Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 39th largest credit union in the state of North Carolina. It is also the 2,390th largest credit union in the nation. It was established in 1962 and as of June of 2023, it had grown to 15 employees and 10,190 members at 3 locations. Carolina Cooperative Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.
Carolina Cooperative Federal Credit Union is open to all North Carolina residents through membership in the North Carolina Consumers Council. Those who live, work, worship, or attend school in the majority of Gaston County (NC) also qualify for membership. Immediate family members of current membership are welcome to apply.
See current membership details
This is the worse credit union I have ever been to. It is so unfriendly . I'd put my money in a hole in the ground before I put it in this credit union.
Overall | |
---|---|
NCUA # | 24801 |
Year Chartered | 1962 |
Employees | 15 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.52% |
Return on Equity - YTD | 4.28% |
Annual Interest Income | $969.00K |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $55.5MM$55.9MM |
Loans | Q2 2023vs Q2 2022 | $44.8MM$47.0MM |
Deposits | Q2 2023vs Q2 2022 | $47.9MM$48.8MM |
Equity Capital | Q2 2023vs Q2 2022 | $6.8MM$6.5MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $147.00K$158.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $434.00K$372.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | - | - | IRA Accumulation | |
0.15% | $100 | - | Holiday Club Account | |
0.15% | $100 | - | Vacation Club Savings Account | |
0.05% | $100 | - | Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $250 | - | Daily Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | $25k | E-Checking Account |
Carolina Cooperative Federal Credit Union Locations | ||
---|---|---|
Branch Office | 2515 W Roosevelt Blvd Ste A | Monroe, NC 28110 |
Branch Office | 1207 Bessemer City Rd | Gastonia, NC 28052 |
Branch Office | 6502 McMahan Dr | Charlotte, NC 28226 |