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Carolina Cooperative Federal Credit Union


Overview / Commentary
www.carolinacoopcu.com
704-543-8901
6502 McMahon Drive
Charlotte, NC 28226

Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 39th largest credit union in the state of North Carolina. It is also the 2,470th largest credit union in the nation. It was established in 1962 and as of December of 2021, it had grown to 15 employees and 9,894 members at 3 locations. Carolina Cooperative Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must be an employee of one of Carolina Cooperative Federal Credit Union's several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school in Gaston County.
See current membership details

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Reviews (1)

Opening An Account

Posted by: |

This is the worse credit union I have ever been to. It is so unfriendly . I'd put my money in a hole in the ground before I put it in this credit union.

2


Health
A

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Carolina Cooperative Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24801
Year Chartered1962
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD8.29%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$52.8MM$50.7MM
LoansQ4 2021vs Q4 2020$41.2MM$36.5MM
DepositsQ4 2021vs Q4 2020$46.0MM$44.4MM
Equity CapitalQ4 2021vs Q4 2020$6.3MM$5.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$135.00K$174.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$184.00K$269.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolina Cooperative Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Accumulation
0.15%$100-Holiday Club Account
0.15%$100-Vacation Club Savings Account
0.05%$100-Share Account

Carolina Cooperative Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$250-Daily Money Market Account

Carolina Cooperative Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$25kE-Checking Account

Carolina Cooperative Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month Term Certificate
0.75%$500-48 Month Term Certificate
0.70%$500-36 Month Term Certificate
0.60%$500-24 Month Term Certificate
0.55%$500-12 Month Term Certificate
0.55%$500-18 Month Term Certificate
0.25%$500-6 Month Term Certificate

Carolina Cooperative Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA Certificate
0.75%$500-48 Month IRA Certificate
0.70%$500-36 Month IRA Certificate
0.60%$500-24 Month IRA Certificate
0.55%$500-12 Month IRA Certificate
0.55%$500-18 Month IRA Certificate
0.25%$500-6 Month IRA Certificate
Locations


Carolina Cooperative Federal Credit Union Locations
Branch Office2515 W Roosevelt Blvd Ste AMonroe, NC 28110
Branch Office1207 Bessemer City RdGastonia, NC 28052
Branch Office6502 McMahan DrCharlotte, NC 28226

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