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Carolina Foothills Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.carolinafoothillsfcu.coop
800-922-4403
520 N Church St
Spartanburg, SC 29303

Carolina Foothills Federal Credit Union is headquartered in Spartanburg and is the 17th largest credit union in the state of South Carolina. It is also the 1,266th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 55 employees and 19,482 members at 6 locations. Carolina Foothills Federal Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Carolina Foothills Federal Credit Union is open to those who live, work, worship, or attend school in the South Carolina counties of Greenville, Spartanburg, or Cherokee. Employees of more than 125 local businesses/companies also qualify for membership, as do immediate family and household members of current members.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #13476
Year Chartered1960
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.11%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$204.6MM$200.5MM
LoansQ1 2025vs Q1 2024$142.7MM$140.7MM
DepositsQ1 2025vs Q1 2024$176.9MM$167.4MM
Equity CapitalQ1 2025vs Q1 2024$24.2MM$23.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.7MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1MM$517K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carolina Foothills Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolina Foothills Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-Share Savings
0.35%$0-Youth Savings
0.35%$100- Special Share Savings
0.15%$0-Christmas Club

Carolina Foothills Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$50k*-Money Market Checking
OTHER TIERS: 2.30% → $2.5k - $15k | 2.40% → $15k - $25k | 2.50% → $25k - $50k

Carolina Foothills Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*$0-Peak Performance Checking
OTHER TIERS: 2.50% → $15k+
0.10%$500-Secure Rewards Checking

Carolina Foothills Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-6 Month Term Share Certificate
3.80%$500-12 Month Term Share Certificate
3.70%$500-18 Month Term Share Certificate
3.70%$500-24 Month Term Share Certificate
3.70%$500-36 Month Term Share Certificate
3.70%$500-48 Month Term Share Certificate
3.70%$500-60 Month Term Share Certificate
3.60%$40$5k24 Month Step Term Share Certificate
2.99%$500-3 Month Term Share Certificate
0.65%$500-19 Month Rate Climber Term Share Certificate

Carolina Foothills Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$100-IRA Savings Account
Locations


Carolina Foothills Federal Credit Union Locations
Branch Office520 N Church StSpartanburg, SC 29303-3034
Branch Office1609 E North StGreenville, SC 29607-1361
Branch Office1540 John B White Sr BlvdSpartanburg, SC 29301
Branch Office760 Hyatt StGaffney, SC 29341
Branch Office280 Commonwealth DrGreenville, SC 29615
Branch Office107 Ashmore Bridge RdMauldin, SC 29662

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