Overview / Commentary
864-585-6838
520 N Church St
Spartanburg, SC 29303-3034

Carolina Foothills Federal Credit Union is headquartered in Spartanburg and is the 19th largest credit union in the state of South Carolina. It is also the 1,498th largest credit union in the nation. It was established in 1960 and as of June of 2018, it had grown to 50 employees and 14,997 members at 5 locations. Carolina Foothills Federal Credit Union has an A health rating.

Reviews (1)

Good reputation

I decided to open an account at Carolina Foothills Federal Credit Union because they had a good reputation and they were known for more sound practices overall than some corporate banks. Their service is usually very good, unless they are really busy then you have to wait for a while. My checking and savings accounts were free and only required me to have a minimum of $25. Since opening my account that minimum has gone down to $5. While they are a business they seem to do a good job at giving the customer a savings. I have had times where my account was overdrawn and I wasn't able to bring it positive for several days. Many times the credit union did not charge me their $35 fee. I have been in direct communication over the internet with a couple different associates but one in particular goes above and beyond for me regularly. I appreciate her effort and it makes me want to stick with the bank and have a good relationship with them.



Health

Health Grade Components

Overall
NCUA #13476
Year Chartered1960
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD10.06%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$114.9MM$108.6MM
LoansQ2 2018vs Q2 2017$76.5MM$68.1MM
DepositsQ2 2018vs Q2 2017$98.8MM$95.1MM
Equity CapitalQ2 2018vs Q2 2017$12.6MM$11.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$563.00K$409.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$297.00K$240.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates

Sorry, we do not have rate data for Carolina Foothills Federal Credit Union.

Locations


Carolina Foothills Federal Credit Union Locations
Branch Office520 N Church StSpartanburg, SC 29303-3034
Branch Office1609 E North StGreenville, SC 29607-1361
Branch Office1540 John B White Sr BlvdSpartanburg, SC 29301
Branch Office760 Hyatt StGaffney, SC 29341
Branch Office280 Commonwealth DrGreenville, SC 29615

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