 Month IRA Certificate
0.55%$500-18 Month IRA Certificate
0.40%$500-12 Month IRA Certificate
0.25%$500-6 Month IRA Certificate
Locations


Carolina Cooperative Federal Credit Union Locations
Branch Office2110 Crown Centre DrCharlotte, NC 28227
Branch Office2515 W Roosevelt Blvd Ste AMonroe, NC 28110
Branch Office1207 Bessemer City RdGastonia, NC 28052
Branch Office6502 McMahan DrCharlotte, NC 28226