Carolina Premier Bank is headquartered in Charlotte and is the 40th largest bank in the state of North Carolina. It is also the 2,581st largest bank in the nation. It was established in 2007 and as of September of 2016, it had grown to 50 employees at 5 locations. Carolina Premier Bank has a B+ health rating.
Bauer now rates Carolina Premier Bank as **** on their 5 star system. It was previously rated as a start-up. On 2/2/10 I opened reward checking (5% to $25K) and passbook savings (2.1%) accounts. These replaced similar accounts I had elsewhere that had declined to 3% and 1%. The two ladies I dealt with were congenial and informative. The presentation, discussion and application process took about an hour including both accounts. The initial at-home online log-in required set-up and was without hiccup. The bank has offices in the Charlotte, NC southern suburbs of Ballantyne and Blakeley, each south of I485. The Blakeley office is in the vicinity of the Rea Rd./Audrey Kell Rd. intersection. The reward checking statement cycles on the 15th of the month requiring transactions completion by the 14th. Only 4 checks are issued initially with a charge for subsequent checks. The passbook savings account posts interest monthly and statements are quarterly. As I am a new customer my star rating is based on my favorable initial impression. It's not megabank in attitude. I know those.
I use them for our personal banking, and really like them. I've never been asked to meet outside of their offices, but given their personal nature it wouldn't surprise me if they offered to come to you. I love that there are no fees for personal banking. My only complaint is that their on-line banking has a bit of a learners curve, and is not as simple as our last bank, and that there was no after-hours support available when we had a problem. All in all these have been minor digs.
If you want all the bells and whistles of a large bank, including a branch on every corner, this bank is not for you. But if you want a bank where you feel welcome, no fees and a local feel, this is the place.
How come both locations have the same telephone and fax numbers? How is it some of the employees don't know the name of the president? How come or why do some employees give out busniness cards with other last names on them..... And is it normal for employees to try to set up the first meetingat a location other than the bank? If one makes an appointment at the bank then shows up at the bank at the correct time there is "another person", you knew you needed to meet with, is in a meeting with someone else and he will call and set up a meeting outside the bank?
Is this weird or is there somehting fishy going on? That is a question, I honestly don't know. They seem nice but something is a little bit strange. By the way I checked they are not members of the BBB or at least weren't when I checked. The state attroney's general office had no complaints but had not heard of them.
THis bank might be a really good bank but not having dealt with them before trying to check, if anybody knows anything I would like to know( if you don't currently work for that bank)
|FDIC Certificate #||58516|
|Return on Assets - YTD||0.4%|
|Return on Equity - YTD||4.08%|
|Annual Interest Income||$7.4MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$243.6MM$242.2MM|
|Loans||Q3 2016vs Q3 2015||$183.3MM$163.8MM|
|Deposits||Q3 2016vs Q3 2015||$202.5MM$204.1MM|
|Equity Capital||Q3 2016vs Q3 2015||$24.1MM$22.5MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$2.1MM$2.2MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$2.0MM$4.2MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$54.00K$74.00K|
Sorry, we do not have rate data for Carolina Premier Bank.
|Carolina Premier Bank Locations|
|Branch Office||1299 Pennsylvania Avenue NW||Washington, DC 20004|
|Ballantyne Corporate Center||13024 Ballantyne Corporate Place||Charlotte, NC 28277|
|Bank Of The Ubrban Leauge Of The Central Carolinas||740 W. 5th Street||Charlotte, NC 28202|
|Oakland Branch||201 Oakland Drive||Rock Hill, SC 29730|
|Cherokee Branch||203 West Cherokee Street||Blacksburg, SC 29702|
|Six Mile Branch||115 N. Main Street||Six Mile, SC 29682|