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13024 Ballantyne Corporate Place
Charlotte, NC 28277

Carolina Premier Bank is headquartered in Charlotte and is the 34th largest bank in the state of North Carolina. It is also the 2,354th largest bank in the nation. It was established in 2007 and as of September of 2017, it had grown to 52 employees at 4 locations. Carolina Premier Bank has an A health rating.

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Reviews (5)

Beats anything from the major chains that I've tried

As someone who remembers growing up with a strong, vibrant community bank around, when it was time to get an account myself for direct depositing, I wanted to avoid all of the cookie-cutter chains. I wanted a bank that understood the needs of the local community, not one that was beholden to shareholders around the country and the world that didn't care about the service at my local branch. I'm not an investor, 'm a customer, after all!

Carolina Premier has been everything've wanted from a hometown bank. 'm not really using any complicated services, just checking, high interest savngs, and a money market account, but they've been great to deal with. Whenever 've had problems, I can actually talk to someone in person who can fix what's wrong right there, instead of being lost inside phone trees with some nebulous online thing.

Bauer Now Rates Carolina Premier Bank As **** On Their 5 Star System

Posted by: Anonymous | Feb 4, 2010

Bauer now rates Carolina Premier Bank as **** on their 5 star system. It was previously rated as a start-up. On 2/2/10 I opened reward checking (5% to $25K) and passbook savings (2.1%) accounts. These replaced similar accounts I had elsewhere that had declined to 3% and 1%. The two ladies I dealt with were congenial and informative. The presentation, discussion and application process took about an hour including both accounts. The initial at-home online log-in required set-up and was without hiccup. The bank has offices in the Charlotte, NC southern suburbs of Ballantyne and Blakeley, each south of I485. The Blakeley office is in the vicinity of the Rea Rd./Audrey Kell Rd. intersection. The reward checking statement cycles on the 15th of the month requiring transactions completion by the 14th. Only 4 checks are issued initially with a charge for subsequent checks. The passbook savings account posts interest monthly and statements are quarterly. As I am a new customer my star rating is based on my favorable initial impression. It's not megabank in attitude. I know those.

Good Bank With A Solid Service Ethic

Posted by: Anonymous | Jan 9, 2012

I use them for our personal banking, and really like them. I've never been asked to meet outside of their offices, but given their personal nature it wouldn't surprise me if they offered to come to you. I love that there are no fees for personal banking. My only complaint is that their on-line banking has a bit of a learners curve, and is not as simple as our last bank, and that there was no after-hours support available when we had a problem. All in all these have been minor digs.

If you want all the bells and whistles of a large bank, including a branch on every corner, this bank is not for you. But if you want a bank where you feel welcome, no fees and a local feel, this is the place.


Posted by: boatman | Nov 1, 2011

How come both locations have the same  telephone  and fax numbers?  How is it some of the employees don't know the name of the president? How come or why do some employees give out busniness cards with other last names on them..... And is it normal for employees to  try to set up the first meetingat a location other than the bank? If one makes an appointment at the bank then shows up at the bank at the correct time there is "another person", you knew you needed to meet with, is in a meeting with someone else and he will call and set up a meeting outside the bank?

Is this weird or is there somehting fishy going on? That is a question, I honestly don't know. They seem nice but something is a little bit strange. By the way I checked they are not members of the BBB or at least weren't when I checked. The state attroney's general office had no complaints but had not heard of them.


THis bank might be a really good bank but not having dealt with them before trying to check, if anybody knows anything I would like to know( if you don't currently work for that bank)

A Bank Built To Only Make Money For The Founders

Posted by: Anonymous | Sep 28, 2010

Don't fall for their bull. This bank was just built as a way for the people at the top to get more money. Some of the board members are very bad and, in my opinion, immoral leaders. Don't give them your money.


Health Grade Components

FDIC Certificate #58516
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.18%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$275.6MM$243.6MM
LoansQ3 2017vs Q3 2016$202.0MM$183.3MM
DepositsQ3 2017vs Q3 2016$220.8MM$202.5MM
Equity CapitalQ3 2017vs Q3 2016$24.9MM$24.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.3MM$2.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.4MM$2.0MM
Real Estate OwnedQ3 2017vs Q3 2016$0$54.00K

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Carolina Premier Bank Locations
Branch Office1299 Pennsylvania Avenue NWWashington, DC 20004
Ballantyne Corporate Center13024 Ballantyne Corporate PlaceCharlotte, NC 28277
Oakland Branch201 Oakland DriveRock Hill, SC 29730
Cherokee Branch203 West Cherokee StreetBlacksburg, SC 29702
Six Mile Branch115 N. Main StreetSix Mile, SC 29682