Carolina Foothills Federal Credit Union
Carolina Foothills Federal Credit Union is headquartered in Spartanburg and is the 19th largest credit union in the state of South Carolina. It is also the 1,477th largest credit union in the nation. It was established in 1960 and as of March of 2019, it had grown to 51 employees and 15,497 members at 5 locations. Carolina Foothills Federal Credit Union has an A health rating.
Good reputation
I decided to open an account at Carolina Foothills Federal Credit Union because they had a good reputation and they were known for more sound practices overall than some corporate banks. Their service is usually very good, unless they are really busy then you have to wait for a while. My checking and savings accounts were free and only required me to have a minimum of $25. Since opening my account that minimum has gone down to $5. While they are a business they seem to do a good job at giving the customer a savings. I have had times where my account was overdrawn and I wasn't able to bring it positive for several days. Many times the credit union did not charge me their $35 fee. I have been in direct communication over the internet with a couple different associates but one in particular goes above and beyond for me regularly. I appreciate her effort and it makes me want to stick with the bank and have a good relationship with them.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13476 |
| Year Chartered | 1960 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 8.52% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $119.0MM$112.3MM |
| Loans | Q1 2019vs Q1 2018 | $81.2MM$72.6MM |
| Deposits | Q1 2019vs Q1 2018 | $102.1MM$98.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $13.6MM$12.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $641.00K$565.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $246.00K$178.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Carolina Foothills Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | - | - | 9 Month CD Special |
| Carolina Foothills Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 520 N Church St | Spartanburg, SC 29303-3034 |
| Branch Office | 1609 E North St | Greenville, SC 29607-1361 |
| Branch Office | 1540 John B White Sr Blvd | Spartanburg, SC 29301 |
| Branch Office | 760 Hyatt St | Gaffney, SC 29341 |
| Branch Office | 280 Commonwealth Dr | Greenville, SC 29615 |